Property Investment Guide Ebook 05.08.16
Property Investment Guide
The Wave, Suite 201, Level 2, 89-91 Surf Parade, Broadbeach, Qld 4218 PO Box 324, Chevron Island, Qld 4217 +61 7 5539 9199 +61 7 5538 3158 [email protected]
A message from Phil... Congratulations on taking your first step towards financial freedom and a comfortable retirement! Philco has been helping everyday Australians fulfill their financial goals for over 20 years, assisting them to plan for their future without sacrificing their lifestyle today. I believe that tax assisted investment and investment through superannuation provides a way forward for people of all incomes to grow assets without dipping into their weekly incomes and putting stress on the household budget. By investing your money wisely now, you can own something that’s growing in value and will be a foundation stone of your future retirement. Glad to have you on board.
Philip P. Marco CEO & Founder Philco Financial Strategies
WHY YOU SHOULD INVEST IN PROPERTY Growing your wealth through strategic property investment will create that comfortable retirement you dream about. If you already own a home, you know the importance of investing. After all, the future market value of your property was undoubtedly central to your decision to buy. Property investment is one of the most fascinating, in-depth and rewarding methods of investment available to Australians today. With unlimited potential for growth and a consistently strong market, Australia is an ideal country to engage in long-term real estate investment. Property investment also enables you to maximise the tax concessions available to you in Australia. With the correct structuring of your investment property, you will improve cash flow whilst growing the capital value of your investment.
WHY NOW IS A GOOD TIME TO INVEST The Australian property market is booming seeing house prices soar in recent months. With the Reserve Bank of Australia cutting interest rates by a further 25 basis points in August, property prices are expected to continue to rise for the foreseeable future. What does this mean for you? It means money has never been cheaper to borrow from the banks, making your dream of purchasing an investment property closer than ever. The lower interest rates on offer coupled with the increasing demand for rental properties due to limited rental property stock, creates the perfect environment for would be investors to take the leap into property investment.
WHAT SHOULD I LOOK FOR? It is important to consider the type of property that you are interested in. One of the key factors on the price of property is where it is located. Location plays a massive role in determining how much you will pay for a property and also its future price. Well developed areas are already going to have high property prices due to proximity to established schools, to the city centre and infrastructure. In Australia there are always pockets of an area that have tremendous room for growth and are considered boom areas. Areas that are currently going through the early stages of gentrification (increased investment and infrastructure in a contained area), can be gold mines for real estate investors. Investing in new build properties is another option to consider with new builds posing fewer repair and costly on-going maintenance demands than older properties.
HOW INVESTING NOW WILL SECURE YOUR RETIREMENT For most, retirement is some distant state, which seems so far off that it doesn't warrant concern today. However, with increasing numbers of working Australians being unable to retire before the age of 70, it has never been so important to start early to secure your retirement. Investing in property has always been seen as a safe investment and one which can provide you with long term benefits and secure your financial future into retirement. By investing in property, you will provide yourself with a steady income stream in retirement or the ability to dissolve some of your investments and enjoy the capital gains. Property investment is a long term strategy, which can pay fantastic dividends when done correctly.
HOW PHILCO CAN HELP YOU Philco Financial Strategies has provided successful investment and retirement planning strategies to everyday Australians for over 20 years. Our strategies have helped thousands of Australians who felt that securing a prosperous retirement was simply out of their reach, to achieve their financial goals without sacrificing their present lifestyle.
The only thing that stands in the way of your prosperity is the limitations you place on yourself. You need to not just think outside the square but to act on those thoughts accordingly. Philco designs tailored plans for their clients, to give them the confidence to invest without concern. Our strategies are clear, structured and deliberate, with no fragile investment pyramids or schemes. We explain your individual strategy in language that a first time investor will understand without any jargon or obscure financial talk.
Ninety per cent of the world’s millionaires owe their wealth to real estate.
To book your appointment with one of our consultants, please contact us at:
The Wave, Suite 201, Level 2, 89-91 Surf Parade, Broadbeach, Qld 4218 PO Box 324, Chevron Island, Qld 4217 +61 7 5539 9199
+61 7 5538 3158
[email protected] philco.com.au
The Wave, Suite 201, Level 2, 89-91 Surf Parade, Broadbeach, Qld 4218 PO Box 324, Chevron Island, Qld 4217 +61 7 5539 9199 +61 7 5538 3158 [email protected]
A message from Phil... Congratulations on taking your first step towards financial freedom and a comfortable retirement! Philco has been helping everyday Australians fulfill their financial goals for over 20 years, assisting them to plan for their future without sacrificing their lifestyle today. I believe that tax assisted investment and investment through superannuation provides a way forward for people of all incomes to grow assets without dipping into their weekly incomes and putting stress on the household budget. By investing your money wisely now, you can own something that’s growing in value and will be a foundation stone of your future retirement. Glad to have you on board.
Philip P. Marco CEO & Founder Philco Financial Strategies
WHY YOU SHOULD INVEST IN PROPERTY Growing your wealth through strategic property investment will create that comfortable retirement you dream about. If you already own a home, you know the importance of investing. After all, the future market value of your property was undoubtedly central to your decision to buy. Property investment is one of the most fascinating, in-depth and rewarding methods of investment available to Australians today. With unlimited potential for growth and a consistently strong market, Australia is an ideal country to engage in long-term real estate investment. Property investment also enables you to maximise the tax concessions available to you in Australia. With the correct structuring of your investment property, you will improve cash flow whilst growing the capital value of your investment.
WHY NOW IS A GOOD TIME TO INVEST The Australian property market is booming seeing house prices soar in recent months. With the Reserve Bank of Australia cutting interest rates by a further 25 basis points in August, property prices are expected to continue to rise for the foreseeable future. What does this mean for you? It means money has never been cheaper to borrow from the banks, making your dream of purchasing an investment property closer than ever. The lower interest rates on offer coupled with the increasing demand for rental properties due to limited rental property stock, creates the perfect environment for would be investors to take the leap into property investment.
WHAT SHOULD I LOOK FOR? It is important to consider the type of property that you are interested in. One of the key factors on the price of property is where it is located. Location plays a massive role in determining how much you will pay for a property and also its future price. Well developed areas are already going to have high property prices due to proximity to established schools, to the city centre and infrastructure. In Australia there are always pockets of an area that have tremendous room for growth and are considered boom areas. Areas that are currently going through the early stages of gentrification (increased investment and infrastructure in a contained area), can be gold mines for real estate investors. Investing in new build properties is another option to consider with new builds posing fewer repair and costly on-going maintenance demands than older properties.
HOW INVESTING NOW WILL SECURE YOUR RETIREMENT For most, retirement is some distant state, which seems so far off that it doesn't warrant concern today. However, with increasing numbers of working Australians being unable to retire before the age of 70, it has never been so important to start early to secure your retirement. Investing in property has always been seen as a safe investment and one which can provide you with long term benefits and secure your financial future into retirement. By investing in property, you will provide yourself with a steady income stream in retirement or the ability to dissolve some of your investments and enjoy the capital gains. Property investment is a long term strategy, which can pay fantastic dividends when done correctly.
HOW PHILCO CAN HELP YOU Philco Financial Strategies has provided successful investment and retirement planning strategies to everyday Australians for over 20 years. Our strategies have helped thousands of Australians who felt that securing a prosperous retirement was simply out of their reach, to achieve their financial goals without sacrificing their present lifestyle.
The only thing that stands in the way of your prosperity is the limitations you place on yourself. You need to not just think outside the square but to act on those thoughts accordingly. Philco designs tailored plans for their clients, to give them the confidence to invest without concern. Our strategies are clear, structured and deliberate, with no fragile investment pyramids or schemes. We explain your individual strategy in language that a first time investor will understand without any jargon or obscure financial talk.
Ninety per cent of the world’s millionaires owe their wealth to real estate.
To book your appointment with one of our consultants, please contact us at:
The Wave, Suite 201, Level 2, 89-91 Surf Parade, Broadbeach, Qld 4218 PO Box 324, Chevron Island, Qld 4217 +61 7 5539 9199
+61 7 5538 3158
[email protected] philco.com.au
