Farmers® Auto Discounts

CALIFORNIA AUTO

Farmers ® Auto Discounts Attracting high value customers Auto pricing will be most competitive when all lines of business are packaged together and all applicable discounts and rating factors are applied from the very first New Business quote, so that a customer can receive all the discounts for which they are eligible.

Farmers Auto discounts include: Auto/Home Discount (Farmers®) ……………..…….............................................17% Auto/Renters Discount (Farmers®) …………………………………………………………....5% Auto/Life Discount (Farmers®) …………………………………………………………..…...…3%-5%  Affinity (Business and Professional Group) Discount Group 1 ………………….15%  Affinity (Business and Professional Group) Discount Group 2 …………….……10% + Auto/Specialty Discount …………………………………………………………………..………5% Good Driver Discount ………………………………………………………………………………. 20% Senior Defensive Driver Discount ………………………………………………………………10% ++ Alternative Fuel Discount ……………………………………………………………..…….…..10% ++ Anti-Lock Brakes ………………………………………………………………………………….….4% Inexperienced Driver Training Discount …………………………………………………….10%-30% Good Student Discount ……………………………………………………………….…………… 15%-24% Safe Driving Discount ………………………………………………………………………………..1%-9% ++ Multiple Car Discount ……………………………………………………………………………. Up to 21% ++ Persistency Discount ………………………………………………………………………........Up to 3%

 Affinity discount varies based on Business and Professional Group. See the Affinity Marketing Eligibility and Documentation Guidelines for more details. +Customers with more than one Specialty policy receive only one discount. + + Discount does not apply to optional coverages

Proprietary and Confidential. This is a reference document which is not designed for, and should not be displayed during, communications with customers regarding coverage options.

CALIFORNIA HOME

Farmers ® Home Discounts Attracting high value customers Farmers Home Discounts and Rating Factors are designed to attract New Business opportunities and high value customers. Home pricing will be most competitive when all lines of business are packaged together and all applicable discounts and rating factors are applied from the very first New Business quote, so that a customer can receive all the discounts for which they are eligible+. Next Gen discounts include: Home/Auto Discount (Farmers®, 21st) …….…………...……................................25% Home/Auto Discount (Farmers Specialty Auto)………………............................ 8%  Affinity (Business and Professional Group) Discount Group 1 …………………15%  Affinity (Business and Professional Group) Discount Group 2 …………………5% Home/Umbrella Discount……………..............……..…………..…….......……………….5% Home/Life Discount……………….............…..…….…………....................................3% Home/CEA Discount ………………………………………………………………………………….7% Home Safety Discount ……………………………………………………………………………….2% Condo/Renters discounts include: + Home/Auto Discount (Farmers®, 21st) …….…………...……................................15% + Home/Auto Discount (Farmers Specialty Auto) ……………….............................15% + Home/Life Discount ……………….............…..…….………….....................................5%



Affinity discount varies based on Business and Professional Group. See the Affinity Marketing Eligibility and Documentation Guidelines for more details. + Discounts do not apply to optional coverages Additional Discounts and Rating Factors Additional discounts and rating factors not listed above may apply. Applicable discounts and rating factors vary based on peril and product offering. These discounts and rating factors can have positive impacts on premium rates, even though they are not flat percentage amounts and, in some cases, are not shown on customer documents

Proprietary and Confidential. This is a reference document which is not designed for, and should not be displayed during, communications with customers regarding coverage options.