What Americans Need: Things We Can’t Live Without: The List Has Grown in the Past Decade. Pew Research Center, Washington, DC. 2006. www.pewsocialtrends.org/2006/12/14/luxury-or-necessity/
Americans’ Spending on Self Storage: 2015–16 Self Storage Industry Fact Sheet. Self Storage Association. 2015.
U.S. Public Library Expenditures: Public Libraries in the United States Survey: Fiscal Year 2013. Institute of Museum and Library Services. 2016.
Preparing for Rainy & Sunny Days
Household Budgeting: One in Three Americans Prepare a Detailed Household Budget. Gallup. 2013.
Rainy Day Funds: Financial Capability in the United States: Report of Findings from the 2015 National Financial Capability Study. FINRA Investor Education Foundation. 2016.
Household Spending: Financial Capability in the United States: Report of Findings from the 2015 National Financial Capability Study. FINRA Investor Education Foundation. 2016.
Imagining Your Future Self
Figuring Out Retirement Savings Needs: Financial Capability in the United States: Report of Findings from the 2015 National Financial Capability Study. FINRA Investor Education Foundation. 2016.
Healthcare Costs During Retirement: 2015 Retirement Health Care Costs Data Report. HealthView Services. 2015.
Cost of Raising a Child: Expenditures on Children by Families, 2013. United States Department of Agriculture. 2014.
College Costs: Trends in College Pricing 2015. College Board. 2015.
Educational Attainment and Financial Wellbeing: The Rising Cost of Not Going to College. Pew Research Center. 2014.
Earning Interest
U.S. Interest Rates: Interest Rates, Discount Rate for United States. Federal Reserve Bank of St. Louis. 2016.
Compound Interest: Do You Know the Power of Compound Interest? FINRA Investor Education Foundation and Channel One News. 2009.
High-Cost Borrowing: Financial Capability in the United States: Report of Findings from the 2015 National Financial Capability Study. FINRA Investor Education Foundation. 2016.
Lifetime Interest Payments: How Much Will Your Debt Cost You Over a Lifetime? Credit.com. 2016.
Comparing Credit Cards: Financial Capability in the United States: Report of Findings from the 2015 National Financial Capability Study. FINRA Investor Education Foundation. 2016.
Monthly Debt Payments: Small Monthly Payments Look Tempting, but They’ll Cost You Big. FINRA Investor Education Foundation and Channel One News. 2011.
Credit Card Behaviors: Financial Capability in the United States: Report of Findings from the 2015 National Financial Capability Study. FINRA Investor Education Foundation. 2016.
Financial Fraud
Cost of Financial Fraud: Scams, Schemes & Swindles: A Review of Consumer Financial Fraud Research. Stanford Center on Longevity, Financial Fraud Research Center. 2012.
Fraud Under-Reporting: Financial Fraud and Fraud Susceptibility in the United States. Applied Research & Consulting. 2013.
Red Flags of Fraud: Fighting Fraud 101. FINRA Investor Education Foundation. 2015.
Fraud Prevalence: Financial Fraud and Fraud Susceptibility in the United States. Applied Research & Consulting. 2013.
Non-Financial Consequences of Fraud: Non-Traditional Costs of Financial Fraud. Applied Research & Consulting. 2015.
Money Mind Tricks
Hungry Shoppers: An Empty Stomach Can Lead to an Empty Wallet. University of Minnesota. 2015.
Choice Paralysis: o
“When Choice Is Demotivating: Can One Desire Too Much of a Good Thing?” Sheena S. Iyengar and Mark R. Lepper. Journal of Personality and Social Psychology. 2000.
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“More Isn’t Always Better.” Barry Schwartz. Harvard Business Review. 2006.
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401(k) Fund Choices: Less Is More. Center for Retirement Research at Boston College. 2012.
Super-Sized Shopping Carts: Thinking Money: The Psychology Behind Our Best and Worst Financial Decisions. Rocket Media Group, LLC in association with the FINRA Investor Education Foundation and Maryland Public Television. 2014.
Americans’ Financial Knowledge; Student Loan Regrets; and Costly Credit Card Behaviors: Financial Capability in the United States: Report of Findings from the 2015 National Financial Capability Study. FINRA Investor Education Foundation. 2016.