Sunflower
Sunflower
www.qplum.co
1620 Plaza 5 Jersey City, NJ 07311 (201) 377-2302
[email protected]
(201) 604-5422
Snapshot
W ho is t his for? Young and Aggressive Investors, New Investors
Ideal For Retirement
Risk Level Aggressive
Invest ment t hemes US, Real Estate, Emerging Markets
Object ive Aggressive Long-Term Wealth Creation
Time Horizon Long-Term
St rat egies Fixed Allocation
Fees 0.50% per annum, ($50/year on $10,000)
All investments carry risk. This material is for informational purposes and should not be considered specific investment advice or recommendation to any person or organization. Past performance is not indicative of future performance. Please visit our website for full disclaimer and terms of use.
Flagship
2
2
Int roduct ion
?Only buy something that you'd be perfectly happy to hold if the market shut down for 10 years.? - Warren Buffet Sunflower is a simple, diversified, fixed allocation portfolio. More importantly, it is a buy-and-hold portfolio for long-term investors. It allocates around 60% to stocks, 30% to real-estate, and 10% to bonds. Sunflower is a portfolio meant for wealth creation in the long run. This is evident from its bets on the growth of equities and real-estate. Also, since it is largely a buy and hold portfolio, it avoids taxes which come with short-term profit booking. We made sunflower for cost-conscious investors who demand value. Therefore we kept the fee extremely low at a mere 0.50%, by investing in low-cost index funds and ETFs. You should invest in Sunflower if you: -
are there for the long haul, and think timing the market is a bad idea believe in buying and holding, without speculating on market vagaries like simplicity, and ease of interpreting what is in your portfolio are young and want growth and capital appreciation
Key St at ist ics
Annualized Return Sharpe Rat io Cumulative Return Best Month
15.16% 1.70 18.23% 4.41%
Worst Month
-4.11%
Maximum Drawdown
-6.98%
Positive months
86.67%
Annualized Std Dev AUM
8.55% $0.53 M
Stats shown are realized stats since inception till 1-September-2017.
3 Flagship Flagshipcarry risk. This material is for informational purposes and should not be considered specific investment advice or recommendation to any person or3 All investments organization. Past performance is not indicative of future performance. Please visit our website for full disclaimer and terms of use.
Invest ment Ideas
Sunflower invests predominantly in equities and real estate, capturing the results of diversification between these two growth assets. It invests a small part, around 10%, to fixed income too. Within each asset class there is further diversification in terms of sectors, market caps, and geographies.
the beauty of diversification is that it?s about as close as you can get to a free lunch in investing - Barry Ritholtz
Taking profits on your investments can result in capital gain taxes, and worse, if booked early enough, they can result in short-term capital gain taxes. In addition to this, in the long run, if we work with the assumption that equities and real-estate always go up, cashing out could mean missing out on some spectacular rallies.
If you are an investor in your late twenties or early thirties, you can be fairly certain that more 90% of your income and wealth lies ahead of you. When you invest now, you are going to invest only a small portion of what is left of that 10% you already earned. Which means it makes sense to take aggressive risks and invest this small portion for growth.
?Nothing is certain but death and taxes Benjamin Franklin
Equity investments are well diversified across industries. The aim is growth, so we focus on small and mid-cap companies more. Another hallmark of this portfolio is the high percentage, nearly 15%, of Emerging Market Stocks.
Need we say more? We invest in American real-estate through the Vanguard REIT fund.
In the end, what we regret the most are the chances we never took - Frasier Krane
4 All investments Lotus carry risk. This material is for informational purposes and should not be considered specific investment advice or recommendation to any person or4 organization. Past performance is not indicative of future performance. Please visit our website for full disclaimer and terms of use.
Port folio Performance Here, we will discuss backtested performance of this portfolio to highlight how this portfolio would have performed in different market seasons
Flat Int erest Rat es (2012 July - 2016 Oct ober)
In the last 4 years, Sunflower gave a healthy 43% return.
Financial Crisis (2007 May - 2009 March)
US stocks lost as much as 57% in the 2007-2009 financial crisis, Sunflower lost 40%. This is not bad considering its aggressive nature.
5 All investments carry risk. This material is for informational purposes and should not be considered specific investment advice or recommendation to any person or organization. Past performance is not indicative of future performance. Please visit our website for full disclaimer and terms of use.
Charact er of Port folio Rising Int erest Rat es (2004 June - 2006 July)
In this time period, Sunflower returned an astounding 53%!
Bull Market (2009 April - 2011 January)
Sunflower is a portfolio for the bull markets. In this bull run, it returned 67%.
All investments carry risk. This material is for informational purposes and should not be considered specific investment advice or recommendation to any person or organization. Past performance is not indicative of future performance. Please visit our website for full disclaimer and terms of use.
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www.qplum.co
1620 Plaza 5 Jersey City, NJ 07311 (201) 377-2302
[email protected]
(201) 604-5422
Snapshot
W ho is t his for? Young and Aggressive Investors, New Investors
Ideal For Retirement
Risk Level Aggressive
Invest ment t hemes US, Real Estate, Emerging Markets
Object ive Aggressive Long-Term Wealth Creation
Time Horizon Long-Term
St rat egies Fixed Allocation
Fees 0.50% per annum, ($50/year on $10,000)
All investments carry risk. This material is for informational purposes and should not be considered specific investment advice or recommendation to any person or organization. Past performance is not indicative of future performance. Please visit our website for full disclaimer and terms of use.
Flagship
2
2
Int roduct ion
?Only buy something that you'd be perfectly happy to hold if the market shut down for 10 years.? - Warren Buffet Sunflower is a simple, diversified, fixed allocation portfolio. More importantly, it is a buy-and-hold portfolio for long-term investors. It allocates around 60% to stocks, 30% to real-estate, and 10% to bonds. Sunflower is a portfolio meant for wealth creation in the long run. This is evident from its bets on the growth of equities and real-estate. Also, since it is largely a buy and hold portfolio, it avoids taxes which come with short-term profit booking. We made sunflower for cost-conscious investors who demand value. Therefore we kept the fee extremely low at a mere 0.50%, by investing in low-cost index funds and ETFs. You should invest in Sunflower if you: -
are there for the long haul, and think timing the market is a bad idea believe in buying and holding, without speculating on market vagaries like simplicity, and ease of interpreting what is in your portfolio are young and want growth and capital appreciation
Key St at ist ics
Annualized Return Sharpe Rat io Cumulative Return Best Month
15.16% 1.70 18.23% 4.41%
Worst Month
-4.11%
Maximum Drawdown
-6.98%
Positive months
86.67%
Annualized Std Dev AUM
8.55% $0.53 M
Stats shown are realized stats since inception till 1-September-2017.
3 Flagship Flagshipcarry risk. This material is for informational purposes and should not be considered specific investment advice or recommendation to any person or3 All investments organization. Past performance is not indicative of future performance. Please visit our website for full disclaimer and terms of use.
Invest ment Ideas
Sunflower invests predominantly in equities and real estate, capturing the results of diversification between these two growth assets. It invests a small part, around 10%, to fixed income too. Within each asset class there is further diversification in terms of sectors, market caps, and geographies.
the beauty of diversification is that it?s about as close as you can get to a free lunch in investing - Barry Ritholtz
Taking profits on your investments can result in capital gain taxes, and worse, if booked early enough, they can result in short-term capital gain taxes. In addition to this, in the long run, if we work with the assumption that equities and real-estate always go up, cashing out could mean missing out on some spectacular rallies.
If you are an investor in your late twenties or early thirties, you can be fairly certain that more 90% of your income and wealth lies ahead of you. When you invest now, you are going to invest only a small portion of what is left of that 10% you already earned. Which means it makes sense to take aggressive risks and invest this small portion for growth.
?Nothing is certain but death and taxes Benjamin Franklin
Equity investments are well diversified across industries. The aim is growth, so we focus on small and mid-cap companies more. Another hallmark of this portfolio is the high percentage, nearly 15%, of Emerging Market Stocks.
Need we say more? We invest in American real-estate through the Vanguard REIT fund.
In the end, what we regret the most are the chances we never took - Frasier Krane
4 All investments Lotus carry risk. This material is for informational purposes and should not be considered specific investment advice or recommendation to any person or4 organization. Past performance is not indicative of future performance. Please visit our website for full disclaimer and terms of use.
Port folio Performance Here, we will discuss backtested performance of this portfolio to highlight how this portfolio would have performed in different market seasons
Flat Int erest Rat es (2012 July - 2016 Oct ober)
In the last 4 years, Sunflower gave a healthy 43% return.
Financial Crisis (2007 May - 2009 March)
US stocks lost as much as 57% in the 2007-2009 financial crisis, Sunflower lost 40%. This is not bad considering its aggressive nature.
5 All investments carry risk. This material is for informational purposes and should not be considered specific investment advice or recommendation to any person or organization. Past performance is not indicative of future performance. Please visit our website for full disclaimer and terms of use.
Charact er of Port folio Rising Int erest Rat es (2004 June - 2006 July)
In this time period, Sunflower returned an astounding 53%!
Bull Market (2009 April - 2011 January)
Sunflower is a portfolio for the bull markets. In this bull run, it returned 67%.
All investments carry risk. This material is for informational purposes and should not be considered specific investment advice or recommendation to any person or organization. Past performance is not indicative of future performance. Please visit our website for full disclaimer and terms of use.
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