docs/Inflation Client customizable
IS THERE SOMETHING YOU ARE IGNORING? Time to confront the inflation enemy. Many entering retirement expect to receive the same amount of money every year for the rest of their lives. Unfortunately, without an inflation protection solution, your retirement dollars may stretch less than your pre-retirement ones do. If you need $50,000 of income to live today you’ll need nearly 3 times that amount in 35 years just to maintain the same lifestyle,1 assuming the long-term historical 3% rate of inflation.2 Call today to learn how an Annexus inflation adjusted fixed indexed annuity may help protect you against inflation challenges.
Senior Market Sales, Inc. 1-800-786-5566 www.SeniorMarketSales.com
1
2
United States Department of Labor, http://stats.bls.gov.data USInflation.org: The long-term average annual inflation rate is 3.22% since the government began tracking in 1913.
Annuities are not FDIC insured; are not obligations or deposits of, and are not guaranteed or underwritten by any bank, savings and loan or credit union or its affiliates; are unrelated to and not a condition of the provision or term of any banking service or activity. Annuities are long-term products of the insurance industry designed for retirement income. They contain some limitations, including possible withdrawal charges and a market value adjustment that could affect contract values. This material has been prepared for information and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting legal, tax or investment advice. Please consult with a professional specializing in these areas regarding the applicability of this information to your situation. Respond and learn how annuities can be used in various planning strategies for retirement. Fixed indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market Indices do not include dividends paid on the underlying stocks, and therefore do not reflect the total return of the underlying stocks. Neither an index nor any market-indexed annuity is comparable to a direct investment in the financial markets. Clients who purchase indexed annuities are not directly investing in stock market index. The BalancedAllocation Lifetime Income Rider® [BALIR (02/13)] or state variation, an optional rider for which a charge is deducted, is issued by Aviva Life and Annuity Company, West Des Moines, IA and is not available without the purchase of the BalancedAllocation Annuity® [BAA8 (09/09), BAA10 (07/12), and BAA12 (09/09)] or state variation. Product features, limitations and availability vary by state. See the Disclosure Summary for details. 681026_164263
Senior Market Sales, Inc. 1-800-786-5566 www.SeniorMarketSales.com
1
2
United States Department of Labor, http://stats.bls.gov.data USInflation.org: The long-term average annual inflation rate is 3.22% since the government began tracking in 1913.
Annuities are not FDIC insured; are not obligations or deposits of, and are not guaranteed or underwritten by any bank, savings and loan or credit union or its affiliates; are unrelated to and not a condition of the provision or term of any banking service or activity. Annuities are long-term products of the insurance industry designed for retirement income. They contain some limitations, including possible withdrawal charges and a market value adjustment that could affect contract values. This material has been prepared for information and educational purposes only. It is not intended to provide, and should not be relied upon for, accounting legal, tax or investment advice. Please consult with a professional specializing in these areas regarding the applicability of this information to your situation. Respond and learn how annuities can be used in various planning strategies for retirement. Fixed indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market Indices do not include dividends paid on the underlying stocks, and therefore do not reflect the total return of the underlying stocks. Neither an index nor any market-indexed annuity is comparable to a direct investment in the financial markets. Clients who purchase indexed annuities are not directly investing in stock market index. The BalancedAllocation Lifetime Income Rider® [BALIR (02/13)] or state variation, an optional rider for which a charge is deducted, is issued by Aviva Life and Annuity Company, West Des Moines, IA and is not available without the purchase of the BalancedAllocation Annuity® [BAA8 (09/09), BAA10 (07/12), and BAA12 (09/09)] or state variation. Product features, limitations and availability vary by state. See the Disclosure Summary for details. 681026_164263
