Thank You FPA NCA Sponsor Partners! PLATINUM SPONSOR ...
Thank You FPA NCA Sponsor Partners! We express our sincere appreciation to our fine sponsors, whose financial support helped make this program possible!
PLATINUM SPONSOR PARTNERS: Access National Mortgage and Access National Bank American Century Investments Calvert Investments Charles Schwab Advisor Services Columbia Management Fidelity Investments Invesco Pioneer Investments Putnam Investments Thornburg Investment Management
Financial planners
agree! ACCESS NATIONAL MORTGAGE Tailored Mortgage Banking Services At ANM, we have created a national mortgage banking system that allows us to create tailor-made financing to meet your clients' needs -- one person at a time.
“ANM is consistently professional, responsive and solution oriented." Barry Glassman, President, FPA NCA “First Class Service!" Greg Sullivan, Past President, National Financial Planners Association “Highest ethical standards, commitment to service.” Tracey A. Baker,President-Elect, Financial Planners Association, National Capital Area “Quick response time." John Erb, President, De Teffe Capital Management
In Business Since 1985
Augie Zullo Senior Loan Officer http://augie.accessnational.com [email protected] [703-871-1344]
Access National Bank
®
The Difference is Access
PLANNING WITH BUSINESS OWNERS OR HIGH NET WORTH CLIENTS? ACCESS CAN ASSIST WITH CREATIVE FINANCING STRATEGIES THAT MAKE A DIFFERENCE ! • Accounts Receivable Financing • Government Contract Financing • Long Term Financing for Expansion • Financing Changes in Business Ownership Team • Business Acquisition Financing • Business Recapitalization Financing • Working Capital Debt blended with Mezzanine Financing • Financing Triple Net Lease Investments • Commercial Mortgages (Owner Occupied or For Investment) • Conventional Financing or SBA 504/7(a) Options Available
Contact J. David Linthicum, Senior Vice President Diversified Industries Banking Team Leader (703) 871-7367 [email protected] www.AccessNationalBank.com
INVESTING FOR
At American Century Investments®, we believe the ultimate measure of our performance is our clients’ success. Through our unique ownership structure, delivering results to our clients enables us to support the Stowers Institute for Medical Research – a world class biomedical research institute dedicated to uncovering the causes, treatments and prevention of diseases like cancer. Each year more than 40% of our profits are distributed to the Institute, totalling nearly $1 billion in dividend payments since 2000. It’s what we like to call, profits with a purpose.
americancentury.com/purpose | stowers.org
©2013 American Century Proprietary Holdings, Inc. All rights reserved. IN-ADV-80394 1310
Quench your thirst for alpha with Calvert Global Water Fund (CFWAX) Five reasons to invest: 1. A water crisis is engulfing the world. 2. Innovative companies are creating innovative solutions. 3. Water is an investment theme with staying power.
4. T he Fund is a proven way to access the water opportunity. 5. Calvert is the preeminent name in sustainable investing.
To download our free white paper or to learn more about the Fund, visit www.calvert.com/water. Tacy Paul Roby | Mid-Atlantic Region [email protected] 800.368.2750 301.951.4800 x71665 301.654.7820 (fax) Investment in mutual funds involves risk, including possible loss of principal invested. By concentrating its investments in the water sector, the Fund is subject to the risk that a downturn in the water-related sector would impact the Fund more than a fund that does not concentrate in this industry, and the Fund therefore may be more volatile than a typical mutual fund. In addition, foreign investments generally involve greater risks than U.S. investments, including political and economic risks and the risk of currency fluctuations.
For more information on any Calvert fund, please contact Calvert at 800.368.2748 for a free summary prospectus and/or prospectus. An institutional investor should call Calvert at 800.327.2109. An investor should consider the investment objectives, risks, charges, and expenses of an investment carefully before investing. The summary prospectus and prospectus contain this and other information. Read them carefully before you invest or send money. Calvert funds are available at NAV for RIAs and wrap programs. Not all funds available at all firms. Calvert mutual funds are underwritten and distributed by Calvert Investment Distributors, Inc., member FINRA and subsidiary of Calvert Investments, Inc. AD10079-201401
YOUR CLIENTS EXPECT THE BEST— YOU SHOULD, TOO. For 25 years, Schwab has provided Registered Investment Advisors (RIAs) with the trusted services and support needed to serve your clients and grow your business. We have the expertise, comprehensive offerings, and dedicated support that an RIA of your caliber deserves. With Schwab as your custodian, you have access to outstanding solutions—all at a premium value. To be the best, you need to work with an industry leader.
For more information, contact us: Bob Ciullo Managing Director Schwab Advisor Services (703) 506-8243 [email protected] EXPERIENCE THE SCHWAB DIFFERENCE. schwabdifference.com Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Schwab. Independent investment advisors are not owned by, affiliated with, or supervised by Schwab. ©2014 Charles Schwab & Co., Inc. (“Schwab”). All rights reserved. Member SIPC. CS09602-83 (1212-8333) ADP71732BACOE (01/14)
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Spellcheck: Yes
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At Columbia Management, reaching our performance goals matters, and how we reach them matters just as much.
Backed by more than 100 years of experience, Columbia Management is one of the nation’s largest asset managers. At the heart of our success and, most importantly, that of our investors, are some of the most talented professionals in the industry, brought together by a unique way of working. Securities products offered through Columbia Management Investment Distributors, Inc., member FINRA. Advisory services provided by Columbia Management Investment Advisers, LLC. © 2013 Columbia Management Investment Advisers, LLC. All rights reserved.
CM-MK/246951 C (01/13) 3692/150581
Grow your business. Diversify your practice. Right now there are opportunities to grow your business. • Fidelity Advisor 401(k) Program • Retirement Income Planning Insights from Fidelity experts • Competitive investment products across asset classes
For more information, contact: Jeff Kulik, Senior Vice President Fidelity Investments Institutional Services Co., Inc. [email protected] or 301-518-1316
Russ Kubie, Vice President Fidelity Investments Institutional Services Co., Inc. [email protected] or 617-279-3492
Current board member of FPA Covering Planners who are commission- and/or fee-based planners
Wealth Advisor Services covering RIA fee-only planners
Not FDIC Insured • May Lose Value • No Bank Guarantee For investment professional use only. Not NCUA or NCUSIF insured. May lose value. No credit union guarantee. Fidelity Investments & Pyramid Design is a registered service mark of FMR LLC.
Before investing, have your client consider the funds’ investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Have your client read it carefully. Products and services provided through Fidelity Personal & Workplace Investing (PWI) to investors and plan sponsors by Fidelity Brokerage Services LLC, Member NYSE, SIPC. Products and services provided through Fidelity Financial Advisor Solutions (FFAS) to investment professionals, plan sponsors, and institutional investors by Fidelity Investments Institutional Services Company, Inc. 581488.2.0
Explore Intentional Investing with Invesco ®
At Invesco, all of our people and all of our resources are dedicated to helping investors achieve their financial objectives. It’s a philosophy of investment excellence we call Intentional Investing®, and it guides the way we:
Manage investments Provide choices Connect with our clients
For more information, contact your Invesco Sales team at 800 337 4246 (Independent Advisor Division) or 800 421 4023 (RIA Division).
Explore Intentional Investing with Invesco.® invesco.com/intentional
Invesco Distributors, Inc.
Successful investing requires Research, Analysis and Discipline. At Pioneer Investments, we’ve been doing all three since 1928. Heritage. Pioneer helped create the mutual fund industry in 1928 with the establishment of the Pioneer Fund, the third-oldest fund in the U.S. Our founder, Phil Carret, was a pioneer of “value” investing.
Integrity. Central to our long-term success has been our commitment to careful stewardship of investor assets.
Strength. Our focus on proprietary research, risk management, and long-term investing has helped us build a fund family with a range of compelling equity and fixed-income strategies.
Contact:
Registered Investment Advisors: Garrett Pierce, CFP®, ChFC®, AIF® Regional Vice President - RIA Northeast Direct: 617-849-2371 Email: [email protected] Visit us at: us.pioneerinvestments.com
Before investing, consider the product’s investment objectives, risks, charges and expenses. Contact your advisor or Pioneer Investments for a prospectus or summary prospectus containing this information. Read it carefully. Securities offered through Pioneer Funds Distributor, Inc., 60 State Street, Boston, MA 02109 Underwriter of Pioneer mutual funds, Member SIPC ©2013 Pioneer Investments • us.pioneerinvestments.com • 26278-00-0113
Independent Advisors: Mike Mills Regional Vice President - Virginia Direct: 804-869-6013 Email: [email protected]
Try FundVisualizer® to give clients New Ways of Thinking about opportunities and risk
Putnam’s FundVisualizer makes your client research fast, easy, and free. You gain instant access to critical data on more than 11,000 funds and ETFs from across the industry.
Take your research to the next level at putnam.com/fundvisualizer Make headto-head comparisons
Model portfolios across dozens of risk and return metrics
Save charts for future reference
Share and print customized client reports
FundVisualizer ®
All information presented in this tool is for informational purposes only and is not intended to be investment advice. The information is not meant to be an offer to sell or a recommendation to buy any investment product. All funds involve risk, and you can lose money. See the prospectus for details. Your clients should
carefully consider the investment objectives, risks, charges, and expenses of a fund before investing. For a prospectus, or a summary prospectus if available, containing this and other information for any fund, please call Putnam Dealer Marketing Services at 1-800-354-4000. Your clients should read the prospectus carefully before investing.
FOR INVESTMENT PROFESSIONAL USE ONLY — Not for public distribution
Putnam Retail Management SU173 285897 1/14
Which income stream is right for your clients? Every investor has a different risk tolerance, a different level of wealth, and a different projected time horizon. At Thornburg Investment Management, we’ve always recognized that there can never be a successful onesize-fits-all product for investors in search of income. That’s why we’ve carefully developed a full spectrum of income strategies tailored to the differing needs of individual investors. Visit www.thornburg.com/incomesolutions to learn about our income-seeking solutions. Dividend Income
Core Fixed Income
Strategic Income
• Thornburg Limited Term Municipal Fund
• Thornburg Strategic Municipal Income Fund
• Thornburg Intermediate Municipal Fund
• Thornburg Strategic Income Fund
• Thornburg Investment Income Builder Fund
• Thornburg Limited Term Income Fund • Thornburg Limited Term U.S. Government Fund
Before investing, carefully consider the Fund’s investment goals, risks, charges, and expenses. For a prospectus or summary prospectus containing this and other information, contact your financial advisor or visit thornburg.com. Read them carefully before investing. Investments in the Funds carry risks, including possible loss of principal. Investing outside the United States, especially in emerging markets, entails special risks, such as currency fluctuations, illiquidity, and volatility. Investments in small capitalization companies may increase the risk of greater price fluctuations. Funds investing in bonds have the same interest rate, inflation, and credit risks that are associated with the underlying bonds. The principal value of bonds will fluctuate relative to changes in interest rates, decreasing when interest rates rise. This effect is more pronounced for longer-term bonds. Unlike bonds, bond funds have ongoing fees and expenses. Funds invested in mortgage backed securities may bear additional risk. Investments in lower rated and unrated bonds may be more sensitive to default, downgrades, and market volatility; these investments may also be less liquid than higher rated bonds. Investments in derivatives are subject to the risks associated with the securities or other assets underlying the pool of securities, including illiquidity and difficulty in valuation. Investments in the Funds are not FDIC insured, nor are they deposits of or guaranteed by a bank or any other entity. Thornburg Securities Corporation, Distributor, 2300 North Ridgetop Road, Santa Fe, NM 87506 © 2013, Thornburg Investment Management www.facebook.com/thornburgfunds
www.twitter.com/thornburgfunds
thornburg.com 800.369.3627
PLATINUM SPONSOR PARTNERS: Access National Mortgage and Access National Bank American Century Investments Calvert Investments Charles Schwab Advisor Services Columbia Management Fidelity Investments Invesco Pioneer Investments Putnam Investments Thornburg Investment Management
Financial planners
agree! ACCESS NATIONAL MORTGAGE Tailored Mortgage Banking Services At ANM, we have created a national mortgage banking system that allows us to create tailor-made financing to meet your clients' needs -- one person at a time.
“ANM is consistently professional, responsive and solution oriented." Barry Glassman, President, FPA NCA “First Class Service!" Greg Sullivan, Past President, National Financial Planners Association “Highest ethical standards, commitment to service.” Tracey A. Baker,President-Elect, Financial Planners Association, National Capital Area “Quick response time." John Erb, President, De Teffe Capital Management
In Business Since 1985
Augie Zullo Senior Loan Officer http://augie.accessnational.com [email protected] [703-871-1344]
Access National Bank
®
The Difference is Access
PLANNING WITH BUSINESS OWNERS OR HIGH NET WORTH CLIENTS? ACCESS CAN ASSIST WITH CREATIVE FINANCING STRATEGIES THAT MAKE A DIFFERENCE ! • Accounts Receivable Financing • Government Contract Financing • Long Term Financing for Expansion • Financing Changes in Business Ownership Team • Business Acquisition Financing • Business Recapitalization Financing • Working Capital Debt blended with Mezzanine Financing • Financing Triple Net Lease Investments • Commercial Mortgages (Owner Occupied or For Investment) • Conventional Financing or SBA 504/7(a) Options Available
Contact J. David Linthicum, Senior Vice President Diversified Industries Banking Team Leader (703) 871-7367 [email protected] www.AccessNationalBank.com
INVESTING FOR
At American Century Investments®, we believe the ultimate measure of our performance is our clients’ success. Through our unique ownership structure, delivering results to our clients enables us to support the Stowers Institute for Medical Research – a world class biomedical research institute dedicated to uncovering the causes, treatments and prevention of diseases like cancer. Each year more than 40% of our profits are distributed to the Institute, totalling nearly $1 billion in dividend payments since 2000. It’s what we like to call, profits with a purpose.
americancentury.com/purpose | stowers.org
©2013 American Century Proprietary Holdings, Inc. All rights reserved. IN-ADV-80394 1310
Quench your thirst for alpha with Calvert Global Water Fund (CFWAX) Five reasons to invest: 1. A water crisis is engulfing the world. 2. Innovative companies are creating innovative solutions. 3. Water is an investment theme with staying power.
4. T he Fund is a proven way to access the water opportunity. 5. Calvert is the preeminent name in sustainable investing.
To download our free white paper or to learn more about the Fund, visit www.calvert.com/water. Tacy Paul Roby | Mid-Atlantic Region [email protected] 800.368.2750 301.951.4800 x71665 301.654.7820 (fax) Investment in mutual funds involves risk, including possible loss of principal invested. By concentrating its investments in the water sector, the Fund is subject to the risk that a downturn in the water-related sector would impact the Fund more than a fund that does not concentrate in this industry, and the Fund therefore may be more volatile than a typical mutual fund. In addition, foreign investments generally involve greater risks than U.S. investments, including political and economic risks and the risk of currency fluctuations.
For more information on any Calvert fund, please contact Calvert at 800.368.2748 for a free summary prospectus and/or prospectus. An institutional investor should call Calvert at 800.327.2109. An investor should consider the investment objectives, risks, charges, and expenses of an investment carefully before investing. The summary prospectus and prospectus contain this and other information. Read them carefully before you invest or send money. Calvert funds are available at NAV for RIAs and wrap programs. Not all funds available at all firms. Calvert mutual funds are underwritten and distributed by Calvert Investment Distributors, Inc., member FINRA and subsidiary of Calvert Investments, Inc. AD10079-201401
YOUR CLIENTS EXPECT THE BEST— YOU SHOULD, TOO. For 25 years, Schwab has provided Registered Investment Advisors (RIAs) with the trusted services and support needed to serve your clients and grow your business. We have the expertise, comprehensive offerings, and dedicated support that an RIA of your caliber deserves. With Schwab as your custodian, you have access to outstanding solutions—all at a premium value. To be the best, you need to work with an industry leader.
For more information, contact us: Bob Ciullo Managing Director Schwab Advisor Services (703) 506-8243 [email protected] EXPERIENCE THE SCHWAB DIFFERENCE. schwabdifference.com Schwab Advisor Services™ serves independent investment advisors and includes the custody, trading, and support services of Schwab. Independent investment advisors are not owned by, affiliated with, or supervised by Schwab. ©2014 Charles Schwab & Co., Inc. (“Schwab”). All rights reserved. Member SIPC. CS09602-83 (1212-8333) ADP71732BACOE (01/14)
ADP71732BACOE.indd 1
1/6/14 2:12 PM Job #
CS09602-83
Spellcheck: Yes
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At Columbia Management, reaching our performance goals matters, and how we reach them matters just as much.
Backed by more than 100 years of experience, Columbia Management is one of the nation’s largest asset managers. At the heart of our success and, most importantly, that of our investors, are some of the most talented professionals in the industry, brought together by a unique way of working. Securities products offered through Columbia Management Investment Distributors, Inc., member FINRA. Advisory services provided by Columbia Management Investment Advisers, LLC. © 2013 Columbia Management Investment Advisers, LLC. All rights reserved.
CM-MK/246951 C (01/13) 3692/150581
Grow your business. Diversify your practice. Right now there are opportunities to grow your business. • Fidelity Advisor 401(k) Program • Retirement Income Planning Insights from Fidelity experts • Competitive investment products across asset classes
For more information, contact: Jeff Kulik, Senior Vice President Fidelity Investments Institutional Services Co., Inc. [email protected] or 301-518-1316
Russ Kubie, Vice President Fidelity Investments Institutional Services Co., Inc. [email protected] or 617-279-3492
Current board member of FPA Covering Planners who are commission- and/or fee-based planners
Wealth Advisor Services covering RIA fee-only planners
Not FDIC Insured • May Lose Value • No Bank Guarantee For investment professional use only. Not NCUA or NCUSIF insured. May lose value. No credit union guarantee. Fidelity Investments & Pyramid Design is a registered service mark of FMR LLC.
Before investing, have your client consider the funds’ investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or, if available, a summary prospectus containing this information. Have your client read it carefully. Products and services provided through Fidelity Personal & Workplace Investing (PWI) to investors and plan sponsors by Fidelity Brokerage Services LLC, Member NYSE, SIPC. Products and services provided through Fidelity Financial Advisor Solutions (FFAS) to investment professionals, plan sponsors, and institutional investors by Fidelity Investments Institutional Services Company, Inc. 581488.2.0
Explore Intentional Investing with Invesco ®
At Invesco, all of our people and all of our resources are dedicated to helping investors achieve their financial objectives. It’s a philosophy of investment excellence we call Intentional Investing®, and it guides the way we:
Manage investments Provide choices Connect with our clients
For more information, contact your Invesco Sales team at 800 337 4246 (Independent Advisor Division) or 800 421 4023 (RIA Division).
Explore Intentional Investing with Invesco.® invesco.com/intentional
Invesco Distributors, Inc.
Successful investing requires Research, Analysis and Discipline. At Pioneer Investments, we’ve been doing all three since 1928. Heritage. Pioneer helped create the mutual fund industry in 1928 with the establishment of the Pioneer Fund, the third-oldest fund in the U.S. Our founder, Phil Carret, was a pioneer of “value” investing.
Integrity. Central to our long-term success has been our commitment to careful stewardship of investor assets.
Strength. Our focus on proprietary research, risk management, and long-term investing has helped us build a fund family with a range of compelling equity and fixed-income strategies.
Contact:
Registered Investment Advisors: Garrett Pierce, CFP®, ChFC®, AIF® Regional Vice President - RIA Northeast Direct: 617-849-2371 Email: [email protected] Visit us at: us.pioneerinvestments.com
Before investing, consider the product’s investment objectives, risks, charges and expenses. Contact your advisor or Pioneer Investments for a prospectus or summary prospectus containing this information. Read it carefully. Securities offered through Pioneer Funds Distributor, Inc., 60 State Street, Boston, MA 02109 Underwriter of Pioneer mutual funds, Member SIPC ©2013 Pioneer Investments • us.pioneerinvestments.com • 26278-00-0113
Independent Advisors: Mike Mills Regional Vice President - Virginia Direct: 804-869-6013 Email: [email protected]
Try FundVisualizer® to give clients New Ways of Thinking about opportunities and risk
Putnam’s FundVisualizer makes your client research fast, easy, and free. You gain instant access to critical data on more than 11,000 funds and ETFs from across the industry.
Take your research to the next level at putnam.com/fundvisualizer Make headto-head comparisons
Model portfolios across dozens of risk and return metrics
Save charts for future reference
Share and print customized client reports
FundVisualizer ®
All information presented in this tool is for informational purposes only and is not intended to be investment advice. The information is not meant to be an offer to sell or a recommendation to buy any investment product. All funds involve risk, and you can lose money. See the prospectus for details. Your clients should
carefully consider the investment objectives, risks, charges, and expenses of a fund before investing. For a prospectus, or a summary prospectus if available, containing this and other information for any fund, please call Putnam Dealer Marketing Services at 1-800-354-4000. Your clients should read the prospectus carefully before investing.
FOR INVESTMENT PROFESSIONAL USE ONLY — Not for public distribution
Putnam Retail Management SU173 285897 1/14
Which income stream is right for your clients? Every investor has a different risk tolerance, a different level of wealth, and a different projected time horizon. At Thornburg Investment Management, we’ve always recognized that there can never be a successful onesize-fits-all product for investors in search of income. That’s why we’ve carefully developed a full spectrum of income strategies tailored to the differing needs of individual investors. Visit www.thornburg.com/incomesolutions to learn about our income-seeking solutions. Dividend Income
Core Fixed Income
Strategic Income
• Thornburg Limited Term Municipal Fund
• Thornburg Strategic Municipal Income Fund
• Thornburg Intermediate Municipal Fund
• Thornburg Strategic Income Fund
• Thornburg Investment Income Builder Fund
• Thornburg Limited Term Income Fund • Thornburg Limited Term U.S. Government Fund
Before investing, carefully consider the Fund’s investment goals, risks, charges, and expenses. For a prospectus or summary prospectus containing this and other information, contact your financial advisor or visit thornburg.com. Read them carefully before investing. Investments in the Funds carry risks, including possible loss of principal. Investing outside the United States, especially in emerging markets, entails special risks, such as currency fluctuations, illiquidity, and volatility. Investments in small capitalization companies may increase the risk of greater price fluctuations. Funds investing in bonds have the same interest rate, inflation, and credit risks that are associated with the underlying bonds. The principal value of bonds will fluctuate relative to changes in interest rates, decreasing when interest rates rise. This effect is more pronounced for longer-term bonds. Unlike bonds, bond funds have ongoing fees and expenses. Funds invested in mortgage backed securities may bear additional risk. Investments in lower rated and unrated bonds may be more sensitive to default, downgrades, and market volatility; these investments may also be less liquid than higher rated bonds. Investments in derivatives are subject to the risks associated with the securities or other assets underlying the pool of securities, including illiquidity and difficulty in valuation. Investments in the Funds are not FDIC insured, nor are they deposits of or guaranteed by a bank or any other entity. Thornburg Securities Corporation, Distributor, 2300 North Ridgetop Road, Santa Fe, NM 87506 © 2013, Thornburg Investment Management www.facebook.com/thornburgfunds
www.twitter.com/thornburgfunds
thornburg.com 800.369.3627
