Murabaha Fund Fact Sheet 1st Quarter 2017 v4 - The Investor | For
ﺻﻨﺪوق اﻟﻤﺴﺘﺜﻤﺮ ﻟﻠﻤﺮاﺑﺤﺔ ﺑﺎﻟﺮﻳﺎل اﻟﺴﻌﻮدي )اﻟﺮﺑﻊ اول ٣١ -ﻣﺎرس ٢٠١٧م( )The Investor Saudi Riyal Murabaha Fund (1st quarter, 31 March 2017
ﺗﺼﻨﻴﻒ اﻟﻤﺨﺎﻃﺮ ﻣﻨﺨﻔﻀﺔ
ﺗﻮزﻳﻊ اﺻﻮل ﻣﺘﻮﺳﻄﺔ
ﺗﻮزﻳﻊ أﻫﻢ 5ﻣﺼﺪرﻳﻦ
ﻣﺮﺗﻔﻌﻪ
أﻫﺪاف اﻟﺼﻨﺪوق اﺳﺘﺜﻤﺎرﻳﺔ ﻳﻬﺪف اﻟﻰ ﺗﻮﻓﻴﺮ اﻟﺴﻴﻮﻟﺔ وﺗﻨﻤﻴﺔ راس اﻟﻤﺎل ﺑﺪرﺟﺔ ﻣﻨﺨﻔﻀﺔ ﻣﻦ اﻟﻤﺨﺎﻃﺮ ﻣﻦ
اﻟﻤﺮاﺑﺤﺔ
٪٦٥٫١١
GIB
اﻟﺼﻜﻮك
٪٢٦٫٧٨
ﺑﻨﻚ ا®ﻧﻤﺎء
اﻟﻨﻘﺪ
٪٢٫٣٠
ﻣﺼﺮف اﻟﺮﻳﺎن
٪٢١٫٣٦
ﺑﺤﺮي
٪٢٧٫٤٢
ﺻﻨﺪوق اول
٪٥٫٩٤
ﺻﻨﺎدﻳﻖ اﺳﺘﺜﻤﺎرﻳﺔ ٪٥٫٨٠
ﺧﻼل اﻻﺳﺘﺜﻤﺎر ﻓﻲ ﻋﻘﻮد اﻟﻤﺮاﺑﺤﺔ ﻗﺼﻴﺮة اﻻﺟﻞ ﺑﺎﻟﺮﻳﺎل اﻟﺴﻌﻮدي واﻟﻌﻤﻼت
٪٢٧٫٦٦ ٪١٧٫٦٣
اﻟﺮﺋﻴﺴﻴﺔ واﻟﺨﻠﻴﺠﻴﺔ اﻻﺧﺮى وأدوات اﻟﺘﻤﻮﻳﻞ اﻟﻤﺘﻮاﻓﻘﺔ ﻣﻊ اﻟﺸﺮﻳﻌﺔ ﻛﺎﻟﺼﻜﻮك وﻛﺬﻟﻚ ﻣﻊ إﻣﻜﺎﻧﻴﺔ اﻻﺳﺘﺜﻤﺎر ﻓﻲ ﺻﻨﺎدﻳﻖ أﺳﻮاق اﻟﻨﻘﺪ اﻟﻤﻤﺎﺛﻠﺔ وﻓﻖ ﻗﻴﻮد ﻣﺤﺪدة
اﻟﻤﻌﻠﻮﻣﺎت اﻟﻌﺎﻣﺔ
اﻟﺘﻮزﻳﻊ اﻟﺠﻐﺮاﻓﻲ ﻟﺻﻮل اﻻﺳﺘﺜﻤﺎر
اﻟﺪول
ﻫﺪف اﻟﺼﻨﺪوق
اﻟﻤﺤﺎﻓﻈﺔ ﻋﻠﻰ راس اﻟﻤﺎل
اﻟﻔﺌﺔ اﻟﻔﺌﺔ اﻟﻔﺮﻋﻴﺔ
ﺻﻨﺎدﻳﻖ أﺳﻮاق اﻟﻨﻘﺪ -ﻣﺮاﺑﺤﺔ ﺑﺎﻟﺮﻳﺎل اﻟﺴﻌﻮدي
دول اﻟﺨﻠﻴﺞ
ﻣﻮاﻓﻖ اﻟﺸﺮﻳﻌﺔ
اﺟﻤﺎﻟﻲ
اﻟﻨﺴﺒﺔ
اﻟﺴﻌﻮدﻳﺔ
23,754,907
%٧٩٫١
6,262,668
%٢٠٫٩
30,017,575
%١٠٠٫٠
رﻳﺎل ﺳﻌﻮدي
اﻟﻌﻤﻠﺔ ﺳﻌﺮ اﻟﻮﺣﺪة
11,624,026
ﻋﺪد اﻟﻮﺣﺪات
2,576,542.50
ﺻﺎﻓﻲ ﻗﻴﻤﺔ اﺻﻮل
29,949,796.91
ﺗﺎرﻳﺦ ا®ﻧﺸﺎء اﻟﻤﺆﺷﺮ ا®ﺳﺘﺮﺷﺎدي
09/22/7
اداء اﻟﺘﺮاﻛﻤﻲ
ﻣﻌﺪل اﻟﻔﺎﺋﺪة ﺑﻴﻦ اﻟﺒﻨﻮك اﻟﺴﻌﻮدﻳﺔ ﻟﺜﻼﺛﺔ ﺷﻬﻮر
إﺣﺼﺎﺋﻴﺎت اﻟﺼﻨﺪوق ا®ﻧﺤﺮاف اﻟﻤﻌﻴﺎري 3ﺳﻨﻮات
٪٠٫٢٤
ﻣﻌﺎﻣﻞ ﺷﺎرب
٠٫٩٣
ﻋﺪد اﺷﻬﺮ ﻣﺮﺗﻔﻊ
٨٠
ﻋﺪد اﺷﻬﺮ ﻣﻨﺨﻔﺾ
٤
ﻧﺴﺒﺔ اﻟﻤﺼﺮوﻓﺎت ﻣﺼﺎرﻳﻒ اﻟﺘﺪاول ﻧﺴﺒﺔ ﻣﺼﺎرﻳﻒ اﻟﺘﺪاول
٪٠٫١١
اﻟﻤﺪة
١ﺷﻬﺮ
٣أﺷﻬﺮ
٦أﺷﻬﺮ
٩أﺷﻬﺮ
١٢ﺷﻬﺮ
اﻟﺼﻨﺪوق
٪٠٫٢٠
٪٠٫٦٢
٪١٫٢٠
٪١٫٨٦
٪٢٫٤١
اﻟﻤﺆﺷﺮ ا®ﺳﺘﺮﺷﺎدي
٪٠٫١٤
٪٠٫٤٦
٪١٫٠٠
٪١٫٥٩
٪٢٫١٣
اﻟﻔﺮق
٪٠٫٠٦
٪٠٫١٦
٪٠٫١٩
٪٠٫٢٨
٪٠٫٢٨
اﻟﻤﺪة
٣ﺳﻨﻮات
٥ﺳﻨﻮات
ﻣﻨﺬ ﺑﺪاﻳﺔ اﻟﺮﺑﻊ
ﻣﻨﺬ ﺑﺪاﻳﺔ اﻟﺴﻨﺔ
ﻣﻨﺬ اﻟﺘﺄﺳﻴﺲ
اﻟﺼﻨﺪوق
٪٥٫١٨
٪٨٫٦٦
٪٠٫٦٢
٪٠٫٦٢
٪١٦٫٢٤
اﻟﻤﺆﺷﺮ ا®ﺳﺘﺮﺷﺎدي
٪٤٫٢٤
٪٦٫٢٥
٪٠٫٤٦
٪٠٫٤٦
٪٨٫٣٦
٪٠٫٩٤
٪٢٫٤٠
٪٠٫١٦
٪٠٫١٦
٪٧٫٨٨
اﻟﻔﺮق
ﻣﻘﺎرﻧﺔ أداء اﻟﺼﻨﺪوق ﺑﺄداء اﻟﻤﺆﺷﺮ اﻻﺳﺘﺮﺷﺎدي ﻋﻠﻰ أﺳﺎس رﺑﻌﻲ
٪٠٫٠٠
%١٫٠٠
٪٠
اﺳﺘﺜﻤﺎر ﻣﺪﻳﺮ اﻟﺼﻨﺪوق ﻓﻲ اﻟﺼﻨﺪوق
٠
ﻧﺴﺒﺔ اﺳﺘﺜﻤﺎر ﻣﺪﻳﺮ اﻟﺼﻨﺪوق ﻓﻲ اﻟﺼﻨﺪوق
٪٠
ﻧﺴﺒﺔ ﺗﻮزﻳﻊ ارﺑﺎح
٪٠
ﻣﺒﻠﻎ ﺗﻮزﻳﻊ ارﺑﺎح
٠
ﻧﺴﺒﺔ ا®ﻗﺘﺮاض
٪٠٫٠٠
اﻟﺼﻨﺪوق اﻟﻤﺆﺷﺮ ا®ﺳﺘﺮﺷﺎدي
%٠٫٧٥ %٠٫٥٠
%٠٫٢٥
%٠٫٠٠ 4Q16 1Q17
2Q15 3Q15 4Q15 1Q16 2Q16 3Q16
3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11 4Q11 1Q12 2Q12 3Q12 4Q12 1Q13 2Q13 3Q13 4Q13 1Q14 2Q14 3Q14 4Q14 1Q15
ارﺗﻔﻊ ﺳﻌﺮ وﺣﺪة ﺻﻨﺪوق اﻟﻤﺴﺘﺜﻤﺮ ﻟﻠﻤﺮاﺑﺤﺔ إﻟﻰ ١١٫٦٢ﻣﻊ ﻧﻬﺎﻳﺔ اﻟﺸﻬﺮ ﻣﺤﻘﻘ Ùﻣﻦ ﺑﺪاﻳﺔ إﻧﺸﺎﺋﻪ أداء Äإﻳﺠﺎﺑﻴ Ùﻣﻘﺪر ﺑـ ٪١٦,٢٤ﻣﻘﺎرﻧﺔ ﻣﻊ أداء ﻣﺆﺷﺮ اﻻﺳﺘﺮﺷﺎدي ) ﻣﻌﺪل ﺳﺎﻳﺒﻮر ﻟﻤﺪة ٣أﺷﻬﺮ( ٪٨,٣٦وﻛﺬﻟﻚ ﺗﻔﻮق أداء ﺻﻨﺪوق اﻟﻤﺮاﺑﺤﺔ اﻟﻤﺴﺘﺜﻤﺮ اﻟﻤﺆﺷﺮ ﺑﺤﺪود ١٦ ﻧﻘﻄﺔ أﺳﺎس ﻣﻨﺬ ﺑﺪاﻳﺔ اﻟﻌﺎم و ﺑﺤﻮاﻟﻲ ٪٧,٨٨ﻣﻨﺬ ﺑﺪاﻳﺔ اﻟﺘﺄﺳﻴﺲ .أداء اﻟﺼﻨﺪوق ﺗﺤﺴﻦ ﻣﻦ ﺧﻼل ﺗﻄﺒﻴﻖ اﺳﺘﺮاﺗﻴﺠﻴﺔ اﺳﺘﺜﻤﺎرﻳﺔ ﺻﻠﺒﺔ اﻟﺘﻲ ﺗﺴﻤﺢ ﺑﺘﻨﻮﻳﻊ اﻻﺳﺘﺜﻤﺎرات وارﺗﻔﺎع اﻟﻌﺎﺋﺪ اﻟﻤﺮﻛﺐ ﻟﻠﺼﻨﺪوق .ﻣﻊ ﺿﺦ اﻟﺴﻴﻮﻟﺔ اﻟﺤﻜﻮﻣﻲ اﻟﻤﻘﺎرب ١٠٠ﻣﻠﻴﺎر ﺳﻌﻮدي ﻟﺴﺪاد ﻣﺴﺘﺤﻘﺎت اﻟﻤﻘﺎوﻟﻴﻦ أدت إﻟﻰ إرﺗﻔﺎع اﻟﺴﻴﻮﻟﺔ ﻟﺪى اﻟﺒﻨﻮك وﺑﺎﻟﺘﺎﻟﻲ اﻧﺨﻔﺎض ﻣﻌﺪل اﻟﻔﺎﺋﺪة ﺑﻴﻦ اﻟﺒﻨﻮك .وﺗﻘﻮم اﺳﺘﺮاﺗﻴﺠﻴﺔ ﻣﺪﻳﺮ اﻟﺼﻨﺪوق ﻋﻠﻰ اﻻدارة اﻟﻨﺸﻄﻪ ﻋﺒﺮ ﻣﺘﺎﺑﻌﺔ أﺳﻌﺎر اﻟﻔﺎﺋﺪة اﻟﺴﻌﻮدﻳﺔ اﻟﻤﺮﺗﺒﻄﺔ ﺑﺄﺳﻌﺎر اﻟﻔﺎﺋﺪة ﺑﺎﻟﻮﻻﻳﺎت اﻟﻤﺘﺤﺪة واﻟﻮﺿﻊ اﻻﻗﺘﺼﺎدي وأﺳﻌﺎر اﻟﻨﻔﻂ وﺗﻮﻗﻌﺎت اﻻﻗﺘﺼﺎد اﻟﻌﺎﻟﻤﻲ
ﺗﻨﻮﻳﻪ: اﻟﻤﻌﻠﻮﻣﺎت اﻟﻮاردة ﻓﻲ ﻫﺬه اﻟﻮﺛﻴﻘﺔ ﻫﻲ ﻏﺮاض إﻋﻼﻣﻴﺔ ﻓﻘﻂ ،وﻳﻨﺒﻐﻲ أﻻ ﺗﻔﺴﺮ ﻋﻠﻰ أﻧﻬﺎ ﻋﺮض أو ﺗﻮﺻﻴﺔ ﻟﺒﻴﻊ /ﺷﺮاء ﻟﻠﻮﺣﺪات ﻣﻦ اﻟﺼﻨﺪوق .إن اداء اﻟﺴﺎﺑﻖ ﻻ ﻳﻌﺘﺒﺮ ﻣﺆﺷﺮ Äوﻻ ﺿﻤﺎن ﻟﺘﺤﻘﻴﻖ اﻟﻌﻮاﺋﺪ ﻓﻲ اﻟﻤﺴﺘﻘﺒﻞ وﻗﺪ ﻻ ﺗﻮﻓﺮ ﺑﺎﻟﻀﺮورة أﺳﺎس ﻣﻘﺎرﻧﺔ ﻣﻊ ﻏﻴﺮﻫﺎ ﻣﻦ اﻻﺳﺘﺜﻤﺎرات .وﺑﻤﺎ أن اﻻﺳﺘﺜﻤﺎر ﻓﻲ اﻟﺼﻨﺎدﻳﻖ ﻋﺮﺿﺔ ﻟﻠﻤﺨﺎﻃﺮ واﻟﺘﺬﺑﺬب ،ﻓﻘﻴﻤﺔ اﻟﻮﺣﺪات واﻟﺪﺧﻞ اﻟﻤﺘﺤﻘﻖ ﻣﻨﻬﺎ ﺗﻜﻮن ﻋﺮﺿﺔ ﻟﻼرﺗﻔﺎع أو اﻻﻧﺨﻔﺎض ،وﺑﺬﻟﻚ ﺗﻜﻮن اﻻﺳﺘﺜﻤﺎرات ﻓﻲ ﻫﺬه اﻟﺼﻨﺎدﻳﻖ ﻣﻌﺮﺿﺔ ﻟﻠﺨﺴﺎرة اﻟﺠﺰﺋﻴﺔ أو اﻟﻜﻠﻴﺔ .اﻟﺘﻘﺮﻳﺮ ﻳﺤﺘﻮي ﻋﻠﻰ اﻟﺒﻴﺎﻧﺎت وا®ﺣﺼﺎءات ﺗﻢ اﻟﺤﺼﻮل ﻋﻠﻴﻬﺎ ﻣﻦ اﻟﻤﺼﺪر ﻳﻌﺘﻘﺪ ﺑﺄﻧﻬﺎ ﻣﻮﺛﻮق ﺑﻬﺎ ،وﻣﻊ ذﻟﻚ ﺷﺮﻛﺔ اﻟﻤﺴﺘﺜﻤﺮ ﻟÉوراق اﻟﻤﺎﻟﻴﺔ ﻻ ﺗﻀﻤﻦ دﻗﺘﻬﺎ أو اﻛﺘﻤﺎﻟﻬﺎ .ﻫﺬه اﻟﻮﺛﻴﻘﺔ ﻟﻴﺴﺖ ﻟﻠﺘﻮزﻳﻊ ﻋﻠﻰ اﻟﺠﻤﻬﻮر اﻟﻌﺎم .إﻧﻤﺎ ﻫﻮ ﻣﻮﺟﻪ ﻟÉﺷﺨﺎص اﻟﻤﺮﺧﺺ ﻟﻬﻢ ﻟﻼﺳﺘﺜﻤﺎر ﻓﻲ اﻟﺼﻨﺪوق واﻟﻤﻘﻴﻤﻴﻦ ﻓﻲ اﻟﺪول اﻟﺘﻲ ﺗﺴﻤﺢ ﻟﻠﺼﻨﺪوق ﻟﻠﺘﻮزﻳﻊ أو ﺣﻴﺚ ﻻ ﻳﻄﻠﺐ ﻣﺜﻞ ﻫﺬا اﻟﺘﺼﺮﻳﺢ .ﻳﺠﺐ أن ﻻ ﻳﺘﻢ ﺗﻐﻴﻴﺮ اﻟﻤﻌﻠﻮﻣﺎت اﻟﻮاردة ﻓﻲ ﻫﺬه اﻟﻮﺛﻴﻘﺔ ﺑﺄي ﺷﻜﻞ ﻣﻦ اﺷﻜﺎل ،أو إرﺳﺎﻟﻬﺎ أو ﻧﺴﺦ أو ﺗﻮزﻳﻊ ،ﺟﺰﺋﻴﺎ أو ﻛﻠﻴﺎ ،إﻟﻰ أي ﺷﺨﺺ آﺧﺮ أو وﺳﺎﺋﻞ ا®ﻋﻼم أو إﻋﺎدة إﺻﺪرﻫﺎ ﺑﺄي ﺷﻜﻞ ﻣﻦ اﺷﻜﺎل ،دون اﻟﺤﺼﻮل ﻋﻠﻰ ﻣﻮاﻓﻘﺔ ﺧﻄﻴﺔ ﻣﺴﺒﻘﺔ ﻣﻦ ﺷﺮﻛﺔ اﻟﻤﺴﺘﺜﻤﺮ ﻟÉوراق اﻟﻤﺎﻟﻴﺔ ،ﺷﺮﻛﺔ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺎﻟﻌﻤﻞ وﻓﻖ اﻟﺘﺮﺧﻴﺺ رﻗﻢ ٠٦٠٤٧- ٣٧اﻟﺼﺎدر ﻋﻦ ﻫﻴﺌﺔ اﻟﺴﻮق اﻟﻤﺎﻟﻴﺔ.
ASSET ALLOCATION
RISK CATEGORY LOW
MODERATE
BREAKDOWN OF TOP 5 ISSUERS
HIGH
FUND INVESTMENT OBJECTIVE 1. The fund aims to provide capital preservation and generating reasonable
MM Total
65.11%
GIB
27.66%
Sukuk
26.78%
Alinma Bank
17.63%
Cash
2.30%
Masraf Alrayan
21.36%
Bahri
27.42%
Alawwal Fund
5.94%
Fund of Fund 5.80%
return by investing in Shariah compliant instruments with a low level of risk exposure while maintaining the adequate liquidity for the fund. 2. The fund invests in short term Murabaha (Money Market Deals) in Saudi Riyal and other GCC & Major currencies. 3. The fund may invest in Sukuk and other Shariah Compliant Products and can invest in other funds.
GENERAL INFORMATION Category
Capital Preservation
Asset Class
Trade Finance Local
Sub-Category
Shariah-Compliant
Base Currency
Saudi Riyal
Unit Price
11.624
No. of Units
2,576,542.50
Net Asset Value
29,949,796.91
Inception Date
7/22/2009
Benchmark
3 Months SAIBOR
FUND STATISTICS 3 Years Standard Deviation
0.24%
Sharpe Ratio
0.93
Number of Up Months
80
Number of Down Months
4
Expense Ratio
0.11%
Dealing Cost (amount)
0
Dealing Cost (%)
0.00%
Fund Manager Investment in the Fund (amount)
0
Fund Manager Investment in the Fund (%)
0.00%
Profit Distribution Ratio
0
Profit Distribution Amount
0.00%
Borrowing Ratio
0.00%
GEOGRAPHICAL ASSET ALLOCATION Country
Investment
Allocation
Saudi Arabia
23,754,907
79.1%
GCC
6,262,668
Total
30,017,575
20.9% 100.0%
CUMULATIVE RETURNS % Particulars
1 Month
3 Months
6 Months
9 Months
12 Months
Fund
0.20%
0.62%
1.20%
1.86%
2.41%
Benchmark
0.14%
0.46%
1.00%
1.59%
2.13%
Difference
0.06%
0.16%
0.19%
0.28%
0.28%
Particulars
3 Years
5 years
Quarter till Date
Year till Date
Since Inception
Fund
5.18%
8.66%
0.62%
0.62%
16.24%
Benchmark
4.24%
6.25%
0.46%
0.46%
8.36%
Difference
0.94%
2.40%
0.16%
0.16%
7.88%
FUND VS BENCHMARK PERFORMANCE QUARTERLY BASIS %1.00
Fund Benchmark
%0.75 %0.50
%0.25
%0.00 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11 4Q11 1Q12 2Q12 3Q12 4Q12 1Q13 2Q13 3Q13 4Q13 1Q14 2Q14 3Q14 4Q14 1Q15
2Q15 3Q15 4Q15 1Q16 2Q16 3Q16
4Q16 1Q17
The Investor Murabaha Fund’s Unit price rose to 11.62 by end of this month yielding a since inception return of 16.24% compared to Fund benchmark (SAR 3-month SAIBOR) return of 8.36% The Investor Murabaha Fund has outperformed the benchmark by 16 basis points on year-to-date and by 7.88% since inception. Performance of fund has been improving by applying solid investment strategy which provide diversifications of investments. It is noteworthy that the Saudi interest rates has been increasing since September 2015 due to difficulty in government liquidity that leads to issuing of sovereign bonds which withdrew some of market liquidity . Thus, Fund Manager's strategy is based on active monitoring of US & Saudi interest rates status, oil prices and global economy outlook.
Disclaimer: The information contained herein is for informational purposes only and should not be construed as an offer to sell/purchase, a solicitation of an offer to buy, or a recommendation for the units of The Investor Mutual Fund. Past performance of the Fund does not indicate the future performance of the Schemes and may not necessarily provide a basis of comparison with other investments. Mutual Funds investments are subject to market risks and there can be no assurance or guarantee that the Scheme’s objective will be achieved and the NAV of the Schemes may go up or down depending upon the factors and forces affecting the securities market. The report contain statements and statistics, that have been obtained from the source believed to be reliable, however, The Investor for Securities does not guarantee its accuracy or completeness. This document is not for distribution to the general public. It is directed at persons authorized to invest in the Fund and residing in jurisdictions where the Fund is authorized for distribution or where no such authorization is required. The information contained herein should not be altered in any way, transmitted to, copied or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without prior written consent of The Investor For Securities. Authorized by CMA license No. 06047-37
ﺗﺼﻨﻴﻒ اﻟﻤﺨﺎﻃﺮ ﻣﻨﺨﻔﻀﺔ
ﺗﻮزﻳﻊ اﺻﻮل ﻣﺘﻮﺳﻄﺔ
ﺗﻮزﻳﻊ أﻫﻢ 5ﻣﺼﺪرﻳﻦ
ﻣﺮﺗﻔﻌﻪ
أﻫﺪاف اﻟﺼﻨﺪوق اﺳﺘﺜﻤﺎرﻳﺔ ﻳﻬﺪف اﻟﻰ ﺗﻮﻓﻴﺮ اﻟﺴﻴﻮﻟﺔ وﺗﻨﻤﻴﺔ راس اﻟﻤﺎل ﺑﺪرﺟﺔ ﻣﻨﺨﻔﻀﺔ ﻣﻦ اﻟﻤﺨﺎﻃﺮ ﻣﻦ
اﻟﻤﺮاﺑﺤﺔ
٪٦٥٫١١
GIB
اﻟﺼﻜﻮك
٪٢٦٫٧٨
ﺑﻨﻚ ا®ﻧﻤﺎء
اﻟﻨﻘﺪ
٪٢٫٣٠
ﻣﺼﺮف اﻟﺮﻳﺎن
٪٢١٫٣٦
ﺑﺤﺮي
٪٢٧٫٤٢
ﺻﻨﺪوق اول
٪٥٫٩٤
ﺻﻨﺎدﻳﻖ اﺳﺘﺜﻤﺎرﻳﺔ ٪٥٫٨٠
ﺧﻼل اﻻﺳﺘﺜﻤﺎر ﻓﻲ ﻋﻘﻮد اﻟﻤﺮاﺑﺤﺔ ﻗﺼﻴﺮة اﻻﺟﻞ ﺑﺎﻟﺮﻳﺎل اﻟﺴﻌﻮدي واﻟﻌﻤﻼت
٪٢٧٫٦٦ ٪١٧٫٦٣
اﻟﺮﺋﻴﺴﻴﺔ واﻟﺨﻠﻴﺠﻴﺔ اﻻﺧﺮى وأدوات اﻟﺘﻤﻮﻳﻞ اﻟﻤﺘﻮاﻓﻘﺔ ﻣﻊ اﻟﺸﺮﻳﻌﺔ ﻛﺎﻟﺼﻜﻮك وﻛﺬﻟﻚ ﻣﻊ إﻣﻜﺎﻧﻴﺔ اﻻﺳﺘﺜﻤﺎر ﻓﻲ ﺻﻨﺎدﻳﻖ أﺳﻮاق اﻟﻨﻘﺪ اﻟﻤﻤﺎﺛﻠﺔ وﻓﻖ ﻗﻴﻮد ﻣﺤﺪدة
اﻟﻤﻌﻠﻮﻣﺎت اﻟﻌﺎﻣﺔ
اﻟﺘﻮزﻳﻊ اﻟﺠﻐﺮاﻓﻲ ﻟﺻﻮل اﻻﺳﺘﺜﻤﺎر
اﻟﺪول
ﻫﺪف اﻟﺼﻨﺪوق
اﻟﻤﺤﺎﻓﻈﺔ ﻋﻠﻰ راس اﻟﻤﺎل
اﻟﻔﺌﺔ اﻟﻔﺌﺔ اﻟﻔﺮﻋﻴﺔ
ﺻﻨﺎدﻳﻖ أﺳﻮاق اﻟﻨﻘﺪ -ﻣﺮاﺑﺤﺔ ﺑﺎﻟﺮﻳﺎل اﻟﺴﻌﻮدي
دول اﻟﺨﻠﻴﺞ
ﻣﻮاﻓﻖ اﻟﺸﺮﻳﻌﺔ
اﺟﻤﺎﻟﻲ
اﻟﻨﺴﺒﺔ
اﻟﺴﻌﻮدﻳﺔ
23,754,907
%٧٩٫١
6,262,668
%٢٠٫٩
30,017,575
%١٠٠٫٠
رﻳﺎل ﺳﻌﻮدي
اﻟﻌﻤﻠﺔ ﺳﻌﺮ اﻟﻮﺣﺪة
11,624,026
ﻋﺪد اﻟﻮﺣﺪات
2,576,542.50
ﺻﺎﻓﻲ ﻗﻴﻤﺔ اﺻﻮل
29,949,796.91
ﺗﺎرﻳﺦ ا®ﻧﺸﺎء اﻟﻤﺆﺷﺮ ا®ﺳﺘﺮﺷﺎدي
09/22/7
اداء اﻟﺘﺮاﻛﻤﻲ
ﻣﻌﺪل اﻟﻔﺎﺋﺪة ﺑﻴﻦ اﻟﺒﻨﻮك اﻟﺴﻌﻮدﻳﺔ ﻟﺜﻼﺛﺔ ﺷﻬﻮر
إﺣﺼﺎﺋﻴﺎت اﻟﺼﻨﺪوق ا®ﻧﺤﺮاف اﻟﻤﻌﻴﺎري 3ﺳﻨﻮات
٪٠٫٢٤
ﻣﻌﺎﻣﻞ ﺷﺎرب
٠٫٩٣
ﻋﺪد اﺷﻬﺮ ﻣﺮﺗﻔﻊ
٨٠
ﻋﺪد اﺷﻬﺮ ﻣﻨﺨﻔﺾ
٤
ﻧﺴﺒﺔ اﻟﻤﺼﺮوﻓﺎت ﻣﺼﺎرﻳﻒ اﻟﺘﺪاول ﻧﺴﺒﺔ ﻣﺼﺎرﻳﻒ اﻟﺘﺪاول
٪٠٫١١
اﻟﻤﺪة
١ﺷﻬﺮ
٣أﺷﻬﺮ
٦أﺷﻬﺮ
٩أﺷﻬﺮ
١٢ﺷﻬﺮ
اﻟﺼﻨﺪوق
٪٠٫٢٠
٪٠٫٦٢
٪١٫٢٠
٪١٫٨٦
٪٢٫٤١
اﻟﻤﺆﺷﺮ ا®ﺳﺘﺮﺷﺎدي
٪٠٫١٤
٪٠٫٤٦
٪١٫٠٠
٪١٫٥٩
٪٢٫١٣
اﻟﻔﺮق
٪٠٫٠٦
٪٠٫١٦
٪٠٫١٩
٪٠٫٢٨
٪٠٫٢٨
اﻟﻤﺪة
٣ﺳﻨﻮات
٥ﺳﻨﻮات
ﻣﻨﺬ ﺑﺪاﻳﺔ اﻟﺮﺑﻊ
ﻣﻨﺬ ﺑﺪاﻳﺔ اﻟﺴﻨﺔ
ﻣﻨﺬ اﻟﺘﺄﺳﻴﺲ
اﻟﺼﻨﺪوق
٪٥٫١٨
٪٨٫٦٦
٪٠٫٦٢
٪٠٫٦٢
٪١٦٫٢٤
اﻟﻤﺆﺷﺮ ا®ﺳﺘﺮﺷﺎدي
٪٤٫٢٤
٪٦٫٢٥
٪٠٫٤٦
٪٠٫٤٦
٪٨٫٣٦
٪٠٫٩٤
٪٢٫٤٠
٪٠٫١٦
٪٠٫١٦
٪٧٫٨٨
اﻟﻔﺮق
ﻣﻘﺎرﻧﺔ أداء اﻟﺼﻨﺪوق ﺑﺄداء اﻟﻤﺆﺷﺮ اﻻﺳﺘﺮﺷﺎدي ﻋﻠﻰ أﺳﺎس رﺑﻌﻲ
٪٠٫٠٠
%١٫٠٠
٪٠
اﺳﺘﺜﻤﺎر ﻣﺪﻳﺮ اﻟﺼﻨﺪوق ﻓﻲ اﻟﺼﻨﺪوق
٠
ﻧﺴﺒﺔ اﺳﺘﺜﻤﺎر ﻣﺪﻳﺮ اﻟﺼﻨﺪوق ﻓﻲ اﻟﺼﻨﺪوق
٪٠
ﻧﺴﺒﺔ ﺗﻮزﻳﻊ ارﺑﺎح
٪٠
ﻣﺒﻠﻎ ﺗﻮزﻳﻊ ارﺑﺎح
٠
ﻧﺴﺒﺔ ا®ﻗﺘﺮاض
٪٠٫٠٠
اﻟﺼﻨﺪوق اﻟﻤﺆﺷﺮ ا®ﺳﺘﺮﺷﺎدي
%٠٫٧٥ %٠٫٥٠
%٠٫٢٥
%٠٫٠٠ 4Q16 1Q17
2Q15 3Q15 4Q15 1Q16 2Q16 3Q16
3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11 4Q11 1Q12 2Q12 3Q12 4Q12 1Q13 2Q13 3Q13 4Q13 1Q14 2Q14 3Q14 4Q14 1Q15
ارﺗﻔﻊ ﺳﻌﺮ وﺣﺪة ﺻﻨﺪوق اﻟﻤﺴﺘﺜﻤﺮ ﻟﻠﻤﺮاﺑﺤﺔ إﻟﻰ ١١٫٦٢ﻣﻊ ﻧﻬﺎﻳﺔ اﻟﺸﻬﺮ ﻣﺤﻘﻘ Ùﻣﻦ ﺑﺪاﻳﺔ إﻧﺸﺎﺋﻪ أداء Äإﻳﺠﺎﺑﻴ Ùﻣﻘﺪر ﺑـ ٪١٦,٢٤ﻣﻘﺎرﻧﺔ ﻣﻊ أداء ﻣﺆﺷﺮ اﻻﺳﺘﺮﺷﺎدي ) ﻣﻌﺪل ﺳﺎﻳﺒﻮر ﻟﻤﺪة ٣أﺷﻬﺮ( ٪٨,٣٦وﻛﺬﻟﻚ ﺗﻔﻮق أداء ﺻﻨﺪوق اﻟﻤﺮاﺑﺤﺔ اﻟﻤﺴﺘﺜﻤﺮ اﻟﻤﺆﺷﺮ ﺑﺤﺪود ١٦ ﻧﻘﻄﺔ أﺳﺎس ﻣﻨﺬ ﺑﺪاﻳﺔ اﻟﻌﺎم و ﺑﺤﻮاﻟﻲ ٪٧,٨٨ﻣﻨﺬ ﺑﺪاﻳﺔ اﻟﺘﺄﺳﻴﺲ .أداء اﻟﺼﻨﺪوق ﺗﺤﺴﻦ ﻣﻦ ﺧﻼل ﺗﻄﺒﻴﻖ اﺳﺘﺮاﺗﻴﺠﻴﺔ اﺳﺘﺜﻤﺎرﻳﺔ ﺻﻠﺒﺔ اﻟﺘﻲ ﺗﺴﻤﺢ ﺑﺘﻨﻮﻳﻊ اﻻﺳﺘﺜﻤﺎرات وارﺗﻔﺎع اﻟﻌﺎﺋﺪ اﻟﻤﺮﻛﺐ ﻟﻠﺼﻨﺪوق .ﻣﻊ ﺿﺦ اﻟﺴﻴﻮﻟﺔ اﻟﺤﻜﻮﻣﻲ اﻟﻤﻘﺎرب ١٠٠ﻣﻠﻴﺎر ﺳﻌﻮدي ﻟﺴﺪاد ﻣﺴﺘﺤﻘﺎت اﻟﻤﻘﺎوﻟﻴﻦ أدت إﻟﻰ إرﺗﻔﺎع اﻟﺴﻴﻮﻟﺔ ﻟﺪى اﻟﺒﻨﻮك وﺑﺎﻟﺘﺎﻟﻲ اﻧﺨﻔﺎض ﻣﻌﺪل اﻟﻔﺎﺋﺪة ﺑﻴﻦ اﻟﺒﻨﻮك .وﺗﻘﻮم اﺳﺘﺮاﺗﻴﺠﻴﺔ ﻣﺪﻳﺮ اﻟﺼﻨﺪوق ﻋﻠﻰ اﻻدارة اﻟﻨﺸﻄﻪ ﻋﺒﺮ ﻣﺘﺎﺑﻌﺔ أﺳﻌﺎر اﻟﻔﺎﺋﺪة اﻟﺴﻌﻮدﻳﺔ اﻟﻤﺮﺗﺒﻄﺔ ﺑﺄﺳﻌﺎر اﻟﻔﺎﺋﺪة ﺑﺎﻟﻮﻻﻳﺎت اﻟﻤﺘﺤﺪة واﻟﻮﺿﻊ اﻻﻗﺘﺼﺎدي وأﺳﻌﺎر اﻟﻨﻔﻂ وﺗﻮﻗﻌﺎت اﻻﻗﺘﺼﺎد اﻟﻌﺎﻟﻤﻲ
ﺗﻨﻮﻳﻪ: اﻟﻤﻌﻠﻮﻣﺎت اﻟﻮاردة ﻓﻲ ﻫﺬه اﻟﻮﺛﻴﻘﺔ ﻫﻲ ﻏﺮاض إﻋﻼﻣﻴﺔ ﻓﻘﻂ ،وﻳﻨﺒﻐﻲ أﻻ ﺗﻔﺴﺮ ﻋﻠﻰ أﻧﻬﺎ ﻋﺮض أو ﺗﻮﺻﻴﺔ ﻟﺒﻴﻊ /ﺷﺮاء ﻟﻠﻮﺣﺪات ﻣﻦ اﻟﺼﻨﺪوق .إن اداء اﻟﺴﺎﺑﻖ ﻻ ﻳﻌﺘﺒﺮ ﻣﺆﺷﺮ Äوﻻ ﺿﻤﺎن ﻟﺘﺤﻘﻴﻖ اﻟﻌﻮاﺋﺪ ﻓﻲ اﻟﻤﺴﺘﻘﺒﻞ وﻗﺪ ﻻ ﺗﻮﻓﺮ ﺑﺎﻟﻀﺮورة أﺳﺎس ﻣﻘﺎرﻧﺔ ﻣﻊ ﻏﻴﺮﻫﺎ ﻣﻦ اﻻﺳﺘﺜﻤﺎرات .وﺑﻤﺎ أن اﻻﺳﺘﺜﻤﺎر ﻓﻲ اﻟﺼﻨﺎدﻳﻖ ﻋﺮﺿﺔ ﻟﻠﻤﺨﺎﻃﺮ واﻟﺘﺬﺑﺬب ،ﻓﻘﻴﻤﺔ اﻟﻮﺣﺪات واﻟﺪﺧﻞ اﻟﻤﺘﺤﻘﻖ ﻣﻨﻬﺎ ﺗﻜﻮن ﻋﺮﺿﺔ ﻟﻼرﺗﻔﺎع أو اﻻﻧﺨﻔﺎض ،وﺑﺬﻟﻚ ﺗﻜﻮن اﻻﺳﺘﺜﻤﺎرات ﻓﻲ ﻫﺬه اﻟﺼﻨﺎدﻳﻖ ﻣﻌﺮﺿﺔ ﻟﻠﺨﺴﺎرة اﻟﺠﺰﺋﻴﺔ أو اﻟﻜﻠﻴﺔ .اﻟﺘﻘﺮﻳﺮ ﻳﺤﺘﻮي ﻋﻠﻰ اﻟﺒﻴﺎﻧﺎت وا®ﺣﺼﺎءات ﺗﻢ اﻟﺤﺼﻮل ﻋﻠﻴﻬﺎ ﻣﻦ اﻟﻤﺼﺪر ﻳﻌﺘﻘﺪ ﺑﺄﻧﻬﺎ ﻣﻮﺛﻮق ﺑﻬﺎ ،وﻣﻊ ذﻟﻚ ﺷﺮﻛﺔ اﻟﻤﺴﺘﺜﻤﺮ ﻟÉوراق اﻟﻤﺎﻟﻴﺔ ﻻ ﺗﻀﻤﻦ دﻗﺘﻬﺎ أو اﻛﺘﻤﺎﻟﻬﺎ .ﻫﺬه اﻟﻮﺛﻴﻘﺔ ﻟﻴﺴﺖ ﻟﻠﺘﻮزﻳﻊ ﻋﻠﻰ اﻟﺠﻤﻬﻮر اﻟﻌﺎم .إﻧﻤﺎ ﻫﻮ ﻣﻮﺟﻪ ﻟÉﺷﺨﺎص اﻟﻤﺮﺧﺺ ﻟﻬﻢ ﻟﻼﺳﺘﺜﻤﺎر ﻓﻲ اﻟﺼﻨﺪوق واﻟﻤﻘﻴﻤﻴﻦ ﻓﻲ اﻟﺪول اﻟﺘﻲ ﺗﺴﻤﺢ ﻟﻠﺼﻨﺪوق ﻟﻠﺘﻮزﻳﻊ أو ﺣﻴﺚ ﻻ ﻳﻄﻠﺐ ﻣﺜﻞ ﻫﺬا اﻟﺘﺼﺮﻳﺢ .ﻳﺠﺐ أن ﻻ ﻳﺘﻢ ﺗﻐﻴﻴﺮ اﻟﻤﻌﻠﻮﻣﺎت اﻟﻮاردة ﻓﻲ ﻫﺬه اﻟﻮﺛﻴﻘﺔ ﺑﺄي ﺷﻜﻞ ﻣﻦ اﺷﻜﺎل ،أو إرﺳﺎﻟﻬﺎ أو ﻧﺴﺦ أو ﺗﻮزﻳﻊ ،ﺟﺰﺋﻴﺎ أو ﻛﻠﻴﺎ ،إﻟﻰ أي ﺷﺨﺺ آﺧﺮ أو وﺳﺎﺋﻞ ا®ﻋﻼم أو إﻋﺎدة إﺻﺪرﻫﺎ ﺑﺄي ﺷﻜﻞ ﻣﻦ اﺷﻜﺎل ،دون اﻟﺤﺼﻮل ﻋﻠﻰ ﻣﻮاﻓﻘﺔ ﺧﻄﻴﺔ ﻣﺴﺒﻘﺔ ﻣﻦ ﺷﺮﻛﺔ اﻟﻤﺴﺘﺜﻤﺮ ﻟÉوراق اﻟﻤﺎﻟﻴﺔ ،ﺷﺮﻛﺔ ﻣﺮﺧﺺ ﻟﻬﺎ ﺑﺎﻟﻌﻤﻞ وﻓﻖ اﻟﺘﺮﺧﻴﺺ رﻗﻢ ٠٦٠٤٧- ٣٧اﻟﺼﺎدر ﻋﻦ ﻫﻴﺌﺔ اﻟﺴﻮق اﻟﻤﺎﻟﻴﺔ.
ASSET ALLOCATION
RISK CATEGORY LOW
MODERATE
BREAKDOWN OF TOP 5 ISSUERS
HIGH
FUND INVESTMENT OBJECTIVE 1. The fund aims to provide capital preservation and generating reasonable
MM Total
65.11%
GIB
27.66%
Sukuk
26.78%
Alinma Bank
17.63%
Cash
2.30%
Masraf Alrayan
21.36%
Bahri
27.42%
Alawwal Fund
5.94%
Fund of Fund 5.80%
return by investing in Shariah compliant instruments with a low level of risk exposure while maintaining the adequate liquidity for the fund. 2. The fund invests in short term Murabaha (Money Market Deals) in Saudi Riyal and other GCC & Major currencies. 3. The fund may invest in Sukuk and other Shariah Compliant Products and can invest in other funds.
GENERAL INFORMATION Category
Capital Preservation
Asset Class
Trade Finance Local
Sub-Category
Shariah-Compliant
Base Currency
Saudi Riyal
Unit Price
11.624
No. of Units
2,576,542.50
Net Asset Value
29,949,796.91
Inception Date
7/22/2009
Benchmark
3 Months SAIBOR
FUND STATISTICS 3 Years Standard Deviation
0.24%
Sharpe Ratio
0.93
Number of Up Months
80
Number of Down Months
4
Expense Ratio
0.11%
Dealing Cost (amount)
0
Dealing Cost (%)
0.00%
Fund Manager Investment in the Fund (amount)
0
Fund Manager Investment in the Fund (%)
0.00%
Profit Distribution Ratio
0
Profit Distribution Amount
0.00%
Borrowing Ratio
0.00%
GEOGRAPHICAL ASSET ALLOCATION Country
Investment
Allocation
Saudi Arabia
23,754,907
79.1%
GCC
6,262,668
Total
30,017,575
20.9% 100.0%
CUMULATIVE RETURNS % Particulars
1 Month
3 Months
6 Months
9 Months
12 Months
Fund
0.20%
0.62%
1.20%
1.86%
2.41%
Benchmark
0.14%
0.46%
1.00%
1.59%
2.13%
Difference
0.06%
0.16%
0.19%
0.28%
0.28%
Particulars
3 Years
5 years
Quarter till Date
Year till Date
Since Inception
Fund
5.18%
8.66%
0.62%
0.62%
16.24%
Benchmark
4.24%
6.25%
0.46%
0.46%
8.36%
Difference
0.94%
2.40%
0.16%
0.16%
7.88%
FUND VS BENCHMARK PERFORMANCE QUARTERLY BASIS %1.00
Fund Benchmark
%0.75 %0.50
%0.25
%0.00 3Q09 4Q09 1Q10 2Q10 3Q10 4Q10 1Q11 2Q11 3Q11 4Q11 1Q12 2Q12 3Q12 4Q12 1Q13 2Q13 3Q13 4Q13 1Q14 2Q14 3Q14 4Q14 1Q15
2Q15 3Q15 4Q15 1Q16 2Q16 3Q16
4Q16 1Q17
The Investor Murabaha Fund’s Unit price rose to 11.62 by end of this month yielding a since inception return of 16.24% compared to Fund benchmark (SAR 3-month SAIBOR) return of 8.36% The Investor Murabaha Fund has outperformed the benchmark by 16 basis points on year-to-date and by 7.88% since inception. Performance of fund has been improving by applying solid investment strategy which provide diversifications of investments. It is noteworthy that the Saudi interest rates has been increasing since September 2015 due to difficulty in government liquidity that leads to issuing of sovereign bonds which withdrew some of market liquidity . Thus, Fund Manager's strategy is based on active monitoring of US & Saudi interest rates status, oil prices and global economy outlook.
Disclaimer: The information contained herein is for informational purposes only and should not be construed as an offer to sell/purchase, a solicitation of an offer to buy, or a recommendation for the units of The Investor Mutual Fund. Past performance of the Fund does not indicate the future performance of the Schemes and may not necessarily provide a basis of comparison with other investments. Mutual Funds investments are subject to market risks and there can be no assurance or guarantee that the Scheme’s objective will be achieved and the NAV of the Schemes may go up or down depending upon the factors and forces affecting the securities market. The report contain statements and statistics, that have been obtained from the source believed to be reliable, however, The Investor for Securities does not guarantee its accuracy or completeness. This document is not for distribution to the general public. It is directed at persons authorized to invest in the Fund and residing in jurisdictions where the Fund is authorized for distribution or where no such authorization is required. The information contained herein should not be altered in any way, transmitted to, copied or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without prior written consent of The Investor For Securities. Authorized by CMA license No. 06047-37
