April 2013
FREE Money Smart Week Events The goal of Money Smart Week (April 20-27) is to help you learn how to better manage your personal finances. Here are a couple of FREE events we hope you’ll take part in:
Free Shred Day
Shredding is the most effective way to ensure your private documents are disposed of securely. Bring your personal documents and papers to the Document Destruction & Recycling Services at 4250 6th St SW, Cedar Rapids on Saturday, April 20, 9am noon. There is no limit this year as to the amount you can bring. Yay!
Cookin’ Up a Great Credit Score Seminar
A good credit score can save you a huge chunk of change over your lifetime. Join us Tuesday, April 23 at 6:30pm at 3015 Blairs Ferry Rd (our NE branch) for a FREE informative seminar to learn the “pieces of the pie” that make up a credit score and easy tips to improve yours. Seating is limited so please RSVP to Lori at 319.892.7361 or lvana@ linnareacu.org.
We hope to see you there!
High-Cost Home Improvements on Your To-Do List? Is your kitchen or bathroom reminiscent of the Brady Bunch era? Has your deck seen better days? Want to keep cool this summer with a new air conditioner? Linn Area Credit Union is your best source of funds for your upcoming home improvement projects — and our rates are better than ever! We can structure a loan that keeps your payment affordable, helps make your home more comfortable and increases its value. It’s a win-win-win scenario! Plus, the interest you pay on a home equity line of credit may be tax deductible (consult your tax advisor). What are you waiting for? Apply online at linnareacu.org, call us at 378-0101 or stop into any of our full-service, walk-in branches. We look forward to seeing you!
Auto loan rates have dropped! Get out of your clunker and get into Linn Area Credit Union for a new car loan today !
Selecting Credit vs. Debit — What’s the Diff? Refinance with Our ZERO Out-of-Pocket Cost Option You swipe your Linn Area Credit Union debit card and the question appears: credit or debit? Um, helloooo.... I’m using my debit card so I should choose debit, right? Not so much! Did you know you can save your credit union some money and benefit yourself by selecting “credit”? Yes way!
Want to refinance and take advantage of the lowest rates in history but don’t have the moola to put up front for closing costs? No problemo! In most cases we can provide a zero out-of-pocket cost option that will have you whistling dixie and saving a bundle. Call us at 378-0101 or stop by one of our walk-in branches and skip out with a better rate!
You actually decide how the transaction is processed and who pays the processing fee (called the interchange fee) every time you use your debit card by the option you choose. Here’s how...
• Select Credit = A portion of the fee gets credited to Linn Area Credit Union, benefitting you in the form of lower loan rates, fewer and lower fees and higher checking interest — yay!
• Select Debit = Linn Area Credit Union has to pay the fee. :-(
Note: Your purchase will still come out of your checking account whether you choose debit or credit. Anything you can do to save your credit union money benefits you. So, remember: select “credit” every time you use your debit card and help us, help YOU!
Locations:
Contact Info:
• 3015 Blairs Ferry Rd NE • 3700 Edgewood Rd SW • 3330 Mt. Vernon Rd SE • 619 20th Ave SW (Drive-up only) • New address! 3375 7th Ave, Marion
ph: 319.378.0101 or 800.950.5228 ART: 319.393.2266 e-mail:
[email protected] web: www.LinnAreaCU.org
Stop by and see us soon!
Hours: Mon - Wed Thursday Friday Saturday
9am – 5pm 10:30am – 5pm 9am – 6pm 9am – Noon