Credit Risk Management
Credit Risk Management Minimizing credit risk is one of the most important responsibilities of financial institutions today. This seminar intends to elaborate on the Credit Risk Management at an advanced level. It aims at adding value to the financial institutions that deal with Commercial Businesses and Retail Lending or wish to expand on the implications of key areas of the Credit Risk Management. It will analyze the significant issues associated with credit facilities at an advanced level from the time of planning to repayment or recovery of money and emphasize on implications of these issues on the organisation. To highlight some of the banks’ risk exposure the seminar aims at reviewing case studies that tackle the areas unique to banks.
Lecturer’s Profile: Objective:
Soteris Komitis, MSc, ACIB
At the end of the course, the participants should be able to: Improve their future credit decisions Reduce financial loss Learn about methods, tools and processes for managing risk Increase sales
Participants’ Profile: The seminar is addressed to: newly hired analysts, experienced analysts, lending officers, credit officers, the risk support team, etc.
SEMINAR DETAILS Dates: Time: Venue: Language: Cost: Lecturer:
6-7 Dec 2013; 10-11 Apr 2014 09:00 – 17:00 Globaltraining Bucharest English € 300 + VAT Mr. Soteris Komitis, MSc, ACIB
Mr. Soteris Komitis is an experienced professional banker working with one of the largest banks in Cyprus since 1980. His most recent positions include: Jan 2009 – to date: Manager of Trade Services, Cyprus 2008: Assistant Manager of Trade Services, Cyprus 2006 – 2007: Head of Trade Services for the Nicosia region 2000 – 2005: Head of Operations Analysis Department of the Bank´s Group Organization and Methods Services 1997 – 1999: Branch Manager He has been a tutor in the banking/finance sector for the last 16 years and he specializes in the theory and application of International Trade Finance, Lending, Risk Analysis & Evaluation, and other related topics. Soteris is a professional banker himself and is a holder of the following UK professional and academic qualifications: - ACIB (Associate of the Chartered Institute of Bankers - UK) - MSc in Training (Masters Degree with University of Leicester) Soteris likes to make his teaching a lively, emotional, hands-on, and therefore a memorable experience. He ensures his courses are interactive and ensures that his audience will be able to match the theory with the practical aspect of each topic covered.
Contact Details: For more information and/or for registrations, please contact us at: [email protected], telephone: +4031.425.36.63, +4021.312.88.11.
Schedule: Day 1 Time 09:00-10:30
C r e d i t
Du rat ion
R i s k
Desc ript ion Basel II
1:30
The three pillars 10:30-11:00
0:30
B r e a k
11:00-12:30
1:30
Basel II
Other issues
12:30-13:30
1:00
L u n c h
13:30-15:00
1:30
Credit policy
B r e a k
How to get benefit of the best markets Stress testing Problems & solutions Credit contracts validation and guarantees Limits of authority Adherence to the limits 15:00-15:30
0:30
B r e a k
15:30-17:00
1:30
Assessment models Problems and improvements Case study 1
Total Net Duration
6:00
M a n a g e m e n t
Schedule: Day 2 Time 09:00-10:30
C r e d i t
R i s k
Du rat ion 1:30
M a n a g e m e n t
Desc ript ion
Performance system
How to get improved results
Operational risk in lending activity
Products Credit Risk assessment
Errors and mistaken results
Loan operations
Follow-up, assessment & support to business units
Effectiveness & efficiency
Loan administration after analysis
Non-performing loans: Improving or not
10:30-11:00
0:30
B r e a k
11:00-12:30
1:30
Random checks of approved facilities: Efficiency
Credit cost: losses & profitability
Provisions: accuracy out of experience
Reporting
Cost, accuracy & timeliness
12:30-13:30
1:00
13:30-15:00
1:30
L u n c h
B r e a k
Case study 2 Case study 3
15:00-15:30
0:30
B r e a k
15:30-17:00
1:30
Case study 4
Case study 5
Total Net Duration
6:00
In-house Seminars: Certification: All participants will be awarded a Certificate of Attendance.
Intercollege Globaltraining has been cooperating with many financial institutions and companies in Romania and abroad for covering their in-house training needs. The clients we serve range on a wide scale of industries, including banking, accounting and audit, investment services firms, telecommunication, construction and retail. Tailor-made seminars are offered upon request.
Lecturer’s Profile: Objective:
Soteris Komitis, MSc, ACIB
At the end of the course, the participants should be able to: Improve their future credit decisions Reduce financial loss Learn about methods, tools and processes for managing risk Increase sales
Participants’ Profile: The seminar is addressed to: newly hired analysts, experienced analysts, lending officers, credit officers, the risk support team, etc.
SEMINAR DETAILS Dates: Time: Venue: Language: Cost: Lecturer:
6-7 Dec 2013; 10-11 Apr 2014 09:00 – 17:00 Globaltraining Bucharest English € 300 + VAT Mr. Soteris Komitis, MSc, ACIB
Mr. Soteris Komitis is an experienced professional banker working with one of the largest banks in Cyprus since 1980. His most recent positions include: Jan 2009 – to date: Manager of Trade Services, Cyprus 2008: Assistant Manager of Trade Services, Cyprus 2006 – 2007: Head of Trade Services for the Nicosia region 2000 – 2005: Head of Operations Analysis Department of the Bank´s Group Organization and Methods Services 1997 – 1999: Branch Manager He has been a tutor in the banking/finance sector for the last 16 years and he specializes in the theory and application of International Trade Finance, Lending, Risk Analysis & Evaluation, and other related topics. Soteris is a professional banker himself and is a holder of the following UK professional and academic qualifications: - ACIB (Associate of the Chartered Institute of Bankers - UK) - MSc in Training (Masters Degree with University of Leicester) Soteris likes to make his teaching a lively, emotional, hands-on, and therefore a memorable experience. He ensures his courses are interactive and ensures that his audience will be able to match the theory with the practical aspect of each topic covered.
Contact Details: For more information and/or for registrations, please contact us at: [email protected], telephone: +4031.425.36.63, +4021.312.88.11.
Schedule: Day 1 Time 09:00-10:30
C r e d i t
Du rat ion
R i s k
Desc ript ion Basel II
1:30
The three pillars 10:30-11:00
0:30
B r e a k
11:00-12:30
1:30
Basel II
Other issues
12:30-13:30
1:00
L u n c h
13:30-15:00
1:30
Credit policy
B r e a k
How to get benefit of the best markets Stress testing Problems & solutions Credit contracts validation and guarantees Limits of authority Adherence to the limits 15:00-15:30
0:30
B r e a k
15:30-17:00
1:30
Assessment models Problems and improvements Case study 1
Total Net Duration
6:00
M a n a g e m e n t
Schedule: Day 2 Time 09:00-10:30
C r e d i t
R i s k
Du rat ion 1:30
M a n a g e m e n t
Desc ript ion
Performance system
How to get improved results
Operational risk in lending activity
Products Credit Risk assessment
Errors and mistaken results
Loan operations
Follow-up, assessment & support to business units
Effectiveness & efficiency
Loan administration after analysis
Non-performing loans: Improving or not
10:30-11:00
0:30
B r e a k
11:00-12:30
1:30
Random checks of approved facilities: Efficiency
Credit cost: losses & profitability
Provisions: accuracy out of experience
Reporting
Cost, accuracy & timeliness
12:30-13:30
1:00
13:30-15:00
1:30
L u n c h
B r e a k
Case study 2 Case study 3
15:00-15:30
0:30
B r e a k
15:30-17:00
1:30
Case study 4
Case study 5
Total Net Duration
6:00
In-house Seminars: Certification: All participants will be awarded a Certificate of Attendance.
Intercollege Globaltraining has been cooperating with many financial institutions and companies in Romania and abroad for covering their in-house training needs. The clients we serve range on a wide scale of industries, including banking, accounting and audit, investment services firms, telecommunication, construction and retail. Tailor-made seminars are offered upon request.
