New Opportunities for Growth
Agent Training Use Only.
New Opportunities for Growth
Life and Supplemental Insurance Products 1
Agent Training Use Only.
Memorial Fund
2
GCA07TAHH 7/11
Agent Training Use Only. Memorial Fund - Unique Product Features
•
A whole life insurance policy designed to offset final expenses
•
Issue age 45-80 (nearest age)
•
Benefits in $1,000 units up to $25,000
•
Benefit Options: – Immediate – Graded Death *
•
Payment Options: – Life – 10 year
3 * Not available in Montana.
Agent Training Use Only. Memorial Fund - More Than a Whole Life Plan
Memorial Fund also offers a graded death benefit with guaranteed level premiums and a guaranteed level benefit after the third policy year. The graded death benefit is a % of the policy face amount during the first 3 policy years as follows: • 25% during the 1st policy year • 50% during the 2nd policy year • 75% during the 3rd policy year
If death is due to an accident in the 1st 3 years, the benefit Is 100%.
• 100% of the requested face amount thereafter
4 Note: Not available in all states. Check your state specific Plan Summary.
Memorial Fund - Simple To Qualify
Agent Training Use Only.
• Memorial Fund only requires a simple application with a few health questions. • No Medical Exam • You may qualify even if you’ve been declined for other life insurance
5
Agent Training Use Only.
6
New Opportunities for Growth
Life and Supplemental Insurance Products 1
Agent Training Use Only.
Memorial Fund
2
GCA07TAHH 7/11
Agent Training Use Only. Memorial Fund - Unique Product Features
•
A whole life insurance policy designed to offset final expenses
•
Issue age 45-80 (nearest age)
•
Benefits in $1,000 units up to $25,000
•
Benefit Options: – Immediate – Graded Death *
•
Payment Options: – Life – 10 year
3 * Not available in Montana.
Agent Training Use Only. Memorial Fund - More Than a Whole Life Plan
Memorial Fund also offers a graded death benefit with guaranteed level premiums and a guaranteed level benefit after the third policy year. The graded death benefit is a % of the policy face amount during the first 3 policy years as follows: • 25% during the 1st policy year • 50% during the 2nd policy year • 75% during the 3rd policy year
If death is due to an accident in the 1st 3 years, the benefit Is 100%.
• 100% of the requested face amount thereafter
4 Note: Not available in all states. Check your state specific Plan Summary.
Memorial Fund - Simple To Qualify
Agent Training Use Only.
• Memorial Fund only requires a simple application with a few health questions. • No Medical Exam • You may qualify even if you’ve been declined for other life insurance
5
Agent Training Use Only.
6
