Finding the Debtor's Property
May be Automatic in Some States Place judgment as a lien against property
Debtor Individual Must Own Property
Property cannot be sold with lien being paid Lien acts as insurance policy
May Start a foreclosure action to collect judgment
Proves current ownership
Verify Property Ownership in Tax Assessor's Records
www.netronline Most have online records
Debtor's Address on Judgment Matches the Tax Assessor's Record
Debtor is a Business
http://(county). (state).us/assessor/ i.e. http://douglas.co.us/assessor/
Print Tax Assessor's Record and Proceed
Property ownership is not required to flip to us or collect on your own Print Tax Assessor's Record and Proceed Debtor Business Owns Property Discussed in future modules Try Other online resources to find address
County Website does not allow searches by name
Got a Match - get a photocopy of the Tax Assessor's Record and Proceed
Call the Tax Assessor's Office to see if they can search
Discussed in future modules Ask the Creditor for information Got a Match - get a photocopy of the Tax Assessor's Record and Proceed Check for Match on Middle Initial
Property does not match address on the Judgment
Got a Match - get a photocopy of the Tax Assessor's Record and Proceed Check Dates on Deeds filed in Land Records
Module 5 Summary Finding the Debtor's Property
Check to see if Debtor also owns property at the mailing address
Tax Assessor's Record has a different mailing address
Mailing address may also be the address found in the judgment
Got a Match - get a photocopy of the Tax Assessor's Record and Proceed
Got a Match - get a photocopy of the Tax Assessor's Record and Proceed
Must be able to prove it is the debtor's spouse and not exempt - sticky and time consuming
Property Owned by Spouse No Go - except in community property states
Property is owned by a Trust or Corporation
Sorry, dead lead
Got a Match - get a photocopy of the Tax Assessor's Record and Proceed
Can't find any property for the Debtor
Check Surrounding Counties - long shot but may work Search on people search sites - Covered in Future Modules
Property Owned by Multiple Parties (including Debtor)
Debtor owns multiple properties
Go For It - can only collect against Debtor's portion of ownership
Score!! You can place the same lien on all of the properties
Got a Match - get a photocopy of the Tax Assessor's Record and Proceed
Print Tax Assessor's Records for Each Property and Proceed
Debtor Individual Must Own Property
Property cannot be sold with lien being paid Lien acts as insurance policy
May Start a foreclosure action to collect judgment
Proves current ownership
Verify Property Ownership in Tax Assessor's Records
www.netronline Most have online records
Debtor's Address on Judgment Matches the Tax Assessor's Record
Debtor is a Business
http://(county). (state).us/assessor/ i.e. http://douglas.co.us/assessor/
Print Tax Assessor's Record and Proceed
Property ownership is not required to flip to us or collect on your own Print Tax Assessor's Record and Proceed Debtor Business Owns Property Discussed in future modules Try Other online resources to find address
County Website does not allow searches by name
Got a Match - get a photocopy of the Tax Assessor's Record and Proceed
Call the Tax Assessor's Office to see if they can search
Discussed in future modules Ask the Creditor for information Got a Match - get a photocopy of the Tax Assessor's Record and Proceed Check for Match on Middle Initial
Property does not match address on the Judgment
Got a Match - get a photocopy of the Tax Assessor's Record and Proceed Check Dates on Deeds filed in Land Records
Module 5 Summary Finding the Debtor's Property
Check to see if Debtor also owns property at the mailing address
Tax Assessor's Record has a different mailing address
Mailing address may also be the address found in the judgment
Got a Match - get a photocopy of the Tax Assessor's Record and Proceed
Got a Match - get a photocopy of the Tax Assessor's Record and Proceed
Must be able to prove it is the debtor's spouse and not exempt - sticky and time consuming
Property Owned by Spouse No Go - except in community property states
Property is owned by a Trust or Corporation
Sorry, dead lead
Got a Match - get a photocopy of the Tax Assessor's Record and Proceed
Can't find any property for the Debtor
Check Surrounding Counties - long shot but may work Search on people search sites - Covered in Future Modules
Property Owned by Multiple Parties (including Debtor)
Debtor owns multiple properties
Go For It - can only collect against Debtor's portion of ownership
Score!! You can place the same lien on all of the properties
Got a Match - get a photocopy of the Tax Assessor's Record and Proceed
Print Tax Assessor's Records for Each Property and Proceed
