Recruitment professionals - Bluefin Group

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Recruitment professionals Insurance solutions

Specialist insurance solutions for recruitment professionals We have an established track record of providing market leading insurance solutions to recruitment professionals. Our understanding of the recruitment market enables us to design an insurance programme which can truly meet your requirements. With falling unemployment rates and a 15 year high in the number of job vacancies in the UK we recognise that the recruitment industry has entered a period of economic growth. During such times your priority is likely to be developing your business but it’s important to ensure you have the right insurance programme in place to protect it should the worst happen. Due to the nature of your work you are likely to require some specific covers as well as the standard covers that all businesses need, for example: Employers’, public & products liability Bespoke employers’ and public/products liability cover including contingent liability cover for temporary personnel placed. Professional indemnity (PI) Cover for your legal liability, negligent acts, errors or omissions or breach of professional duty. PI provides indemnity for defence costs and any damages awarded should legal action be taken against you. Vicarious extensions are available for temporary workers. Directors’ & officers’ Cover for your directors and senior staff to protect them in the event of legal liability to pay compensation, including legal costs, for a third party’s financial loss arising from allegations of a wrongful act committed in conduct of the business. Property and contents Cover that protects the physical property and equipment of your business against loss from theft, fire or other perils including damage and accidental damage. Drivers negligence Covers you for the damage caused to your clients’ vehicle when it can be proven that it was caused by the negligence of the temporary driver you supplied.

Fidelity bonding This insurance is often required by recruiters involved in the supply of drivers and warehousemen and provides cover for your liability for the proven dishonest acts of the temporary personnel e.g. theft of goods. Personal accident for directors, employees and temporary workers Provides cover for death and/or permanent disablement occurring to staff, directors and temporary workforce whilst on, or travelling to, their assignment. Senior executive replacement cover Should an accident or illness occur that prevents one of your senior managers from acting in their essential capacity for more than three months, we can provide access to a service which will seek to provide a replacement. Up to £50,000 of funding for the temporary appointment of that replacement can be provided. Business interruption Insurance coverage for loss of revenue or the increased costs of working that could result from damage at your premises that interrupts the operations of your business, such as a fire or flood. Privacy breach response A specialist response service that you can access in the event of a data or privacy breach.

Hundreds of recruitment companies, from new start up businesses to some of the top 250 companies in the UK, trust us to look after their insurance needs.

Legal expenses Bespoke legal cover for recruiters that provides cover for the cost of defending employment right disputes (including awards) with employees, prospective employees, prospective candidates, ex-employees and also potentially compliance with the Agency Worker Regulations. Cover can also include contract disputes between employees, candidates and clients (defending and pursuing). Includes a 24 hour legal advice helpline and HMRC tax investigation cover. Medical malpractice Protection against your legal liability arising from professional negligence by a healthcare provider. This insurance is designed for agencies involved in carrying out risk assessments, as well as care assessments by qualified staff employed by the agency. It can also be used for agencies which place nurses that aren’t qualified and domiciliary care placements where risk assessments are involved. Cyber liability Almost every company relies on computer systems for some aspect of running their business whether it’s online sales, office applications or email. For recruitment companies, the reliance is constantly growing with responsibility for protection of data being an increasing focus in the industry. Cyber liability insurance offers protection from the impact of cyber risks such as computer failure, viruses and lost or stolen data.

Credit insurance Alongside the above insurances we also have a specialist team who can assist you in providing protection against your exposure to bad debt. For recruiters involved in temporary and contract About Bluefin placements, just a few contractors to the same client, recruitment process outsourcing or master Bluefin is one of the UK’s leading insurance brokers. vendor can create a huge exposure to bad debt We have over 1400 staff in over 40 offices across the losses if a client was to become insolvent.

UK and provide thousands of clients with guidance on creating the insurance solutions that best protects their assets, revenues, people and lifestyle. We have a breadth and depth of resource across a wide range of insurance disciplines. We place over £450million of insurance premium and so have huge buying power in the market. As a specialist broker we have access to a wide range of insurers as well as bespoke, exclusive arrangements with an ‘A’ rated insurer.

Bluefin Professions Bluefin Professions is a specialist team at Bluefin offering insurance solutions and risk management advice to more than 12,500 professional firms. Understanding that every profession has unique insurance requirements, we have built our knowledge and understanding of the industry to ensure we offer the most suitable solution for your business.

For more information call 0117 929 3344 or email [email protected]

0117 929 3344 [email protected] bluefinprofessions.co.uk/recruitment Bluefin Professions is a trading name of Bluefin Insurance Services Limited. Registered Office: 1 Tower Place West, Tower Place, London, EC3R 5BU Registered in England No: 931954. Authorised and regulated by the Financial Conduct Authority. 0066-1215