Reasons to Sell TransCare® II gives you the flexibility you need to help your clients design a plan to fit their overall financial, retirement and long term care planning needs. Some of the features available in a TransCare® II Policy are: New Features to help you sell - Global Benefit, Return of Premium to age 67, Accident Benefit, Alternate Plan of Care Cash Benefit pays cash directly to your clients to pay for care by a family member 0-Day Elimination Period for Home Health Care, Adult Day Care, Remain at Home Benefit, Care Coordination, Respite Care, Hospice Care and Cash Benefit Up to 20% Couples Discount for spouse/partners1 who qualify2 Up to 10% Discount for spouse/partner1 individuals applying alone or for different coverage Shared Care3 Benefit Rider allows spouse/partners1 to share benefits (additional premium required) Up to 10% Preferred Health Discount Multiple Benefit Increase Options from which to choose to increase benefits and help keep up with inflation (additional premium required) Personalized Agent Support The Financial Strength of Transamerica Life Insurance Company
TransCare® II is an individual Long Term Care insurance policy from Transamerica Life Insurance Company. 1 The term “spouse/partner” and “couple” may include married persons, domestic partners and/or civil union partners. States may vary. 2Must apply in good faith for identical benefits. Discount may be reduced to 15% for one or both members of a couple based on underwriting. 3Couples must be issued and maintain identical benefits.
For Agent use only. Not for solicitation. Product and options not available in all states. Policy features may be named differently depending on state. Exclusions and limitations apply.