Series of 2 Emails Email 1 Subject: Is Your Relationship with Money on the Rocks? A relationship is defined as the way in which two or more concepts, objects, or people are connected. A relationship does not necessarily need to be between two people; it can also be between a woman and her money. Your money needs attention, respect, and understanding; all components are needed in a compatible relationship. If you are struggling with or misunderstanding your finances, there are a couple steps you can take to acquire the relationship you WANT. First talk to a professional; make an appointment with a financial advisor. Next, educate yourself about money. Read something about finances everyday, that way you UNDERSTAND the other half of your relationship. You can also ask your money savvy colleagues for advice. Finally, be careful of rumors and scare tactics; those facts are generally skewed. Once you have defined and developed a healthy relationship with your money, you are on the road to success! (Stanny, Time to Have a Love Affair with Your Money)
Copyright © 2013-2014 Adri Miller Consulting
Email 2 Subject: Types of Relationships; Which One are You? The Big Spender The Big Spender has no problem spending money if the purchase seems right. They view money as a vehicle for bringing themselves and others happiness. Big spenders view life as endless possibilities; they enjoy life and what it has to offer. The downside is that they overspend when they are upset or bored. The Saver The Saver is the polar opposite of the big spender. The saver believes in saving money at all costs. They keep track of all monies earned and spent and are extremely cautious with their finances. Many positive aspects come from pinching pennies. The positive aspect of being a saver is that they tend to have a nice emergency savings cushion, good credit and very little debt. On the negative side, extreme saving tends to come from a fear of never having enough, which means that the saver probably denies themselves things that they want and even need. The Entrepreneur The Entrepreneur gets a thrill from overextending and stretching financially. They make investments in a business or a beach house even if it means eating canned soup every night for dinner. Thrill-seekers tend to be free-thinking entrepreneurs; they view life as a game and money as the playing pieces. When you’re a thrill-seeker with your money, your financial journey is exciting. Living with this thrill-seeking mindset means that each day is a new adventure. However, this mindset can be risky. If anything goes wrong, this spender could potentially lose a lot of money. The Security-Craver If you’re a saver and find yourself constantly checking your balances to make sure you have enough, you crave the security that you feel money offers. You aren't afraid of spending money like The Saver; you take your time making a commitment to purchases, especially large ones. While this type of spending has its definite advantages, like the fact that you probably won’t find yourself in financial trouble, the urge to check and recheck your safety net can become overwhelming. The Idealist The Idealist views money and consumerism as unsavory and the root of many of the world’s problems. They prefer to dedicate themselves to innovative pursuits that don’t focus on money. The Idealist most likely ignores their finances and pays for necessary items quickly; afterwards, they jump back into their own agenda.
Copyright © 2013-2014 Adri Miller Consulting
The Idealist spender tends to notice simple pleasures. However, this mindset is often impractical. They enjoy life, but forget that they need money to enjoy some aspects of it. (Payoff, 5 Different Types of Money Spenders) It’s important to understand your motivation so you can make informed choices about spending your hard-earned money. What Kind of Money Spender are You? ______________________________________________________
Copyright © 2013-2014 Adri Miller Consulting