Thrive Financially in Retirement
PRSRT STD U.S. Postage PAID FALL RIVER, MA 02722 PERMIT NO. 6
Learn Proven Financial Techniques for Living a Successful Retirement Lifestyle If you are retired or getting close to retiring, this course will teach you fundamental principles to ensure your money lasts. Learn how to better manage and control your investments, get information on basic tax reduction strategies, increase your monthly income, protect your life’s savings from investment mistakes, and avoid unnecessary estate taxes.
Thrive Financially in Retirement
Learn how to plan for the threat of health care catastrophe, how to reduce taxes on IRA/401k distributions, and how to pass your life’s savings to your heirs with minimal probate, tax and legal costs.
This class focuses on the financial challenges and opportunities unique to today’s retirees. If you are either retired or getting close to retiring, and want straight-forward answers to your questions and concerns, you should enroll in this class. Topics will include all of the key financial areas that can help you achieve complete and total financial peace of mind during your retirement years.
Dunn Center 660 E. Johnson Street Dunn, NC 28334
Who Should Enroll?
(919) 718-7500 www.cccc.edu
DATE:
Tuesday, August 23rd Thursday, August 25th
(two-part class, you must attend both) Registration Deadline: Monday, August 22nd
Course Topics Basic Tax Reduction Strategies • • • •
Increase income, but not income taxes Reduce taxes on IRA/401k withdrawals Reduce taxes on Social Security benefits Reduce or eliminate capital gains taxes on the sale of highly appreciated assets • Are you holding the wrong investments inside your IRA/401k? • Basic estate tax reduction strategies
Protect Life’s Savings from the Threat of Healthcare Catastrophe • Use out-of-favor assets to provide for longterm care with pennies on the dollar • How does Medicaid planning work, and can it benefit you? • Get a return of your money with traditional insurance • How long-term care policies really work; understanding the fine print • Plan for the threat of long-term care without using traditional insurance
TIME:
4 Essential Legal Documents
6:30 p.m. – 8:30 p.m.
LOCATION:
Central Carolina Community College Dunn Center 660 E. Johnson Street | Dunn, NC 28334
For more information or to register, call (919) 718-7500
• • • •
Common mistakes made with a will Powers-of-Attorney documents Living Wills IRA Asset Will: The most overlooked estate planning document today • Do you need a trust?
Protecting Your Life’s Savings • The eroding power of inflation on your retirement income • Understanding the three phases of your financial life • The importance of preservation, and where many investors make mistakes • How to participate in market gains, but not market losses
The Missing Estate Plan: Passing IRAs, 401ks, and Other Retirement Accounts • Why many retirees could disinherit their grandchildren • Why some IRAs pay as much as 70% or more to the IRS • How to use your retirement account to leave a family legacy • The complicated rules for Required Minimum Distributions • How to keep in-laws and your creditors from raiding your IRA/401k • Understanding Roth IRAs, including new conversion options • The one legal document most retirees must have, but almost no one does FGSMI_W009
He graduated from The University of North Carolina at Chapel Hill in 1975 with a degree in education and spent nine years in the educational field as a teacher, coach, and high school principal. Wayne has been in the financial services industry since 1985 and works exclusively with pre-retirees and retirees, helping them grow their money and protect their assets from stock market loss, while providing secure and dependable income to enjoy retirement. He is a Certified Member of the National Ethics Association.
www.cccc.edu
Learn Proven Financial Techniques for Living a Successful Retirement Lifestyle If you are retired or getting close to retiring, this course will teach you fundamental principles to ensure your money lasts. Learn how to better manage and control your investments, get information on basic tax reduction strategies, increase your monthly income, protect your life’s savings from investment mistakes, and avoid unnecessary estate taxes.
Thrive Financially in Retirement
Learn how to plan for the threat of health care catastrophe, how to reduce taxes on IRA/401k distributions, and how to pass your life’s savings to your heirs with minimal probate, tax and legal costs.
This class focuses on the financial challenges and opportunities unique to today’s retirees. If you are either retired or getting close to retiring, and want straight-forward answers to your questions and concerns, you should enroll in this class. Topics will include all of the key financial areas that can help you achieve complete and total financial peace of mind during your retirement years.
Dunn Center 660 E. Johnson Street Dunn, NC 28334
Who Should Enroll?
(919) 718-7500 www.cccc.edu
DATE:
Tuesday, August 23rd Thursday, August 25th
(two-part class, you must attend both) Registration Deadline: Monday, August 22nd
Course Topics Basic Tax Reduction Strategies • • • •
Increase income, but not income taxes Reduce taxes on IRA/401k withdrawals Reduce taxes on Social Security benefits Reduce or eliminate capital gains taxes on the sale of highly appreciated assets • Are you holding the wrong investments inside your IRA/401k? • Basic estate tax reduction strategies
Protect Life’s Savings from the Threat of Healthcare Catastrophe • Use out-of-favor assets to provide for longterm care with pennies on the dollar • How does Medicaid planning work, and can it benefit you? • Get a return of your money with traditional insurance • How long-term care policies really work; understanding the fine print • Plan for the threat of long-term care without using traditional insurance
TIME:
4 Essential Legal Documents
6:30 p.m. – 8:30 p.m.
LOCATION:
Central Carolina Community College Dunn Center 660 E. Johnson Street | Dunn, NC 28334
For more information or to register, call (919) 718-7500
• • • •
Common mistakes made with a will Powers-of-Attorney documents Living Wills IRA Asset Will: The most overlooked estate planning document today • Do you need a trust?
Protecting Your Life’s Savings • The eroding power of inflation on your retirement income • Understanding the three phases of your financial life • The importance of preservation, and where many investors make mistakes • How to participate in market gains, but not market losses
The Missing Estate Plan: Passing IRAs, 401ks, and Other Retirement Accounts • Why many retirees could disinherit their grandchildren • Why some IRAs pay as much as 70% or more to the IRS • How to use your retirement account to leave a family legacy • The complicated rules for Required Minimum Distributions • How to keep in-laws and your creditors from raiding your IRA/401k • Understanding Roth IRAs, including new conversion options • The one legal document most retirees must have, but almost no one does FGSMI_W009
He graduated from The University of North Carolina at Chapel Hill in 1975 with a degree in education and spent nine years in the educational field as a teacher, coach, and high school principal. Wayne has been in the financial services industry since 1985 and works exclusively with pre-retirees and retirees, helping them grow their money and protect their assets from stock market loss, while providing secure and dependable income to enjoy retirement. He is a Certified Member of the National Ethics Association.
www.cccc.edu
