SECRETS TO INCREASING YOUR CASH FLOW
Thank you so much for listening to “Secrets to Increasing Your Cash Flow”, this is Shanel Cooper Sykes and first I want to congratulate you because you’re listening to me right now because you either said ‘You know what, Shanel? I’m tired of being broke, busted and disgusted. I have to figure out how to make some changes.’ Or you said ‘You know what, Shanel, right now is the time for me to get some information so I can increase my cash flow.’ So congratulations because that is the first step in creating change, so let’s jump right into it. The first secret to increasing your cash flow is understanding, you have to first understand what money is and how to use it. You have to understand what cash flow is. You see, money is nothing but currency and currency means to flow and if you don’t have anything flowing in your life I guarantee you you’re going to feel it. You see money has to constantly exchange, it has to constantly renew itself, it has to constantly flow in order for it to create something. You see so many of us have that broke mentality where you want to hold on to money, horde money and stop the flow of money, keep it to ourselves. You see, you have to use money to make money so you have to keep money flowing in your life. Money is also nothing but energy, the more money you have the more energy you have, the more energy you have the more you can do. I like to consider money as a tool, think about a carpenter, if he has his tools he can create something extraordinary but if he never picks up those tools or if he doesn’t have the skill set to use the tools he’ll create nothing. So you have to understand that money is just a tool and you have to learn how to use it. So the first secret to increasing your cash flow is understanding. The second secret is awareness, becoming aware of how you handle money, how you treat money and what you believe about money. You see we all have a belief system, things that you’ve been taught from a very young age, you are just modeling things you learned from your parents and your friends and the school and things that you’ve been taught. So ask yourself, what do you believe about money? Do you believe that money doesn’t grow on trees? That you have to work hard to get money? That money doesn’t come easily? That life is hard? You see if you believe these things then that is your reality. You see, I was raised by a single mother; I love my mother to death, she worked very hard but I watched my mother struggle to survive so I was only taught to survive, I was never taught how to thrive. I was taught to spend money and not to save and accumulate money so all my life no matter how much money I made, I’ve had some great jobs and trust me I’ve made a lot of money, but it didn’t matter how much money I had, subconsciously something in my mind would always keep me broke. If I had $10,000 I would spend $9,999 and have $1 left to buy a bag of chips, every single time. So I had to realize that my belief systems weren’t set to spend, that my belief systems were set to survive. So ask yourself right now, what are your belief systems about money? What examples about money did you have when you grew up? You see, because your belief systems are creating your reality right now. Once you become aware you have to face it, you have to face what you created.
So if your credit is jacked up, if your bank accounts are in the negative, if you don’t have any money, if you’re living paycheck to paycheck, if you’re stressed out about bills, maybe you don’t even have an income right now, you have to face it, you have to say ‘this is where I am with money right now.’ So yes, go and pull your credit regardless if your credit is at a 300, pull your credit, look at it, analyze it, figure out what it took for you to get where you are. Pull your bank statements; ask yourself ‘how have I been using money? How have I been using money to create reality right now?’ face it and be fearless. You see, so many of us are afraid of our financial history, we’re afraid to pull our credit reports, we’re afraid to look at our bank accounts, we’re afraid to spend money and invest money and use money to make more money, you can’t be afraid of money, you just have to be aware of it, aware of your belief systems and then change your belief systems and become fearless when it comes to money. The next secret is forgiveness. After you become aware of your belief systems and aware of what you created you have to forgive yourself. You see, we beat ourselves up, we are our worst enemy, we use these selfsabotaging words and we say things like ‘you’re a failure, you never have any money, you’re broke, you can’t do that.’ And we start to get this feeling of unworthiness and see when you don’t forgive yourself, you cannot free yourself. So right now I want you to say to yourself ‘self, I forgive you for the poor financial decisions you have made thus far in your life.’ Say it right now, out loud, ‘Self, I forgive you for the poor financial decisions you have made in your life thus far in your life.’ You have to forgive yourself and free yourself and then give yourself permission to earn more money, give yourself permission to be able to handle more money, give yourself permission for money to be able to flow in your life. But you’re never going to get that permission unless you forgive yourself and when you forgive yourself then you have to feel good about money cause if you don’t feel good about money what makes you think you’re going to get any? See, we feel bad about money because we get the money then we gotta pay the rent, we get the money then we gotta pay some bills, we have $10 well we have $20 in bills and that doesn’t feel good. So we’ve created these negative feelings about money like money is a bad thing so you have to change the way you feel about money, you have to say ‘I love money and money loves me. Money feels good when it flows into my life.’ We have to visualize, can you imagine yourself walking into a bank with a $10,000 check and depositing it and not having to pay a single bill from it, just putting it right into one of your savings accounts. Can you visualize yourself logging onto one of your bank accounts and looking at it, it’s got 6 figures in it, can you feel that? Can you create the feeling of freedom? So you also have to change your focus, you see a lot of us are just focused on paying the bills, focus on going to work, focus on making some money so we can pay the rent, pay the mortgage, get out of debt, we’re so focused on debt, debt, debt, whatever you focus on expands.
So if you’re focused on bills, if you’re focused on struggle, if you’re focused on how bad you’ve been in the past with money then that’s what your reality is. So you have to shift your focus, shift your focus to earning more money, shift your focus to cash flow and you have to change your language and say things like ‘I am in the process of becoming financially free. I am in the process of understanding money. Money flows to me in abundance. Money is everywhere, all around me, and it comes to me. I’m worthy of receiving money. I’m worthy of experiencing life.’ You have to change your language, you have to forgive yourself and feel good right now in order to increase your cash flow. The next secret is manage, you gotta manage that money. You see, it doesn’t matter if you got $1 or $1,000,000, if you don’t know how to manage it you will not have it. Money will control you instead of you controlling money. For a long time I couldn’t figure this out, I never learned how to manage my money because I felt like I didn’t have to manage my money because I didn’t have any money. I always said to myself, ‘Well, when I make 6 figures, well when I get a better job, when I get out of debt, when I start making more money then I’ll manage money.’ But see, that day never came. Well, let me rephrase that, yes it did but it took forever to come because I had to learn how to manage the money that I had. Right now if you only have $5 to your name, right now if you don’t even have no bank account, right now if you are broke at your wits end, whatever you have; if you have 2 cents in your couch cushion—you have to manage that 2 cents right now in order for more cash to flow to you. So manage your money right now and when I say manage your money I mean understand it, I mean break your money down into percentages—you know they say you have to give 10% to yourself absolutely, so what if you only have $1,000 and your rent is $1,100, you need to take $100 of those dollars and put it towards yourself first and I guarantee you what you need to pay the rent will come. You have to invest in yourself, put money away for you before you pay anybody else. So 10% to savings, 10% to spend, I’m not saying you have to put everything away and horde all of your money and you shouldn’t enjoy life, absolutely not. You should take 10% of your money and blow it on anything that makes you feel good, if it’s a pair of shoes, a bottle of champagne, getting your hair done, you have to be able to feel what it feels like to be able to spend money on yourself, that’s called receiving. You have to take some money and put it aside so you can receive some for yourself. 10% needs to go to giving, if you are Christian and you try every month and you give to charity, whatever it is that you do 10% of your income needs to go back, you have to give in order to receive. So even if you have $10 to your name you need to take 10% of that $10 and give it to somebody, if you don’t know who to give it to get up, run outside and go up to somebody and say “You know what, here is $1, I want to bless you with this $1.” You have to give to receive so when you feel like you have nothing, when you are broke and in debt and have nothing to give, I guarantee you that 1 penny that you give to somebody will bring you back 10 times more.
You have to learn to manage your money, separate your money, I used to put money in different jars; I had my saving jar, my spending jar, my long term savings, I had my living expense jar cause you see I couldn’t get a bank account because I was in the check system, you may know what I’m talking about. But you have to start to manage your money right now, managing your money also means getting educated; you can only do what you know so if you only know to be broke then that is all that you will experience. You have to understand and learn about money, get some books, my favorite book is think and grow rich and another book is secrets of a millionaire mindset—the science of getting rich, rich dad poor dad, see you have to read things that are going to give you the information that you need to understand money so invest in yourself, see take that $20 that you have that you’re about to use to get a manicure and a pedicure and go to Barnes and noble and go to the finance section and buy a book and invest in yourself. The next secret is to create. You see, the only way you’re going to get more money in your life is if you create something, do something, be something, add some value to somebody’s life, you have to do something to create money. Yes we can sit here all day and talk about ‘speak positive and say affirmations, expect money and forgive yourself’ but money isn’t gonna come and ring your doorbell and say ‘here you go.’ You have to literally get up and do something; you have to have intent to add some value somewhere to be able to receive some money. You see, the more value you add, the more that is going to come to you so ask yourself, ‘how can I add value to life and be paid for it? What gifts, talents and abilities do I have that I can give to somebody else to enhance their life where I will be returned in money? You see, we’ve all be given a gift, all been given a talent and we’ve all been given an ability and god has given us those things because that’s how we’re supposed to compensate our lives. That is the key to unlock your cash flow, is to fully step and live and move within your purpose in life. So the more that you give, the more that you’re going to receive, the more that you give to life, the more that you give in service, the more that you’re going to receive in life. So ask yourself, ‘what can I do? Can I make some jewelry to make somebody feel good? Can I say some motivational words to make somebody feel better? Can I create something? What can I do to be returned in money?’ Then what you have to do, you have to take the limits off of your life, you see so many of us are living so limited, the only portal for money to flow into your life is through your job. You see, if you don’t have a portal for money to flow to you, you can’t receive it, so you have to have a way to receive that money. So if you have a limit on your money meaning you can only make $8 an hour working at this job, see you’re not going to receive any more so you have to take the limits off of your life. A long time ago I went and got a PayPal account and I created a little button where you can click the button and you can send me any money, any amount of money that you want to send me, so you have to have a portal for
money to be able to flow to you. You also have to be creative in your thinking. I remember years back when I was doing that marketing and I had just started to speak and get into training, I was doing these wonderful in home parties and if you know anything about marketing then you know what an in home party is and everybody wanted to know ‘Shanel, how are you doing fabulous in home parties?” and at the same time I was broke, I didn’t have any money so what I decided to do was I decided to teach all those other people what I was doing, give them some information so they can earn some money and that’s what they did, they then paid me. So see, you have to unlock the limits and find a way to make that cash flow to you. The next is to surround yourself with people who have money. I want you to take a second right now and think about your friends, your girlfriend, your boyfriend, your momma, your daddy, your cousins, the people that you’re around every day. I bet you their broke, aren’t they? You see, the people you are around reflect you. You see, birds fly with birds and eagles fly with eagles and pigeons never get up off the ground, they don’t have a lot of value, they don’t do anything, so if you’re surrounded by a bunch of pigeons—guess what your value is? So you have to ask yourself, who am I surrounding myself with? And if you don’t know anybody who makes more money then you then you need to find somebody, you have to get up, go out and seek. I literally went and got mentored, I said ‘you know what, I’m tired of all these broke friends. I love y’all, but you can stay at your little job making your little $8 an hour but you see Shanel Cooper Sykes is a valuable woman so I’m going to find people who add value to my life and I went out and I found mentors, I found other young people who were making 6 figures, other young people who were millionaires and were entrepreneurs and I befriended them and you can flat out say this—‘you know what, I’m in search for a mentor and I admire you. I would like for you to mentor me, I would like for you to be my friend, can I take you to have some coffee?’ So you have to be bold, you have to find people who can teach you something. If your friends aren’t teaching you anything, if your family isn’t teaching you anything, you need to find somebody who can and never take advice from somebody who does not have what you want. So many people ask financial advice from other broke people, so many people ask relationship advice to people who are single; to people who are miserable; to people who’ve had failed marriages and failed relationships, you see you have to find somebody who has created the results that you want and then ask them what did you do to create those results cause those are the results that I want so never ever, ever, ask the opinion or advice of somebody else who is broke, let broke people stay broke people while you become rich. The last secret to unleashing your cash flow is to grow. You see, you have to use money to become a better person, to become a bigger person, to increase your capacity because your income can only grow to the extent that you do. If you’re a small person with a small mind living a small life, you probably have a small bank account. So you have to grow as a person. You know they say fill your cup up so that you can overflow in the lives of other people but here’s the catch to that, if you have a little bitty teeny tiny cup it can’t be filled
with very much so you have to increase your cup and increase your life, increase your mind and the more that you know the more that you will grow and your income will grow to the extent that you do. You see money just makes you more of who you are. So if you’re a kind person, if you’re a loving person, if you’re a happy person, money is just going to intensify that. If you’re a sad person, if you’re an angry person, if you’re a mean person, if you get the money guess what, it’s just going to intensify that. So right now I want you to ask yourself, ‘am I growing? Am I learning? Am I changing? Am I becoming a better person?’ and if not, I suggest you quick fast in a hurry find a way to enhance and increase your life. Invest in yourself, when you begin to understand money, when you begin to understand cash flow, when you begin to unlock the key to money and take the limits off of your life the possibilities are endless. This world is so abundantly filled with so many absolutely extraordinarily amazing things that maybe your mind can’t even fathom right now because you are so focused on what’s in front of you. And if bills and stress, drama and debt and brokeness are the only things in front of you—that is what your life is going to be. So take the limits off of your life, increase your cash flow, increase yourself and I guarantee you will be able to experience a fabulous life and live the lifestyle that you are designed to live. Thank you so much for listening, this is Shanel Cooper Sykes author of ‘Stilettos in the Kitchen’, go and be absolutely extraordinary.
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