9116 Calverly Crescent
Property Report
9116 Calverly Crescent 9116 Calverly Crescent Dawson Creek, BC V1G 3M2
Presented by:
Elizabeth (Eli) Chi Century 21 Energy Realty Ltd 10756 100 Street Fort St. John, BC V1J 3Z6 Office: (250) 785-8051 Mobile: FSJ: 778.256.2888 VAN: 778.888.9501 Fax: (250) 785-2551 [email protected] www.elichi.com
The information contained within this program is for discussion purposes only and is not to be relied upon without performing your own due diligence.
Check out www.century21.ca/eli.chi for more cash flow properties!
1
Overview 9116 Calverly Crescent 9116 Calverly Crescent Dawson Creek, BC V1G 3M2
Elizabeth (Eli) Chi FSJ: 778.256.2888 VAN: 778.888.9501 [email protected]
Purchase Info Square Feet Purchase Price Initial Cash Invested Income Analysis Net Operating Income Cash Flow Financial Metrics Cap Rate (Purchase Price) Cash on Cash Return (Year 1) Internal Rate of Return (Year 10) Sale Price (Year 10)
2,280 $342,900 $94,298 Monthly $2,201 $1,121
Annual $26,416 $13,453
7.7% 14.3% 22.0% $460,829
ATTENTION: Home presently rented for $4000 per month. Located on quiet street, fenced back yard on .178 of an acre, fire pit area and 19 x 33 deck. Features 3 bedrooms up and fully contained in-law suite down complete with separate laundry and fully furnished. Upgraded furnace, torch on roof and flooring. Includes 2 fridges, 2 stoves, 2 washer and dryers, dishwasher, window coverings and blinds. Great return for your investment. Call now for your showing.
Check out www.century21.ca/eli.chi for more cash flow properties!
2
Purchase Analysis 9116 Calverly Crescent 9116 Calverly Crescent Dawson Creek, BC V1G 3M2
Elizabeth (Eli) Chi FSJ: 778.256.2888 VAN: 778.888.9501 [email protected]
Purchase Info
Income
Purchase Price
$342,900
- First Mortgage
($257,175)
- Second Mortgage
($0)
= Downpayment
$85,725
+ Buying Costs
$8,572
+ Initial Improvements
$0
= Initial Cash Invested
$94,298
Square Feet
2,280
Cost per Square Foot
$150
Monthly Rent per Square Foot
$1.75
Mortgages
First
Second
Loan-To-Cost Ratio
75%
0%
Loan-To-Value Ratio
75%
0%
$257,175
$0
Loan Amount Loan Type Term Interest Rate Payment
Amortizing
Monthly
Annual
Gross Rent
$4,000
$48,000
Vacancy Loss
($200)
($2,400)
Operating Income
$3,800
$45,600
Monthly
Annual
Insurance (4%)
($143)
($1,714)
Management Fees (9%)
($342)
($4,104)
Repairs (10%)
($380)
($4,560)
Taxes (6%)
($234)
($2,805)
Utilities (13%)
($500)
($6,000)
Operating Expenses (42%)
($1,599)
($19,184)
Net Performance
Monthly
Annual
$2,201
$26,416
($1,080)
($12,964)
($0)
($0)
$1,121
$13,453
Expenses (% of Income)
Net Operating Income - Mortgage Payments - Year 1 Improvements = Cash Flow
30 Years 2.99% $1,080.32
$0.00
Financial Metrics (Year 1) Annual Gross Rent Multiplier Operating Expense Ratio Debt Coverage Ratio Cap Rate (Purchase Price) Cash on Cash Return
7.1 42.1% 2.04 7.7% 14.3%
Assumptions Appreciation Rate
3.0%
Vacancy Rate
5.0%
Income Inflation Rate
3.0%
Expense Inflation Rate
3.0%
LTV for Refinance Selling Costs
80.0% $24,003
Check out www.century21.ca/eli.chi for more cash flow properties!
3
Buy and Hold Projection 9116 Calverly Crescent 9116 Calverly Crescent Dawson Creek, BC V1G 3M2
Elizabeth (Eli) Chi FSJ: 778.256.2888 VAN: 778.888.9501 [email protected]
Income
Year 1
Year 2
Year 3
Year 5
Year 10
Year 20
Year 30
Gross Rent
$48,000
$49,440
$50,923
$54,024
$62,629
$84,168
$113,115
Vacancy Loss
($2,400)
($2,472)
($2,546)
($2,701)
($3,131)
($4,208)
($5,656)
Operating Income
$45,600
$46,968
$48,377
$51,323
$59,498
$79,960
$107,459
Expenses
Year 1
Year 2
Year 3
Year 5
Year 10
Year 20
Year 30
Insurance
($1,714)
($1,766)
($1,819)
($1,930)
($2,237)
($3,006)
($4,040)
Management Fees
($4,104)
($4,227)
($4,354)
($4,619)
($5,355)
($7,196)
($9,671)
Repairs
($4,560)
($4,697)
($4,838)
($5,132)
($5,950)
($7,996)
($10,746)
Taxes
($2,805)
($2,889)
($2,976)
($3,157)
($3,660)
($4,919)
($6,610)
Utilities
($6,000)
($6,180)
($6,365)
($6,753)
($7,829)
($10,521)
($14,139)
($19,184)
($19,759)
($20,352)
($21,591)
($25,030)
($33,638)
($45,207)
Year 1
Year 2
Year 3
Year 5
Year 10
Year 20
Year 30
$26,416
$27,209
$28,025
$29,732
$34,468
$46,321
$62,252
($12,964)
($12,964)
($12,964)
($12,964)
($12,964)
($12,964)
($12,962)
($0)
($0)
($0)
($0)
($0)
($0)
($0)
$13,453
$14,245
$15,061
$16,768
$21,504
$33,358
$49,290
Cap Rate (Purchase Price)
7.7%
7.9%
8.2%
8.7%
10.1%
13.5%
18.2%
Cap Rate (Market Value)
7.5%
7.5%
7.5%
7.5%
7.5%
7.5%
7.5%
Cash on Cash Return
14.3%
15.1%
16.0%
17.8%
22.8%
35.4%
52.3%
Return on Equity
13.3%
12.1%
11.2%
9.9%
8.1%
6.6%
5.9%
Loan Analysis
Year 1
Year 2
Year 3
Year 5
Year 10
Year 20
Year 30
$353,187
$363,783
$374,696
$397,515
$460,829
$619,316
$832,308
($251,780)
($246,223)
($240,498)
($228,526)
($195,294)
($112,031)
($0)
$101,407
$117,560
$134,198
$168,989
$265,535
$507,285
$832,308
71.3%
67.7%
64.2%
57.5%
42.4%
18.1%
0.0%
$30,769
$44,803
$59,259
$89,486
$173,369
$383,422
$665,847
Year 1
Year 2
Year 3
Year 5
Year 10
Year 20
Year 30
Equity
$101,407
$117,560
$134,198
$168,989
$265,535
$507,285
$832,308
- Selling Costs
($24,723)
($25,465)
($26,229)
($27,826)
($32,258)
($43,352)
($58,262)
= Proceeds After Sale
$76,684
$92,095
$107,969
$141,163
$233,277
$463,933
$774,047
+ Cumulative Cash Flow
$13,453
$27,698
$42,759
$75,430
$173,197
$450,544
$867,862
($94,298)
($94,298)
($94,298)
($94,298)
($94,298)
($94,298)
($94,298)
($4,161)
$25,495
$56,431
$122,295
$312,177
$820,179
$1,547,612
-4.4%
13.6%
19.0%
22.1%
22.0%
20.4%
19.7%
-4%
27%
60%
130%
331%
870%
1,641%
Operating Expenses Income Analysis Net Operating Income - Mortgage Payments - Improvements = Cash Flow
Market Value - Loan Balance = Equity Loan-to-Value Ratio Potential Cash-Out Refi Sale Analysis
- Initial Cash Invested = Net Profit Internal Rate of Return Return on Investment
Check out www.century21.ca/eli.chi for more cash flow properties!
4
Graphs 9116 Calverly Crescent 9116 Calverly Crescent Dawson Creek, BC V1G 3M2
Elizabeth (Eli) Chi FSJ: 778.256.2888 VAN: 778.888.9501 [email protected]
Monthly Cash Flow $4,500 $4,000 $3,500 $3,000 $2,500 $2,000 $1,500 $1,000 $500 $0 0
5
10
Loan Balance +
15 Year
20
25
30
25
30
25
30
Equity = Market Value
$900,000 $800,000 $700,000 $600,000 $500,000 $400,000 $300,000 $200,000 $100,000 $0 0
5
10
15 Year
20
Internal Rate of Return (IRR) 25% 20% 15% 10% 5% 0% -5%
0
5
10
Check out www.century21.ca/eli.chi for more cash flow properties!
15 Year
20
5
Photos 9116 Calverly Crescent 9116 Calverly Crescent Dawson Creek, BC V1G 3M2
Elizabeth (Eli) Chi FSJ: 778.256.2888 VAN: 778.888.9501 [email protected]
Exterior Front
Exterior Back Deck
Exterior Back Deck
Side Entry
Upstairs Kitchen
Upstairs Living Room
Check out www.century21.ca/eli.chi for more cash flow properties!
6
Photos 9116 Calverly Crescent 9116 Calverly Crescent Dawson Creek, BC V1G 3M2
Elizabeth (Eli) Chi FSJ: 778.256.2888 VAN: 778.888.9501 [email protected]
Upstairs Living Room
Downstairs Kitchen
Downstairs Living Room
Check out www.century21.ca/eli.chi for more cash flow properties!
7
9116 Calverly Crescent 9116 Calverly Crescent Dawson Creek, BC V1G 3M2
Presented by:
Elizabeth (Eli) Chi Century 21 Energy Realty Ltd 10756 100 Street Fort St. John, BC V1J 3Z6 Office: (250) 785-8051 Mobile: FSJ: 778.256.2888 VAN: 778.888.9501 Fax: (250) 785-2551 [email protected] www.elichi.com
The information contained within this program is for discussion purposes only and is not to be relied upon without performing your own due diligence.
Check out www.century21.ca/eli.chi for more cash flow properties!
1
Overview 9116 Calverly Crescent 9116 Calverly Crescent Dawson Creek, BC V1G 3M2
Elizabeth (Eli) Chi FSJ: 778.256.2888 VAN: 778.888.9501 [email protected]
Purchase Info Square Feet Purchase Price Initial Cash Invested Income Analysis Net Operating Income Cash Flow Financial Metrics Cap Rate (Purchase Price) Cash on Cash Return (Year 1) Internal Rate of Return (Year 10) Sale Price (Year 10)
2,280 $342,900 $94,298 Monthly $2,201 $1,121
Annual $26,416 $13,453
7.7% 14.3% 22.0% $460,829
ATTENTION: Home presently rented for $4000 per month. Located on quiet street, fenced back yard on .178 of an acre, fire pit area and 19 x 33 deck. Features 3 bedrooms up and fully contained in-law suite down complete with separate laundry and fully furnished. Upgraded furnace, torch on roof and flooring. Includes 2 fridges, 2 stoves, 2 washer and dryers, dishwasher, window coverings and blinds. Great return for your investment. Call now for your showing.
Check out www.century21.ca/eli.chi for more cash flow properties!
2
Purchase Analysis 9116 Calverly Crescent 9116 Calverly Crescent Dawson Creek, BC V1G 3M2
Elizabeth (Eli) Chi FSJ: 778.256.2888 VAN: 778.888.9501 [email protected]
Purchase Info
Income
Purchase Price
$342,900
- First Mortgage
($257,175)
- Second Mortgage
($0)
= Downpayment
$85,725
+ Buying Costs
$8,572
+ Initial Improvements
$0
= Initial Cash Invested
$94,298
Square Feet
2,280
Cost per Square Foot
$150
Monthly Rent per Square Foot
$1.75
Mortgages
First
Second
Loan-To-Cost Ratio
75%
0%
Loan-To-Value Ratio
75%
0%
$257,175
$0
Loan Amount Loan Type Term Interest Rate Payment
Amortizing
Monthly
Annual
Gross Rent
$4,000
$48,000
Vacancy Loss
($200)
($2,400)
Operating Income
$3,800
$45,600
Monthly
Annual
Insurance (4%)
($143)
($1,714)
Management Fees (9%)
($342)
($4,104)
Repairs (10%)
($380)
($4,560)
Taxes (6%)
($234)
($2,805)
Utilities (13%)
($500)
($6,000)
Operating Expenses (42%)
($1,599)
($19,184)
Net Performance
Monthly
Annual
$2,201
$26,416
($1,080)
($12,964)
($0)
($0)
$1,121
$13,453
Expenses (% of Income)
Net Operating Income - Mortgage Payments - Year 1 Improvements = Cash Flow
30 Years 2.99% $1,080.32
$0.00
Financial Metrics (Year 1) Annual Gross Rent Multiplier Operating Expense Ratio Debt Coverage Ratio Cap Rate (Purchase Price) Cash on Cash Return
7.1 42.1% 2.04 7.7% 14.3%
Assumptions Appreciation Rate
3.0%
Vacancy Rate
5.0%
Income Inflation Rate
3.0%
Expense Inflation Rate
3.0%
LTV for Refinance Selling Costs
80.0% $24,003
Check out www.century21.ca/eli.chi for more cash flow properties!
3
Buy and Hold Projection 9116 Calverly Crescent 9116 Calverly Crescent Dawson Creek, BC V1G 3M2
Elizabeth (Eli) Chi FSJ: 778.256.2888 VAN: 778.888.9501 [email protected]
Income
Year 1
Year 2
Year 3
Year 5
Year 10
Year 20
Year 30
Gross Rent
$48,000
$49,440
$50,923
$54,024
$62,629
$84,168
$113,115
Vacancy Loss
($2,400)
($2,472)
($2,546)
($2,701)
($3,131)
($4,208)
($5,656)
Operating Income
$45,600
$46,968
$48,377
$51,323
$59,498
$79,960
$107,459
Expenses
Year 1
Year 2
Year 3
Year 5
Year 10
Year 20
Year 30
Insurance
($1,714)
($1,766)
($1,819)
($1,930)
($2,237)
($3,006)
($4,040)
Management Fees
($4,104)
($4,227)
($4,354)
($4,619)
($5,355)
($7,196)
($9,671)
Repairs
($4,560)
($4,697)
($4,838)
($5,132)
($5,950)
($7,996)
($10,746)
Taxes
($2,805)
($2,889)
($2,976)
($3,157)
($3,660)
($4,919)
($6,610)
Utilities
($6,000)
($6,180)
($6,365)
($6,753)
($7,829)
($10,521)
($14,139)
($19,184)
($19,759)
($20,352)
($21,591)
($25,030)
($33,638)
($45,207)
Year 1
Year 2
Year 3
Year 5
Year 10
Year 20
Year 30
$26,416
$27,209
$28,025
$29,732
$34,468
$46,321
$62,252
($12,964)
($12,964)
($12,964)
($12,964)
($12,964)
($12,964)
($12,962)
($0)
($0)
($0)
($0)
($0)
($0)
($0)
$13,453
$14,245
$15,061
$16,768
$21,504
$33,358
$49,290
Cap Rate (Purchase Price)
7.7%
7.9%
8.2%
8.7%
10.1%
13.5%
18.2%
Cap Rate (Market Value)
7.5%
7.5%
7.5%
7.5%
7.5%
7.5%
7.5%
Cash on Cash Return
14.3%
15.1%
16.0%
17.8%
22.8%
35.4%
52.3%
Return on Equity
13.3%
12.1%
11.2%
9.9%
8.1%
6.6%
5.9%
Loan Analysis
Year 1
Year 2
Year 3
Year 5
Year 10
Year 20
Year 30
$353,187
$363,783
$374,696
$397,515
$460,829
$619,316
$832,308
($251,780)
($246,223)
($240,498)
($228,526)
($195,294)
($112,031)
($0)
$101,407
$117,560
$134,198
$168,989
$265,535
$507,285
$832,308
71.3%
67.7%
64.2%
57.5%
42.4%
18.1%
0.0%
$30,769
$44,803
$59,259
$89,486
$173,369
$383,422
$665,847
Year 1
Year 2
Year 3
Year 5
Year 10
Year 20
Year 30
Equity
$101,407
$117,560
$134,198
$168,989
$265,535
$507,285
$832,308
- Selling Costs
($24,723)
($25,465)
($26,229)
($27,826)
($32,258)
($43,352)
($58,262)
= Proceeds After Sale
$76,684
$92,095
$107,969
$141,163
$233,277
$463,933
$774,047
+ Cumulative Cash Flow
$13,453
$27,698
$42,759
$75,430
$173,197
$450,544
$867,862
($94,298)
($94,298)
($94,298)
($94,298)
($94,298)
($94,298)
($94,298)
($4,161)
$25,495
$56,431
$122,295
$312,177
$820,179
$1,547,612
-4.4%
13.6%
19.0%
22.1%
22.0%
20.4%
19.7%
-4%
27%
60%
130%
331%
870%
1,641%
Operating Expenses Income Analysis Net Operating Income - Mortgage Payments - Improvements = Cash Flow
Market Value - Loan Balance = Equity Loan-to-Value Ratio Potential Cash-Out Refi Sale Analysis
- Initial Cash Invested = Net Profit Internal Rate of Return Return on Investment
Check out www.century21.ca/eli.chi for more cash flow properties!
4
Graphs 9116 Calverly Crescent 9116 Calverly Crescent Dawson Creek, BC V1G 3M2
Elizabeth (Eli) Chi FSJ: 778.256.2888 VAN: 778.888.9501 [email protected]
Monthly Cash Flow $4,500 $4,000 $3,500 $3,000 $2,500 $2,000 $1,500 $1,000 $500 $0 0
5
10
Loan Balance +
15 Year
20
25
30
25
30
25
30
Equity = Market Value
$900,000 $800,000 $700,000 $600,000 $500,000 $400,000 $300,000 $200,000 $100,000 $0 0
5
10
15 Year
20
Internal Rate of Return (IRR) 25% 20% 15% 10% 5% 0% -5%
0
5
10
Check out www.century21.ca/eli.chi for more cash flow properties!
15 Year
20
5
Photos 9116 Calverly Crescent 9116 Calverly Crescent Dawson Creek, BC V1G 3M2
Elizabeth (Eli) Chi FSJ: 778.256.2888 VAN: 778.888.9501 [email protected]
Exterior Front
Exterior Back Deck
Exterior Back Deck
Side Entry
Upstairs Kitchen
Upstairs Living Room
Check out www.century21.ca/eli.chi for more cash flow properties!
6
Photos 9116 Calverly Crescent 9116 Calverly Crescent Dawson Creek, BC V1G 3M2
Elizabeth (Eli) Chi FSJ: 778.256.2888 VAN: 778.888.9501 [email protected]
Upstairs Living Room
Downstairs Kitchen
Downstairs Living Room
Check out www.century21.ca/eli.chi for more cash flow properties!
7
