How to Save on Medical Premiums
Save on Your McKesson Medical Premiums There are so many great reasons to take care of your health. Saving money on your McKesson medical premiums is one of them. When you’re a Vitality member, you can save up to $1,380 a year for completing some of your favorite healthy activities. Your savings are based on two steps:
1. Earn 1,000 Vitality Points to Unlock Savings You need to earn 1,000 Vitality Points™ before you can increase your current savings and/or earn savings for 2018. If your spouse/domestic partner is enrolled in your McKesson medical plan and participates in Vitality, he/she also needs to earn 1,000 Vitality Points in 2017 to unlock savings.*
2. Increase Your Vitality Status As you earn Vitality Points, your Vitality Status® increases and so do your savings. Take action to earn the initial 1,000 Vitality Points and then keep earning points until you reach Gold Status or higher. Vitality Points Employee Only or Employee + Children
Employee + Spouse/Domestic Partner or Family
Vitality Status
Points Needed
Vitality Status
Points Needed*
Bronze
0 pts
Bronze
0 pts
Silver
2,500 pts
Silver
3,500 pts
Gold
6,000 pts
Gold
9,000 pts
Platinum
10,000 pts
Platinum
15,000 pts
The higher your Vitality Status, the greater your savings. The savings you earn by September 30, 2017, start right away in January 2018. Any savings you earn after September 30, 2017 begin as soon as administratively possible in 2018, but not retroactively. Premium Savings Employee Only or Employee + Children
Employee + Spouse/Domestic or Family
Vitality Status
Premium Savings
Vitality Status
Premium Savings
Unlocked Savings at Bronze
$35 a month
Unlocked Savings at Bronze
$70 a month
Silver
$75 a month
Silver
$150 a month
Gold
$115 a month
Gold
$230 a month
Platinum
$115 a month
Platinum
$230 a month
* After you and your spouse/domestic partner each earn 1,000 Vitality Points, either one or both of you can earn the additional points needed to increase your status.
Savings Examples Returning Member — Employee-Only Coverage Lucas completed the Vitality Health Review™ (VHR) and reached Bronze Status in 2016. He starts 2017 saving $35 a month.* By August 2017: • Lucas earns 1,000 Vitality Points and unlocks his 2018 savings. By September 2017: • Lucas earns an additional 1,500 Vitality Points for a total of 2,500 Vitality Points. He reaches Silver Status and increases his 2017 savings to $75 a month.*
On January 1, 2018: • Lucas’ Vitality Points reset to zero. • He gets a Kick-start Bonus of 10% of his Vitality Points from 2017 (see the dark green box on p. 3). • Lucas has Silver Status savings of $75 a month in 2018.
Returning Members — Employee + Spouse/Domestic Partner Coverage Heidi and Daniel completed the VHR and both reached Silver Status in 2016. They start 2017 saving $150 a month ($75 for Heidi and $75 for Daniel).* By February 2017: • Heidi earns 1,000 Vitality Points and unlocks her 2018 savings. • Daniel hasn’t earned 1,000 Vitality Points yet. Heidi and Daniel’s savings stay the same, $150 a month, because they haven’t reached a higher Vitality Status. By March 2017: • Daniel earns 1,000 Vitality Points and unlocks his 2018 savings.
By September 2017: • Heidi and Daniel have a total of 9,000 Vitality Points. They reach Gold Status and increase their 2017 savings to $230 a month ($115 for Heidi and $115 for Daniel).* On January 1, 2018: • Heidi and Daniel’s Vitality Points reset to zero. • They get a Kick-start Bonus of 10% of their Vitality Points from 2017 (see the dark green box on p. 3). • Heidi and Daniel have Gold Status savings of $230 a month in 2018.
* Savings are applied as soon as administratively possible, but not retroactively.
Your McKesson Medical Premium Savings Carry Over Every year, your Vitality Points reset to zero on January 1. If you’re a returning Vitality member (which means you participated in Vitality in 2016), the McKesson medical premium savings you earned in 2016 are yours for all of 2017. The savings you earn in 2017 carry over to 2018.
New Member — Employee-only Coverage Todd joins Vitality in March 2017. By April 2017: • Todd earns 1,000 Vitality Points and unlocks his savings. • He starts saving $35 a month.* By September 2017: • Todd earns an additional 5,000 Vitality Points for a total of 6,000 Vitality Points.
On January 1, 2018: • Todd’s Vitality Points reset to zero. • He gets a Kick-start Bonus of 10% of his Vitality Points from 2017 (see the dark green box below). • Todd has Gold Status savings of $115 a month in 2018.
• He reaches Gold Status and increases his savings to $115 a month.*
New Members — Employee + Spouse/Domestic Partner Coverage Kimberly and Dave join Vitality in January 2017. By March 2017: • Kimberly earns 1,000 Vitality Points and unlocks her savings.
By December 15, 2017: • Kimberly and Dave earn a total of 9,000 Vitality Points.
• She starts saving $35 a month.*
• They reach Gold Status.
By June 2017: • Kimberly earns an additional 1,500 Vitality Points.
• Their savings of $230 a month will begin as soon as administratively possible in 2018, but not retroactively.
• Dave earns 1,000 Vitality Points and unlocks his savings. They have a total of 3,500 Vitality Points. That’s enough to reach Silver Status.
On January 1, 2018: • Kimberly and Dave’s Vitality Points reset to zero.
• They start saving $150 a month* on their 2017 medical premiums.
• They get a Kick-start Bonus of 10% of their Vitality Points from 2017 (see the dark green box below). • Kimberly and Dave have Gold Status savings of $230 a month* in 2018.
* Savings are applied as soon as administratively possible, but not retroactively.
Learn more about how to earn Vitality Points at www.mckesson.com/totalrewardslibrary > Wellness Programs.
Can I use my Kick-start Bonus to unlock my McKesson medical premium savings? No. You need to earn 1,000 Vitality Points apart from your Kick-start Bonus to increase your 2017 savings and earn savings for 2018. Learn more about your Kick-start Bonus at www.mckesson.com/totalrewardslibrary > Wellness Programs.
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Show Off Your Vitality Status Add a badge to your McKNet profile to show off your Vitality Status. Find out how at www.mckesson.com/ totalrewardslibrary > Wellness Programs.
Vitality
877.224.7117 8 a.m. - 5 p.m. Central time, M-F [email protected] Visit the Vitality website: Employees Inside McKesson’s network: http://mcknet.mckesson.com/vitality Outside McKesson’s network: www.powerofvitality.com
HR Support Center
855.GO.MCKHR (855.466.2547) Press 1 for the McKesson Benefits Center for Health, Vitality and Pension questions. Benefit experts are available 7 a.m. - 6 p.m. Central time, M-F. Oprime 1 para asistencia en español a través del McKesson Benefits Center.
Total Rewards Library
www.mckesson.com/totalrewardslibrary Get information about health and wellness from any computer connected to the internet.
Spouses/Domestic Partners Go to www.powerofvitality.com. Use your name, birth date and email address, and the last four digits of the employee’s Social Security Number to register. Usa Vitality en español — entra a Vitality, ve hasta abajo y haz clic en Languages > Español.
McKesson is committed to helping you achieve your best health and offers all employees Vitality Points for participating in Vitality. If you are unable to meet any Vitality outcome-based standard, Vitality automatically offers you ways to earn the same reward by different means, regardless of any medical condition and without your doctor’s approval. If you think you are unable to meet an activity-only Vitality standard (or a reasonable alternative to such standard), you might qualify for an opportunity to earn the same reward by different means with your doctor’s approval. Visit the Forms and Waivers page on the Vitality website to download the applicable waiver form. If necessary, complete your portion of it, have your doctor complete his/her portion of it and then submit it to Vitality. Vitality will use your doctor’s recommendations to apply a medical accommodation for you in light of your health status. If you have any questions, contact the Vitality Customer Service Center at 877.224.7117.
May 2017 64.8
1. Earn 1,000 Vitality Points to Unlock Savings You need to earn 1,000 Vitality Points™ before you can increase your current savings and/or earn savings for 2018. If your spouse/domestic partner is enrolled in your McKesson medical plan and participates in Vitality, he/she also needs to earn 1,000 Vitality Points in 2017 to unlock savings.*
2. Increase Your Vitality Status As you earn Vitality Points, your Vitality Status® increases and so do your savings. Take action to earn the initial 1,000 Vitality Points and then keep earning points until you reach Gold Status or higher. Vitality Points Employee Only or Employee + Children
Employee + Spouse/Domestic Partner or Family
Vitality Status
Points Needed
Vitality Status
Points Needed*
Bronze
0 pts
Bronze
0 pts
Silver
2,500 pts
Silver
3,500 pts
Gold
6,000 pts
Gold
9,000 pts
Platinum
10,000 pts
Platinum
15,000 pts
The higher your Vitality Status, the greater your savings. The savings you earn by September 30, 2017, start right away in January 2018. Any savings you earn after September 30, 2017 begin as soon as administratively possible in 2018, but not retroactively. Premium Savings Employee Only or Employee + Children
Employee + Spouse/Domestic or Family
Vitality Status
Premium Savings
Vitality Status
Premium Savings
Unlocked Savings at Bronze
$35 a month
Unlocked Savings at Bronze
$70 a month
Silver
$75 a month
Silver
$150 a month
Gold
$115 a month
Gold
$230 a month
Platinum
$115 a month
Platinum
$230 a month
* After you and your spouse/domestic partner each earn 1,000 Vitality Points, either one or both of you can earn the additional points needed to increase your status.
Savings Examples Returning Member — Employee-Only Coverage Lucas completed the Vitality Health Review™ (VHR) and reached Bronze Status in 2016. He starts 2017 saving $35 a month.* By August 2017: • Lucas earns 1,000 Vitality Points and unlocks his 2018 savings. By September 2017: • Lucas earns an additional 1,500 Vitality Points for a total of 2,500 Vitality Points. He reaches Silver Status and increases his 2017 savings to $75 a month.*
On January 1, 2018: • Lucas’ Vitality Points reset to zero. • He gets a Kick-start Bonus of 10% of his Vitality Points from 2017 (see the dark green box on p. 3). • Lucas has Silver Status savings of $75 a month in 2018.
Returning Members — Employee + Spouse/Domestic Partner Coverage Heidi and Daniel completed the VHR and both reached Silver Status in 2016. They start 2017 saving $150 a month ($75 for Heidi and $75 for Daniel).* By February 2017: • Heidi earns 1,000 Vitality Points and unlocks her 2018 savings. • Daniel hasn’t earned 1,000 Vitality Points yet. Heidi and Daniel’s savings stay the same, $150 a month, because they haven’t reached a higher Vitality Status. By March 2017: • Daniel earns 1,000 Vitality Points and unlocks his 2018 savings.
By September 2017: • Heidi and Daniel have a total of 9,000 Vitality Points. They reach Gold Status and increase their 2017 savings to $230 a month ($115 for Heidi and $115 for Daniel).* On January 1, 2018: • Heidi and Daniel’s Vitality Points reset to zero. • They get a Kick-start Bonus of 10% of their Vitality Points from 2017 (see the dark green box on p. 3). • Heidi and Daniel have Gold Status savings of $230 a month in 2018.
* Savings are applied as soon as administratively possible, but not retroactively.
Your McKesson Medical Premium Savings Carry Over Every year, your Vitality Points reset to zero on January 1. If you’re a returning Vitality member (which means you participated in Vitality in 2016), the McKesson medical premium savings you earned in 2016 are yours for all of 2017. The savings you earn in 2017 carry over to 2018.
New Member — Employee-only Coverage Todd joins Vitality in March 2017. By April 2017: • Todd earns 1,000 Vitality Points and unlocks his savings. • He starts saving $35 a month.* By September 2017: • Todd earns an additional 5,000 Vitality Points for a total of 6,000 Vitality Points.
On January 1, 2018: • Todd’s Vitality Points reset to zero. • He gets a Kick-start Bonus of 10% of his Vitality Points from 2017 (see the dark green box below). • Todd has Gold Status savings of $115 a month in 2018.
• He reaches Gold Status and increases his savings to $115 a month.*
New Members — Employee + Spouse/Domestic Partner Coverage Kimberly and Dave join Vitality in January 2017. By March 2017: • Kimberly earns 1,000 Vitality Points and unlocks her savings.
By December 15, 2017: • Kimberly and Dave earn a total of 9,000 Vitality Points.
• She starts saving $35 a month.*
• They reach Gold Status.
By June 2017: • Kimberly earns an additional 1,500 Vitality Points.
• Their savings of $230 a month will begin as soon as administratively possible in 2018, but not retroactively.
• Dave earns 1,000 Vitality Points and unlocks his savings. They have a total of 3,500 Vitality Points. That’s enough to reach Silver Status.
On January 1, 2018: • Kimberly and Dave’s Vitality Points reset to zero.
• They start saving $150 a month* on their 2017 medical premiums.
• They get a Kick-start Bonus of 10% of their Vitality Points from 2017 (see the dark green box below). • Kimberly and Dave have Gold Status savings of $230 a month* in 2018.
* Savings are applied as soon as administratively possible, but not retroactively.
Learn more about how to earn Vitality Points at www.mckesson.com/totalrewardslibrary > Wellness Programs.
Can I use my Kick-start Bonus to unlock my McKesson medical premium savings? No. You need to earn 1,000 Vitality Points apart from your Kick-start Bonus to increase your 2017 savings and earn savings for 2018. Learn more about your Kick-start Bonus at www.mckesson.com/totalrewardslibrary > Wellness Programs.
3
Show Off Your Vitality Status Add a badge to your McKNet profile to show off your Vitality Status. Find out how at www.mckesson.com/ totalrewardslibrary > Wellness Programs.
Vitality
877.224.7117 8 a.m. - 5 p.m. Central time, M-F [email protected] Visit the Vitality website: Employees Inside McKesson’s network: http://mcknet.mckesson.com/vitality Outside McKesson’s network: www.powerofvitality.com
HR Support Center
855.GO.MCKHR (855.466.2547) Press 1 for the McKesson Benefits Center for Health, Vitality and Pension questions. Benefit experts are available 7 a.m. - 6 p.m. Central time, M-F. Oprime 1 para asistencia en español a través del McKesson Benefits Center.
Total Rewards Library
www.mckesson.com/totalrewardslibrary Get information about health and wellness from any computer connected to the internet.
Spouses/Domestic Partners Go to www.powerofvitality.com. Use your name, birth date and email address, and the last four digits of the employee’s Social Security Number to register. Usa Vitality en español — entra a Vitality, ve hasta abajo y haz clic en Languages > Español.
McKesson is committed to helping you achieve your best health and offers all employees Vitality Points for participating in Vitality. If you are unable to meet any Vitality outcome-based standard, Vitality automatically offers you ways to earn the same reward by different means, regardless of any medical condition and without your doctor’s approval. If you think you are unable to meet an activity-only Vitality standard (or a reasonable alternative to such standard), you might qualify for an opportunity to earn the same reward by different means with your doctor’s approval. Visit the Forms and Waivers page on the Vitality website to download the applicable waiver form. If necessary, complete your portion of it, have your doctor complete his/her portion of it and then submit it to Vitality. Vitality will use your doctor’s recommendations to apply a medical accommodation for you in light of your health status. If you have any questions, contact the Vitality Customer Service Center at 877.224.7117.
May 2017 64.8
