CARL KROCKENBERGER
SMART MONEY
SENIOR BENEFIT SPECIALIST 317-908-7188
WWW.CARLKROCKENBERGER.RETIRERX.COM/
[email protected] Turbo-Charge Your IRA! You can now increase your RMD income 50% to 80% Premium Bonus annuities with a 5-8% LIBR can increase your RMD with income guaranteed for life… you simply cannot out live it! The following table illustrates the Required Minimum Distribution– RMD based on $100,000 at various ages.
IRA Owned RMD –vs– Rollover LIBR* income at various ages Age RMD Income LIBR Income % Difference 70 $3,773 $6,930 84% 75 $4,376 $6,930 59% 80 $5,348 $8,084 51% *LIBR income is guaranteed level for life avoiding IRS forced liquidation sales at a loss.
This illustration is Generic. It’s designed to help you capture the vision and the real income benefit of the annuity income riders. Some riders have annual fee’s and some are free. Premium bonus fixed-indexed annuities are available from multiple companies with income growth rates of 5-8% until the income is turned on. The income can be started as early as the end of the 1st year with income guaranteed for life.
Stop an IRS forced liquidation sale of your IRA of which you can never recover The RMD Distribution at age 70½ is the IRS Forced Liquidation Sale Need income or not we are forced to take annual distributions from IRA’s. 401(k)’s and other qualified retirement plans by age 70½. To satisfy the RMD over a span of more than a decade people have been forced to sell shares of stock, mutual funds and securities at a loss of which they can never recover because those equity shares were sold; those shares are gone. In addition, if the market declines or tanks— you still have to take RMD’s, and you could lose 10-30-50% of your principal.
Millions of IRA owners need to be rescued from market loses and assured an income for life… an income they cannot outlive. Financial Rescue: Financial Universities and Economist around the globe have concluded, in a 36 page documentary, income annuities can provide an income for life at a cost as much as 40% less than a traditional stock, bond and cash mix.
and guaranteed life time income benefit rider options that can greatly enhance the income account and guarantee an income for life.
If you want to give up restless nights, with safety and peace of mind, steer clear of the risky investments that could deplete your IRA or 401(k) and consider the fixed-indexed annuity. The fixedindexed annuity is something all boomer and retirIRA Super Hero: While financial universities and ees should look into. This is a great place for part of your portfolio. economist were making their discovery annuity companies were again ahead of the curve with the Reference Source: The IRA Wealth Management Guide & the Financial Institutions Center, Wharton University’s 36-page introduction of annuities with premium bonuses documentary.
Members of Dressander &Associates are leaders in the industry. The industry as a whole has moved over 240 Billion dollars into FIA’s over the last 15 years. We have over 1,000 of the finest financial advisors and insurance agents serving the needs of baby boomers and retirees nationwide! We have rolled over 401K’s, 403B’s, TSA’s, IRA’s, Brokerage accounts, CD’s, Annuities, Mutual funds and Stocks into protected retirement accounts that provide peace of mind and a lifetime income-guaranteed.
CARL KROCKENBERGER
SENIOR BENEFIT SPECIALIST
317-908-7188
[email protected]