REAL BENEFITS - American Equity
REAL BENEFITS” of Index Annuities with the Annual Reset Design
The “
A history of American Equity’s Index-5* (9/30/98 - 9/30/16)
$240,000.00 $230,000.00 $220,000.00
Annual Monthly Average (Index-5)
$223,837 $214,980
$210,000.00 $198,725
S&P 500®
$200,000.00
$191,063
$190,000.00 $180,000.00
Minimum Guaranteed Contract Value
$156,857
$160,000.00 $149,160
$150,000.00
$120,000.00
$120,909
$90,000.00
$100,000
$80,000.00 $70,000.00
$134,091
$145,542
$156,857
$137,337
$125,080 $125,080
$127,344
$125,155
$117,033
$111,033
$108,789 $107,857
$106,268
$99,228
$100,770
$95,952
$78,869
1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016
Year
(09/30/98)
*This graph is based on actual credited rates for the period shown on the Index-5 product which is no longer available for sale. The actual Participation Rates for this time period, applied to the annual monthly average calculation as depicted, vary between 50% and 70%, and a Minimum Guaranteed Contract Value of 3% is assumed. The S&P 500 is an annual point to point calculation depicting the actual change in the index year over year. Past performance is not an indication of future results. Please call your American Equity Agent for new product information. Review product disclosure for specific information. 8109 10.21.16
$170,243
$160,747
$145,749
$115,090
$110,000.00 $100,000.00
$140,930
$136,937
$130,000.00
$183,034 $160,300
$156,857
$206,700
$188,016
$171,388
$170,000.00
$140,000.00
$210,827
Page 1 of 2
The one who works for you!®
REAL BENEFITS
The “
” of Index Annuities with the Annual Reset Design A history of American Equity’s Index-5* (9/30/98 - 9/30/16)
This history of American Equity’s Index-5 Index Annuity demonstrates the powerful benefits of Index Annuities with the annual reset interest crediting design. All of our current products offer annual reset design as well. The Index-5 did exactly what it was supposed to do... gave the Contract Owner the opportunity to accumulate value based on the appreciation of the S&P 500® Index, without the risk of loss of Premium in years when the S&P 500® was negative. All of this supported by a Minimum Guarantee. These results should not be an indication that Index Annuities will outperform the S&P 500®. This simply demonstrates the powerful benefits of Index Annuities with the annual reset interest crediting design. All of American Equity’s current products offer annual reset design. Don’t forget the basic benefits of Index Annuities.
• • • • •
Minimum Guarantees Tax-Deferral Guaranteed Lifetime Income Preservation Of Premium Possible Probate Avoidance
The “S&P®” is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by American Equity Investment Life Insurance Company®. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); Standard & Poor’s® and S&P® are trademarks of the SPDJI; and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by American Equity Investment Life Insurance Company®. American Equity Investment Life Insurance Company’s® fixed index annuities are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P or their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500®. S&P 500® Index does not include dividends paid on the underlying stocks. Neither American Equity Investment Life Insurance Company® nor any of our agents give legal, tax or investment advice. Consult your own personal advisor regarding these matters.
life.american-equity.com 8109 10.21.16
Call us at
888-221-1234
8:00AM-4:45PM CT Monday-Thursday 8:00AM-1:00PM CT Friday
6000 Westown Pkwy, West Des Moines, IA 50266 Page 2 of 2
©2016 American Equity. All Rights Reserved.
The “
A history of American Equity’s Index-5* (9/30/98 - 9/30/16)
$240,000.00 $230,000.00 $220,000.00
Annual Monthly Average (Index-5)
$223,837 $214,980
$210,000.00 $198,725
S&P 500®
$200,000.00
$191,063
$190,000.00 $180,000.00
Minimum Guaranteed Contract Value
$156,857
$160,000.00 $149,160
$150,000.00
$120,000.00
$120,909
$90,000.00
$100,000
$80,000.00 $70,000.00
$134,091
$145,542
$156,857
$137,337
$125,080 $125,080
$127,344
$125,155
$117,033
$111,033
$108,789 $107,857
$106,268
$99,228
$100,770
$95,952
$78,869
1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016
Year
(09/30/98)
*This graph is based on actual credited rates for the period shown on the Index-5 product which is no longer available for sale. The actual Participation Rates for this time period, applied to the annual monthly average calculation as depicted, vary between 50% and 70%, and a Minimum Guaranteed Contract Value of 3% is assumed. The S&P 500 is an annual point to point calculation depicting the actual change in the index year over year. Past performance is not an indication of future results. Please call your American Equity Agent for new product information. Review product disclosure for specific information. 8109 10.21.16
$170,243
$160,747
$145,749
$115,090
$110,000.00 $100,000.00
$140,930
$136,937
$130,000.00
$183,034 $160,300
$156,857
$206,700
$188,016
$171,388
$170,000.00
$140,000.00
$210,827
Page 1 of 2
The one who works for you!®
REAL BENEFITS
The “
” of Index Annuities with the Annual Reset Design A history of American Equity’s Index-5* (9/30/98 - 9/30/16)
This history of American Equity’s Index-5 Index Annuity demonstrates the powerful benefits of Index Annuities with the annual reset interest crediting design. All of our current products offer annual reset design as well. The Index-5 did exactly what it was supposed to do... gave the Contract Owner the opportunity to accumulate value based on the appreciation of the S&P 500® Index, without the risk of loss of Premium in years when the S&P 500® was negative. All of this supported by a Minimum Guarantee. These results should not be an indication that Index Annuities will outperform the S&P 500®. This simply demonstrates the powerful benefits of Index Annuities with the annual reset interest crediting design. All of American Equity’s current products offer annual reset design. Don’t forget the basic benefits of Index Annuities.
• • • • •
Minimum Guarantees Tax-Deferral Guaranteed Lifetime Income Preservation Of Premium Possible Probate Avoidance
The “S&P®” is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by American Equity Investment Life Insurance Company®. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); Standard & Poor’s® and S&P® are trademarks of the SPDJI; and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by American Equity Investment Life Insurance Company®. American Equity Investment Life Insurance Company’s® fixed index annuities are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P or their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500®. S&P 500® Index does not include dividends paid on the underlying stocks. Neither American Equity Investment Life Insurance Company® nor any of our agents give legal, tax or investment advice. Consult your own personal advisor regarding these matters.
life.american-equity.com 8109 10.21.16
Call us at
888-221-1234
8:00AM-4:45PM CT Monday-Thursday 8:00AM-1:00PM CT Friday
6000 Westown Pkwy, West Des Moines, IA 50266 Page 2 of 2
©2016 American Equity. All Rights Reserved.
