Evaluating VeriFone's Payment Processing Software Solutions

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PRODUCT COMPARISON

Evaluating VeriFone’s Payment Processing Software Solutions PRODUCTS AT A GLANCE: PAYware PC State-of-the-art PC-based payment processing solution for small to medium-sized merchants PCCharge PC-based payment processing solution perfectly suited for standalone or integrated environments.

to customized, enterprise level

and QSR/restaurant.

payment servers - that meet nearly any need.

PCCharge

PAYware PC If you’re ready to get more power, sophistication and savvy

PCCharge™ software turns

out of your PC, it’s time to get

any PC or PC-based POS

PAYware PC. A perfect blend

system into a secure payment-

of results-inspired styling and

accepting and processing device

business-driven substance,

VeriFone’s payment processing

without interfering with other

PAYware PC provides secure,

software solutions enable

programs. It supports a wide

end-to-end payment processing

businesses of all types and sizes

range of peripherals, making

functionality and a multitude of

to quickly and securely process

it easy to accept all payment

advanced features complimented

electronic payments including

types including credit, debit,

by an intuitive, state-of-the-

credit, debit, loyalty/stored value

EBT, checks, stored value/

art interface based on 2007

gift, purchasing cards (levels II

loyalty, purchasing cards (level

Microsoft Office™.

and III), checks, EBT and more.

II), Interac (Canadian) debit,

VeriFone offers compelling

and more. PCCharge is a cost-

PC-based, payment gateway

effective solution for all business

and OS independent solutions

types including brick-and-mortar

- from stand-alone applications

merchants, e-commerce, MOTO,

Feature Payment engine - Windows Service capable Streamlined navigation and dynamic menus Administrator-level user access controls and role-based permissions GUI based on Microsoft Office 2007 Visual Basic 6.0 code base Access Database .NET Framework architecture SQL Express 2005 Database Built-in automatic batch settlement Batch settlement e-mail confirmation Custom user-created reports Audit report Suspend transaction for batch settlement Multiple logging levels Dial-up Modem and TCP/IP Internet transaction processing Frame Relay connectivity Automatic updates Recurring billing customer database (standalone only) Level III commercial card acceptance Store and Forward functionality Robust Integration Manager utility GUI Cashier Permissions Signature Capture with MX terminals Debit Encouragement through BIN Management Customer Database Automation Multiple integration methods SSL Integration Credit, PIN-based Debit, EBT, Check, Gift Multi-lingual capable PABP Validated Scheduled Task Management Development Kit Tools and Applications available AmEx Direct Authorization and Settlement (Reverse PIP) Built-in file-based transaction import

PCCharge v5.8 No No Yes No Yes Yes No No No No No Yes No No Yes Yes** No Yes No No No Yes Yes* No No Yes Yes Yes No Yes No Yes Yes Yes

PAYware PC v1.0 Yes Yes Yes Yes No No Yes Yes Yes Yes Yes Yes Yes Yes Yes No Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes No No

* - Available through integration only (using SIM.dll) ** - Processor specific © 2008 VeriFone. All rights reserved. VeriFone, the VeriFone logo, PCCharge, and PAYware PC are either trademarks or registered trademarks of VeriFone in the United States and/or other countries. All other trademarks, product names, and logos identified or mentioned herein are the property of their respective owners. All features and specifications are subject to change without notice. SF 1008