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Fix your mortgage now Mortgages: Mortgages are subject to status, availability, valuation and our lending policy. Mortgage recommend a friend: The ‘Mortgage recommend a friend’ offer is only available to existing Alliance & Leicester customers who recommend new Mortgage Account customers. The person(s) being recommended must not have held an Alliance & Leicester mortgage or received an Alliance & Leicester Mortgage Offer in the 3 months preceding the application to open a new mortgage account. The existing Alliance & Leicester customer and the person they recommend will each receive High Street Vouchers worth £100 when they receive their Mortgage Offer and submit a valid, fully completed Mortgage recommend a friend voucher by 31 July 2009. The High Street Vouchers will be despatched by special delivery to the addresses provided on the Mortgage recommend a friend voucher within 28 days of its receipt. The High Street Vouchers are subject to their own terms and conditions and details are available at www.love2shop.org.uk. New customers must be 18 or over and must apply for an Alliance & Leicester mortgage by visiting a branch or by calling Mortgage Direct on 0800 015 3111 between 1 April and 30 June 2009. Applications from any other source or received after 30 June 2009 are not eligible for this offer. This offer is available to private individuals only and excludes anyone who is connected with advising mortgage customers. It also excludes all applications submitted by mortgage intermediaries, mortgage brokers and staff of Alliance & Leicester plc, Abbey National plc or Bradford & Bingley plc or any of their subsidiaries. Only one Mortgage recommend a friend voucher will be accepted per new customer. New customers receiving a Mortgage Offer in joint names will be eligible for only one £100 High Street Voucher. Contents insurance: Cover and premiums are subject to individual assessment. This cover is not available in the Channel Islands. 68.5% of customers will achieve this saving by buying both Buildings & Contents combined cover based on Zurich analysis in February 2009. Information correct at time of publishing. *Minimum premiums & conditions apply. Discount valid on quotes accepted before 31 July 2009 for standard Buildings & Contents combined policies only. 35% off Contents offer does not apply to any additional optional cover chosen by the customer, such as, garden cover or legal cover. 35% off Contents offer is valid as long as both Buildings and Contents cover remain in force for the duration of the policy. Zurich Home Solutions is underwritten by Zurich Insurance plc which is authorised by the Irish Financial Regulator and regulated by the Financial Services Authority for the conduct of UK business. Zurich Insurance plc. A public limited company incorporated in Ireland. Registration number 13460. Registered office: Zurich House, Ballsbridge Park, Dublin 4, Ireland. UK branch registered in England and Wales. Registration number BR7985. UK Branch head office: The Zurich Centre, 3000 Parkway, Whiteley, Fareham, Hampshire PO15 7JZ. Other information: We may withdraw or change products, rates or offers at any time. Registered office: Alliance & Leicester plc, Carlton Park, Narborough, Leicester LE19 0AL. Alliance & Leicester plc is authorised and regulated by the Financial Services Authority. Our FSA register number is 189099. Company number 3263713. Registered in England. Details correct as at 09.04.09. BB2045/RC 05/09

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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Comparison is on an interest rate basis only.

Alliance & Leicester is now part of the Santander Group, which has more than 150 years’ experience in banking, and more branches worldwide than any other international bank.

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your mortgage repayments for peace of mind

Up to

Selected fixed rate mortgages are now at their lowest in 10 years. One of our low fixed rate deals could help with your household budget because you’ll know your payments won’t change each month during the fixed rate period. Interest rates may start to go up again soon, so if you want peace of mind and a great deal – act now so you don’t miss out.

£200

35

%*

off contents insurance when you take out combined buildings and contents cover provided by Zurich

Offer ends 31 July 2009

to share

Recommend a friend If you’re an existing Alliance & Leicester customer and you recommend a friend for any Alliance & Leicester mortgage – we will give you £200 of High Street Vouchers to share after we send them a mortgage offer. The vouchers can be used at a number of well known stores. As long as they meet the offer conditions, there’s no limit on the number of friends you can recommend – so you and all your friends could benefit from our great mortgage offers. Ask an advisor or pick up a mortgage recommend a friend leaflet in branch to find out how to apply.

We’ll give you up to 35% off your home contents insurance when you take out combined buildings and contents cover provided by Zurich. For five years running, Zurich Home Solutions has achieved a 5 star rating for the excellent quality of cover offered, from independent research company Defaqto. Even if you don’t have one of our great mortgage deals, you can still protect the valuables in your property with our fantastic insurance offer. Just pop into your local branch and ask an advisor how you can apply to get up to 35% off your home contents insurance.