Business Partners and Associated Companies ... amazonaws com
About Me
Contact Details
“Creating lifelong relationships based on mutual trust and best
Website raylanddunbar.co.za
advice.”
Mobile // Office Number +27(0)82 856 2444 // +27(0)87 806 8556
The Financial Xpert™ Starting off as a young person in the financial industry I realised early on that I had to set myself apart from the rest, and worked hard to earn respect in the financial arena. I discovered one way I could make an impact was to always have superior knowledge in all aspects of the industry over my peers and superiors. This thirst for knowledge serves me well in an industry that is constantly adapting, changing and shifting, and I take pride in knowing that I am always ahead of the game. My objective is to offer you my Xpert Financial Advice and Intermediary Service and to transform your financial future.
One of my favorite Zig Ziglar quotes is, “If you help enough people get what they want in life, you will get what you want.” This was an X Factor belief that Zig Ziglar lived by and passed along to those who listened to him. My Xperience
Email Address [email protected] Address First Floor North Building, 366 Pretoria Avenue, Ferndale Randburg
My Career Associations • • •
•
With 20 years Xperience in the Financial Services Industry, in some ways I am just getting started! My journey began in 1995 and over 5 years I worked to become an Xpert Administrator. I was then offered an opportunity to progress into Marketing and Training for 2 of the Insurance Giants; namely Liberty and Discovery. In 2006 I focused on refining my skills, knowledge and Xpertise to become a leading financial Xpert in the Personal and Business Financial Advice and Planning Sector.
Registered Financial Planner - RFP® through the FPi. Annual Qualifying Member of the MDRT - Million Dollar Round Table of Illinois USA. Selected as a Permanent Guest Speaker for CNBC’s - Financially Speaking – Focusing on financial education and empowering South African’s to understand the different facets involved in achieving financial independence. Member of Toastmasters International.
Download free ebook
My core foundation and purpose
Visit my personal website to DOWNLOAD an extract from my book.
To guide you to financial success by protecting you and your loved ones from expected and unexpected life events. Integrity and diligence form the foundation to my Xpert Advice and Service and I strive to add incredible value while making Insurance and Investing easy to understand, and accessible to all.
Business Partners and Associated Companies
Payroll Outsourcing (PTY) Ltd
activeXpress
espress-O-will
Lighthouse
KC TRUSTEES www.attooh.co.za
Financial Planning Institute
About attooh! attooh! is a Boutique Financial Services group and was awarded the Number 1 Financial Advisor Group in South Africa for Discovery in 2014. We currently have a staff compliment of more than 120 highly qualified financial advisors operating on a National Footprint. Our name is a reflection of celebrating, amongst others achieving financial goals. Our brand further reflects a clean cut image with a butterfly as our icon. A butterfly is one of few insects on earth that goes through four stages before it realises its true value. The message is one of living a life of “permanent purpose”, every action we take has an impact in life. The attooh! Group represents all the stages of the butterfly’s metamorphosis, and is a brand in the financial service industry combining old values with 21st century service ethics. We focus on dedicated and tailor-made client education packages, covering the full spectrum of financial services products and each client’s ability to interact with us from cradle to grave. The cornerstone and foundation of all the relationships we build can be summarised in our Core Purpose defined as: “We make ordinary people Millionaires and make Millionaires Financially Independent” This powerful concept’s design is around changing a “Poverty Mindset” to an “Abundant Mentality”. This is the first concept of being a “Millionaire”. Once achieved, we can take anyone on the journey to Financial Independence. Our values are as illustrated: Unashamedly Ethical, Love Serve and Remember, Innovation Optimism and Entrepreneurship, Clients Equal Raving Fans, Treating Customers Fairly and Having Fun!
XPERT PERSONAL FINANCIAL PLANS Xpert Personal Financial Needs Analysis & Plan
Explores and uncovers your personalised financial wishes, wants & needs.
Xpert Budget Plan
Restructuring your finances, so as to save you money and build wealth.
Xpert Family Protection Plan
Risk protection for your loved one’s income and assets.
Xpert Personal Dignity Protection Plan
Protects your ability to earn an income if you are unable to due to illness or disability.
Xpert Wealth Creation Plan
Sets a plan to create and protect wealth through tax efficient investment vehicles.
• Xpert Pre-Retirement Plan
• Promotes tax efficient savings for your retirement.
• Xpert Post-Retirement Plan
• Provides you with and protects your income after retirement.
• Xpert Education Plan
• Promotes structured and efficient saving for education costs.
• Xpert Achieving Goals Plan
• Proper planning for personal goals ensures they will be realised.
Xpert Will and Estate Plan
Ensures continuity of your legacy and allows your final wishes to be conveyed, while reducing estate costs & taxes.
Xpert Healthcare Plan
Ensures you & your family have the right medical cover for the right price.
Xpert Motor & Household Plan
Correctly covers your vehicles, household & valuables while saving you money.
XPERT BUSINESS FINANCIAL PLANS Xpert Business Assurance Needs & Plan
Uncovers your business’ financial needs and wants.
Xpert Employee Benefits Plan
Provides for and protects those who make your business work.
• Xpert Employee Retirement Plan
• Provides your employees with encouraged savings while maximising tax efficiency.
• Xpert Employee Protection Plan
• Protects your employees’ personal and family income in extenuating circumstances.
• Xpert Partnership Protection Plan
• Protects you and your partners’ business interests efficiently and effectively. As a value added service, I ensure that you have a binding legal contract to ensure the security of your plan.
Xpert Key Person Protection Plan
Protects your business from the loss of a Key Person in your business.
Xpert Contingent Liability Plan
Protects your family from your business loans & sureties.
Xpert Business Continuity Plan
Ensures the continuation of your business in various events.
Xpert Equipment Redemption Plan
Provides capital for equipment and machinery replacements.
attooh! CONSULTING SERVICES HOLDINGS (Pty) Ltd is a juristic representative of Discovery Life (Pty) Ltd, an Authorised Financial Services Provider, FSP 18147.
Contact Details
“Creating lifelong relationships based on mutual trust and best
Website raylanddunbar.co.za
advice.”
Mobile // Office Number +27(0)82 856 2444 // +27(0)87 806 8556
The Financial Xpert™ Starting off as a young person in the financial industry I realised early on that I had to set myself apart from the rest, and worked hard to earn respect in the financial arena. I discovered one way I could make an impact was to always have superior knowledge in all aspects of the industry over my peers and superiors. This thirst for knowledge serves me well in an industry that is constantly adapting, changing and shifting, and I take pride in knowing that I am always ahead of the game. My objective is to offer you my Xpert Financial Advice and Intermediary Service and to transform your financial future.
One of my favorite Zig Ziglar quotes is, “If you help enough people get what they want in life, you will get what you want.” This was an X Factor belief that Zig Ziglar lived by and passed along to those who listened to him. My Xperience
Email Address [email protected] Address First Floor North Building, 366 Pretoria Avenue, Ferndale Randburg
My Career Associations • • •
•
With 20 years Xperience in the Financial Services Industry, in some ways I am just getting started! My journey began in 1995 and over 5 years I worked to become an Xpert Administrator. I was then offered an opportunity to progress into Marketing and Training for 2 of the Insurance Giants; namely Liberty and Discovery. In 2006 I focused on refining my skills, knowledge and Xpertise to become a leading financial Xpert in the Personal and Business Financial Advice and Planning Sector.
Registered Financial Planner - RFP® through the FPi. Annual Qualifying Member of the MDRT - Million Dollar Round Table of Illinois USA. Selected as a Permanent Guest Speaker for CNBC’s - Financially Speaking – Focusing on financial education and empowering South African’s to understand the different facets involved in achieving financial independence. Member of Toastmasters International.
Download free ebook
My core foundation and purpose
Visit my personal website to DOWNLOAD an extract from my book.
To guide you to financial success by protecting you and your loved ones from expected and unexpected life events. Integrity and diligence form the foundation to my Xpert Advice and Service and I strive to add incredible value while making Insurance and Investing easy to understand, and accessible to all.
Business Partners and Associated Companies
Payroll Outsourcing (PTY) Ltd
activeXpress
espress-O-will
Lighthouse
KC TRUSTEES www.attooh.co.za
Financial Planning Institute
About attooh! attooh! is a Boutique Financial Services group and was awarded the Number 1 Financial Advisor Group in South Africa for Discovery in 2014. We currently have a staff compliment of more than 120 highly qualified financial advisors operating on a National Footprint. Our name is a reflection of celebrating, amongst others achieving financial goals. Our brand further reflects a clean cut image with a butterfly as our icon. A butterfly is one of few insects on earth that goes through four stages before it realises its true value. The message is one of living a life of “permanent purpose”, every action we take has an impact in life. The attooh! Group represents all the stages of the butterfly’s metamorphosis, and is a brand in the financial service industry combining old values with 21st century service ethics. We focus on dedicated and tailor-made client education packages, covering the full spectrum of financial services products and each client’s ability to interact with us from cradle to grave. The cornerstone and foundation of all the relationships we build can be summarised in our Core Purpose defined as: “We make ordinary people Millionaires and make Millionaires Financially Independent” This powerful concept’s design is around changing a “Poverty Mindset” to an “Abundant Mentality”. This is the first concept of being a “Millionaire”. Once achieved, we can take anyone on the journey to Financial Independence. Our values are as illustrated: Unashamedly Ethical, Love Serve and Remember, Innovation Optimism and Entrepreneurship, Clients Equal Raving Fans, Treating Customers Fairly and Having Fun!
XPERT PERSONAL FINANCIAL PLANS Xpert Personal Financial Needs Analysis & Plan
Explores and uncovers your personalised financial wishes, wants & needs.
Xpert Budget Plan
Restructuring your finances, so as to save you money and build wealth.
Xpert Family Protection Plan
Risk protection for your loved one’s income and assets.
Xpert Personal Dignity Protection Plan
Protects your ability to earn an income if you are unable to due to illness or disability.
Xpert Wealth Creation Plan
Sets a plan to create and protect wealth through tax efficient investment vehicles.
• Xpert Pre-Retirement Plan
• Promotes tax efficient savings for your retirement.
• Xpert Post-Retirement Plan
• Provides you with and protects your income after retirement.
• Xpert Education Plan
• Promotes structured and efficient saving for education costs.
• Xpert Achieving Goals Plan
• Proper planning for personal goals ensures they will be realised.
Xpert Will and Estate Plan
Ensures continuity of your legacy and allows your final wishes to be conveyed, while reducing estate costs & taxes.
Xpert Healthcare Plan
Ensures you & your family have the right medical cover for the right price.
Xpert Motor & Household Plan
Correctly covers your vehicles, household & valuables while saving you money.
XPERT BUSINESS FINANCIAL PLANS Xpert Business Assurance Needs & Plan
Uncovers your business’ financial needs and wants.
Xpert Employee Benefits Plan
Provides for and protects those who make your business work.
• Xpert Employee Retirement Plan
• Provides your employees with encouraged savings while maximising tax efficiency.
• Xpert Employee Protection Plan
• Protects your employees’ personal and family income in extenuating circumstances.
• Xpert Partnership Protection Plan
• Protects you and your partners’ business interests efficiently and effectively. As a value added service, I ensure that you have a binding legal contract to ensure the security of your plan.
Xpert Key Person Protection Plan
Protects your business from the loss of a Key Person in your business.
Xpert Contingent Liability Plan
Protects your family from your business loans & sureties.
Xpert Business Continuity Plan
Ensures the continuation of your business in various events.
Xpert Equipment Redemption Plan
Provides capital for equipment and machinery replacements.
attooh! CONSULTING SERVICES HOLDINGS (Pty) Ltd is a juristic representative of Discovery Life (Pty) Ltd, an Authorised Financial Services Provider, FSP 18147.
