responsAbility Fair Trade Fund
responsAbility Fair Trade Fund
responsAbility Investments AG www.responsAbility.com
responsAbility Fair Trade Fund
Noviembre 2013
Universo de inversiones
responsAbility Investments AG www.responsAbility.com
responsAbility Fair Trade Fund
Page 2
Nuestros Productos
Préstamos a Corto Plazo Pre-cosecha Cosecha Préstamos a Largo Plazo Activo fijo Renovacion de plantaciones
Monto mínimo de préstamo: USD 500,000
responsAbility Investments AG www.responsAbility.com
responsAbility Fair Trade Fund
Page 3
Criterios de inversion
Estatus legal
Sociedades anónimas Cooperativas, ONGs, asociaciones
Actividad
Modelo de negocio sostenible ligado a la cadena de valor del sector agricola (procesadores, exportadores, importadores, entidades microfinancieras ligadas al sector agrario, entre otros)
Productos
Commodities vinculados a la Agricultura
Impacto
Actores a lo largo de cadenas productivas sostenbiles con un compromiso explicito con el ambiente y la produccion socialmente responsible y comercio de productos agriculas
Condiciones
Solida relacion comercial con importadores internacionales de min 3 anos continuos Capacidad de remitir estados financieros anuales auditados. Porporcionar proyecciones financieras, como mìnimo con un horizonte de 12 meses. Capacidad de remitir informacion comercial mensual y reportes financieros anuales acorde al fondo
responsAbility Investments AG www.responsAbility.com
responsAbility Fair Trade Fund
Page 4
Terminos y condiciones
Destino
• •
Capital de trabajo Financiamiento a largo plazo
Monto
•
Mínimo USD 500,000
Moneda
•
USD, EUR y Moneda Local
Plazo
• •
Máximo 12 meses para Capital de Trabajo Financiamiento a largo plazo sólo para activos fijos Desembolso y amortizaciones acorde al flujo de caja del cliente
Desembolso y Amortización
•
Tasa de Interés
•
Acorde al mercado
Garantías
• • • • • • • •
Carta de intensión Contratos de exportación Prenda flotante (si es permitido por la regulación local) Garantizados por el importador Carta de garantía Inventarios Portafolio de créditos en garantía Fideicomiso
responsAbility Investments AG www.responsAbility.com
responsAbility Fair Trade Fund
Page 5
Contactos
Hugo Villela, Senior Investment Consultant [email protected]
Guillermo Saborío, Investment Consultant [email protected]
Cecile Koller, Regional Manager Latin Ameica [email protected]
responsAbility Investments AG www.responsAbility.com
responsAbility Fair Trade Fund
Page 6
Gracias!
responsAbility Investments AG www.responsAbility.com
responsAbility Fair Trade Fund
Page 7
Legal Disclaimer
This document was produced by responsAbility Investments AG (hereinafter “responsAbility”). The information contained in this document (hereinafter “information”) is based on sources considered to be reliable, but its accuracy and completeness is not guaranteed. The information is subject to change at any time and without obligation to notify the investors. Unless otherwise indicated, all figures are unaudited and are not guaranteed. Any action derived from this information is always at the investors’ own risk. This document is for information purposes only, and is not an official confirmation of terms. The value of an investment and any income from it is not guaranteed. Changes in the assumptions may have a substantial impact on the return. Past performance is no indication of current or future performance. The performance data does not take account of commission charged on issue and redemption of the units. The information does not release the recipient from making his/her own assessment. In particular, the recipient is advised to assess the information, with the assistance of an advisor if necessary, with regard to its compatibility with his/her own circumstances in view of any legal, regulatory, tax, and other implications. The fund targets investments that are associated with a higher risk than investments in more developed markets or countries. Emerging markets exist in countries that display at least one of the following features: a degree of political instability; relatively unpredictable trends in growth and financial market development; a financial market that is still at a developing stage; a weak economy. As a rule, investments in emerging markets are exposed to greater risks. These include political and economic risks and risks relating, for example, to soundness, exchange rates, market liquidity, legal regulations, settlement, markets, shareholders, and creditors. Investors should be willing and financially able to accept the risk features of the investments described in these documents. Commodity investments are prone to wider fluctuations in value than conventional investments, and may entail additional investment risks. responsAbility and/or the members of its Board of Directors and employees may have a participation in the investment fund (or any related investments) and may add to or sell these positions from time to time. Additionally, the members of the Board of Directors and employees of responsAbility may serve as members of boards of directors of the investments in which the investment fund is invested. This document is expressly not intended for persons who, due to their nationality or place of residence, are not permitted access to such information under applicable law. Neither the present document nor copies thereof shall be sent or taken to the United States of America, or issued in the US or to a US person (in the terms of Regulation S of the United States Securities Act of 1933, in the respective current version). The financial product specified in this document is not licensed for distribution in the United States of America. As a result, it may not be offered, sold, or delivered there. The responsAbility Fair Trade Fund is licensed as an investment fund under Swiss law for distribution in Switzerland as a contractual investment fund in the asset class “Other funds for alternative investments” associated with a particular risk. The prospectus, the management regulations and the annual and semi-annual reports may be obtained free of charge from Credit Suisse Funds AG in Zurich, Credit Suisse AG in Zurich, and from any distribution partner. This document may not be reproduced, stored in a retrieval system, or transmitted, in part or in full, in any form or by any means, whether electronically, mechanically, photocopied, or otherwise, without the prior written consent of responsAbility. Additional information is available upon request. © 2013 responsAbility Investments AG. All rights reserved.
responsAbility Investments AG www.responsAbility.com
responsAbility Investments AG www.responsAbility.com
responsAbility Fair Trade Fund
Noviembre 2013
Universo de inversiones
responsAbility Investments AG www.responsAbility.com
responsAbility Fair Trade Fund
Page 2
Nuestros Productos
Préstamos a Corto Plazo Pre-cosecha Cosecha Préstamos a Largo Plazo Activo fijo Renovacion de plantaciones
Monto mínimo de préstamo: USD 500,000
responsAbility Investments AG www.responsAbility.com
responsAbility Fair Trade Fund
Page 3
Criterios de inversion
Estatus legal
Sociedades anónimas Cooperativas, ONGs, asociaciones
Actividad
Modelo de negocio sostenible ligado a la cadena de valor del sector agricola (procesadores, exportadores, importadores, entidades microfinancieras ligadas al sector agrario, entre otros)
Productos
Commodities vinculados a la Agricultura
Impacto
Actores a lo largo de cadenas productivas sostenbiles con un compromiso explicito con el ambiente y la produccion socialmente responsible y comercio de productos agriculas
Condiciones
Solida relacion comercial con importadores internacionales de min 3 anos continuos Capacidad de remitir estados financieros anuales auditados. Porporcionar proyecciones financieras, como mìnimo con un horizonte de 12 meses. Capacidad de remitir informacion comercial mensual y reportes financieros anuales acorde al fondo
responsAbility Investments AG www.responsAbility.com
responsAbility Fair Trade Fund
Page 4
Terminos y condiciones
Destino
• •
Capital de trabajo Financiamiento a largo plazo
Monto
•
Mínimo USD 500,000
Moneda
•
USD, EUR y Moneda Local
Plazo
• •
Máximo 12 meses para Capital de Trabajo Financiamiento a largo plazo sólo para activos fijos Desembolso y amortizaciones acorde al flujo de caja del cliente
Desembolso y Amortización
•
Tasa de Interés
•
Acorde al mercado
Garantías
• • • • • • • •
Carta de intensión Contratos de exportación Prenda flotante (si es permitido por la regulación local) Garantizados por el importador Carta de garantía Inventarios Portafolio de créditos en garantía Fideicomiso
responsAbility Investments AG www.responsAbility.com
responsAbility Fair Trade Fund
Page 5
Contactos
Hugo Villela, Senior Investment Consultant [email protected]
Guillermo Saborío, Investment Consultant [email protected]
Cecile Koller, Regional Manager Latin Ameica [email protected]
responsAbility Investments AG www.responsAbility.com
responsAbility Fair Trade Fund
Page 6
Gracias!
responsAbility Investments AG www.responsAbility.com
responsAbility Fair Trade Fund
Page 7
Legal Disclaimer
This document was produced by responsAbility Investments AG (hereinafter “responsAbility”). The information contained in this document (hereinafter “information”) is based on sources considered to be reliable, but its accuracy and completeness is not guaranteed. The information is subject to change at any time and without obligation to notify the investors. Unless otherwise indicated, all figures are unaudited and are not guaranteed. Any action derived from this information is always at the investors’ own risk. This document is for information purposes only, and is not an official confirmation of terms. The value of an investment and any income from it is not guaranteed. Changes in the assumptions may have a substantial impact on the return. Past performance is no indication of current or future performance. The performance data does not take account of commission charged on issue and redemption of the units. The information does not release the recipient from making his/her own assessment. In particular, the recipient is advised to assess the information, with the assistance of an advisor if necessary, with regard to its compatibility with his/her own circumstances in view of any legal, regulatory, tax, and other implications. The fund targets investments that are associated with a higher risk than investments in more developed markets or countries. Emerging markets exist in countries that display at least one of the following features: a degree of political instability; relatively unpredictable trends in growth and financial market development; a financial market that is still at a developing stage; a weak economy. As a rule, investments in emerging markets are exposed to greater risks. These include political and economic risks and risks relating, for example, to soundness, exchange rates, market liquidity, legal regulations, settlement, markets, shareholders, and creditors. Investors should be willing and financially able to accept the risk features of the investments described in these documents. Commodity investments are prone to wider fluctuations in value than conventional investments, and may entail additional investment risks. responsAbility and/or the members of its Board of Directors and employees may have a participation in the investment fund (or any related investments) and may add to or sell these positions from time to time. Additionally, the members of the Board of Directors and employees of responsAbility may serve as members of boards of directors of the investments in which the investment fund is invested. This document is expressly not intended for persons who, due to their nationality or place of residence, are not permitted access to such information under applicable law. Neither the present document nor copies thereof shall be sent or taken to the United States of America, or issued in the US or to a US person (in the terms of Regulation S of the United States Securities Act of 1933, in the respective current version). The financial product specified in this document is not licensed for distribution in the United States of America. As a result, it may not be offered, sold, or delivered there. The responsAbility Fair Trade Fund is licensed as an investment fund under Swiss law for distribution in Switzerland as a contractual investment fund in the asset class “Other funds for alternative investments” associated with a particular risk. The prospectus, the management regulations and the annual and semi-annual reports may be obtained free of charge from Credit Suisse Funds AG in Zurich, Credit Suisse AG in Zurich, and from any distribution partner. This document may not be reproduced, stored in a retrieval system, or transmitted, in part or in full, in any form or by any means, whether electronically, mechanically, photocopied, or otherwise, without the prior written consent of responsAbility. Additional information is available upon request. © 2013 responsAbility Investments AG. All rights reserved.
responsAbility Investments AG www.responsAbility.com
