Value Home Inspections, Inc.
Prepared By
Value Home Inspections, Inc. 119 S. Easton Road Suite 205 Glenside, PA 19038 [email protected]
Inspection Date 3/11/2009
HUD 203(k) Loan Work Write-Up Consultant's Report Borrower
Sherman McLeod Property Location
2228 Georges Lane Philadelphia PA 19131
Property Information & Inspection Value Home Inspections, Inc. (215) 886-0010
Phone:
115 E. Glenside Ave. Suite 14 Glenside, PA 19038
Fax:
(215) 886-0011
Property Address
Email:
[email protected]
290069Georges
Consultant's File Number:
2228 Georges Lane Philadelphia PA 19131
3/11/2009
Inspection Date:
Catherine Hall
Inspector:
Applicant's Information
Picture
Sherman McLeod Address:
2754 N. 45th Street Philadelphia PA 19131
Home Phone:
Cellular:
(215) 840-6919
Office Phone: [email protected]
Email:
Other Contact Name: Other Phone:
Details Lender Information
Number of Units At Start:
Skyline Funding Group
Lending Institution:
1
Lender Loan #:
Months To Completion:
Origination Date:
Inhabited: HUD 203(k)
Loan Type:
Phone:
(215) 632-5363
1
5
Not Occupied
Owner Occupied
Andy Leer
Loan Originator:
At Completion:
Investor/Builder
HUD Information
Ext: FHA Case No.:
Contingency Reserve %:
10%
Number of Draws:
6
HUD Date Assigned:
Contractors On Project #Name?
Copyright 2003 - Corporate Niche (406) 522-8856
Page 1 of 2
Property Address
Consultant's File Number:
2228 Georges Lane Philadelphia PA 19131
290069Georges 3/11/2009
Inspection Date: Inspector:
Catherine Hall
Initial Inspection Information Inspection Weather Conditions Building Physical Information Lot Size
Number of Dwellings
0
Type of Construction
Building Size
Number of Stories
0
Estimated Age
Commercial Units Number of Commercial Units
Utilities At Inspection
0
Commercial Units Ratio
# Electric Services
0
On
# of Gas Services
0
On
Smoke Detectors Water
On
Smoke Detectors at Inspection Type Of Sewer Type Required
Recommendations "Check Mark Indicates Yes" Underground Oil Tank Certification Needed:
Termite - Woodboring Treatment Needed:
Utilities On At Time Of Inspection:
Radon Gas Test Preformed:
Lead Paint Certification Needed:
Seperate Plumbing Certification Recommened:
Water Certification Needed:
Seperate Electrical Certification Recommened:
Septic Certification Needed:
Seperate Heating Certification Recommened:
Septic Municipal Availability Present:
Seperate Structural Engineers Report Recommened:
Smoke Detectors Needed:
Asbestos Report Neeed:
Note: The Home Inspection is performed to identify those items that are obviously required for a property to comply with HUD's Minimum Property Standards as defined in HUD Handbook 4905.1. This Inspection is NOT INSPECTION OR CERTIFICATIONS BY LICENSED PROFESSIONALS WHICH MAY BE BENEFICIAL FOR THE BORROWER. The Borrower may wish to consider the above recommended inspections to further protect their interests beyond scope of the inspection.
Inspector's Signature:
Catherine Hall
Copyright 2003 - Corporate Niche (406) 522-8856
Page 2 of 2
Feasibility Analysis Value Home Inspections, Inc. 115 E. Glenside Ave. Suite 14 Glenside, PA 19038 Consultant: Catherine Hall
Inspection Date:
Address:
(215) 886-0011
Fax:
Consultant's ID No: P0437
Email:
3/11/2009
Borrower: Sherman McLeod 2228 Georges Lane Philadelphia PA 19131
HUD 203(k)
Loan Type:
(215) 886-0010
Phone:
[email protected]
Consultant's File No.: 290069Georges Lender:
Skyline Funding Group
Address:
Loan Originator:
Andy Leer
Loan Originator Phone:
(215) 632-5363
Phone:
1.
Masonry
2.
Siding
3.
Gutters/Downspouts
2,000.00
Repair/replace concrete around pool
0.00 300.00
Reconnect downspouts at front wall , properly angle gutters into downspouts
4.
0.00
Roof Replace damaged shingles at rear roof (left rear side) Replace missing/damaged flashing around rear of chimney Seal chimney flue- add snow cap
5.
Shutters
0.00
6.
Exteriors
750.00
Repair damaged columns (2) at front wall left side Add handrail at one side of side steps
7.
Walks
8.
Driveways
9.
Painting (Ext.)
750.00
Replace damaged concrete walks and curbing at front
0.00 750.00
Scrape and paint all defective chipping window frames and exterior doors
10. Caulking
850.00
Caulk around exterior window and door frames
11. Fencing
1,850.00
Provide and install vinyl fencing around rear (35 ft) to enclose pool area at rear of home (including gate with lock)
12. Grading/Landscaping 13. Windows
0.00 1,200.00
Replace windows as needed at baths and pantry
14. Weatherstrip
0.00
15. Doors (Ext.)
1,000.00
Install new bilco (metal) basement door Replace rotted door frame at basement door
16. Doors (Int.)
2,100.00
Provide and install new 6 - panel interior doors at all rooms throughout home (including knobs)
17. Partition Wall
3,100.00
Create walls at attic Repair / provide proper structural support at first floor ceilings at living room and pantry as directed by structural engineering report
Copyright 2003 - Corporate Niche (406) 522-8856
Page 1 of 3
Inspection Date:
3/11/2009
Borrower: Sherman McLeod Address:
2228 Georges Lane Philadelphia PA 19131
Consultant's File No.: 290069Georges Lender:
Skyline Funding Group
Address:
Loan Originator:
Andy Leer
Loan Originator Phone:
(215) 632-5363
Phone:
18. Plaster/Drywall
12,000.00
Intall new sheetrockat all areas throughout home (ceiling and wall) as per plans (including attic area)
19. Decorating
5,100.00
Prime (2-coats) and paint 1 finish coat at all walls/ceiling surfaces color of borrower choice
20. Wood Trim
6,500.00
Install paint grade wood trim at all doors, windows, and baseboards at all rooms
21. Stairs
500.00
Repair/replace damaged stair treads as needed prior to carpet installation
22. Closets
1,400.00
Complete the installation of closets at 2nd and 3rd floor bdrms, including shelving and clothes racks
23. Wood Floors
5,500.00
Install hardwood flooring at living room, dining room and sun room areas (cost includes repairs to exisiting flooring and prep for new flooring), Install new sub-flooring at 2nd floor bath
24. Finished Floors
7,000.00
Install carpeting at all bedrooms, hallways and stairs at 2nd and 3rd floors
25. Ceramic Tile
2,850.00
Install ceramic tile at bath floor and walls at all baths, kitchen and pantry area,
26. Bath Accessories
1,200.00
Provide and install all accessories at all baths (toilet rolls, towel racks, medicine cabinets-flush mounted)
27. Plumbing
12,000.00
Provide and install complete new supply and DWV systems to home, utilizing exising components where possible (Cost includes all faucets, fittings, and elements throughout home) Install new three piece baths at 2nd floor hall, 3rd floor (toilet, sink, tub w/shower over tub) Install new 3 piece bath at master bedroom - (stall shower, toilet,sink) Provide and install tankless water heating system with possible multiple zone application as needed
28. Electrical
8,000.00
Install gfi-protection at exterior outlets Complete re-wiring of all rooms and areas to code- existing panel not needing replacement Install ceiling light fixtures, switches at all rooms and areas as directed by borrower and plans
29. Heating
14,000.00
Provide and install HVAC system to provide even heat distribution to all areas - with separate zoning for master bdrm, 3rd floor (suggestion of heat pump for 3rd floor, gas-fired forced air furnace with split A/C for 1st, 2nd floors)
30. Insulation
5,000.00
Install insulation at all walls, floors areas throughout house for R-values equal to or greater than those suggested by Dept of Energy regional guide (client prefers spray foam insulation between exterior stone walls and interior drywall areas)
31. Cabinetry
7,000.00
Kitchen /pantry cabinetry as per plan (actual cost to be determined by size and configuration of kitchen when plans provded) Cost does not include knob/handles for drawers or doors) Countertop material- granite/marble as directed by borrower
32. Appliances
5,800.00
Provide and install all kitchen appliances (dishwasher, gas range, over-range microwave oven, disposal, refrigerator) Provide and install washing machine and gas dryer at pantry on 2nd floor as per plans
33. Basements
1,400.00
Replace 4 basement windows with glass block windows with vinyl jalousie for ventilation
34. Cleanup
4,000.00
Complete debris removal from all areas throughout home
Copyright 2003 - Corporate Niche (406) 522-8856
Page 2 of 3
Inspection Date:
3/11/2009
Consultant's File No.: 290069Georges
Borrower: Sherman McLeod Address:
Lender:
2228 Georges Lane Philadelphia PA 19131
Skyline Funding Group
Loan Originator:
Address:
Andy Leer (215) 632-5363
Loan Originator Phone:
Phone:
4,500.00
35. Miscellaneous All permits, certifications and plan costs for project
Totals:
$118,400.00
Allowable Fees & RecapTotals Consultant/Plan Reveiwer: ___________________________ 3/18/2009 Date: ______________
Catherine Hall
Construction Costs Subtotal :
P0437
$118,400.00
ALLOWABLE FEES Work write-up Draw Fee + Mileage Feasibility Study Inspection
Note based on $100K repairs
Fee $850.00
6 @ $85
$510.00
paid 3/10/09
$450.00
Allowable Fees Total :
Contingency Reserve:
Copyright 2003 - Corporate Niche (406) 522-8856
$1,810.00
10%
$11,840.00
Grand Total:
$132,050.00
Page 3 of 3
Value Home Inspections, Inc. 08:24AM March 18, 2009
Photo Attachments
Untitled Page 1 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:24AM March 18, 2009
Photo Attachments
Untitled Page 2 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:24AM March 18, 2009
Photo Attachments
Untitled Page 3 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 4 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 5 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 6 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 7 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 8 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 9 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 10 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 11 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 12 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 13 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 119 S. Easton Road Suite 205 Glenside, PA 19038 [email protected]
Inspection Date 3/11/2009
HUD 203(k) Loan Work Write-Up Consultant's Report Borrower
Sherman McLeod Property Location
2228 Georges Lane Philadelphia PA 19131
Property Information & Inspection Value Home Inspections, Inc. (215) 886-0010
Phone:
115 E. Glenside Ave. Suite 14 Glenside, PA 19038
Fax:
(215) 886-0011
Property Address
Email:
[email protected]
290069Georges
Consultant's File Number:
2228 Georges Lane Philadelphia PA 19131
3/11/2009
Inspection Date:
Catherine Hall
Inspector:
Applicant's Information
Picture
Sherman McLeod Address:
2754 N. 45th Street Philadelphia PA 19131
Home Phone:
Cellular:
(215) 840-6919
Office Phone: [email protected]
Email:
Other Contact Name: Other Phone:
Details Lender Information
Number of Units At Start:
Skyline Funding Group
Lending Institution:
1
Lender Loan #:
Months To Completion:
Origination Date:
Inhabited: HUD 203(k)
Loan Type:
Phone:
(215) 632-5363
1
5
Not Occupied
Owner Occupied
Andy Leer
Loan Originator:
At Completion:
Investor/Builder
HUD Information
Ext: FHA Case No.:
Contingency Reserve %:
10%
Number of Draws:
6
HUD Date Assigned:
Contractors On Project #Name?
Copyright 2003 - Corporate Niche (406) 522-8856
Page 1 of 2
Property Address
Consultant's File Number:
2228 Georges Lane Philadelphia PA 19131
290069Georges 3/11/2009
Inspection Date: Inspector:
Catherine Hall
Initial Inspection Information Inspection Weather Conditions Building Physical Information Lot Size
Number of Dwellings
0
Type of Construction
Building Size
Number of Stories
0
Estimated Age
Commercial Units Number of Commercial Units
Utilities At Inspection
0
Commercial Units Ratio
# Electric Services
0
On
# of Gas Services
0
On
Smoke Detectors Water
On
Smoke Detectors at Inspection Type Of Sewer Type Required
Recommendations "Check Mark Indicates Yes" Underground Oil Tank Certification Needed:
Termite - Woodboring Treatment Needed:
Utilities On At Time Of Inspection:
Radon Gas Test Preformed:
Lead Paint Certification Needed:
Seperate Plumbing Certification Recommened:
Water Certification Needed:
Seperate Electrical Certification Recommened:
Septic Certification Needed:
Seperate Heating Certification Recommened:
Septic Municipal Availability Present:
Seperate Structural Engineers Report Recommened:
Smoke Detectors Needed:
Asbestos Report Neeed:
Note: The Home Inspection is performed to identify those items that are obviously required for a property to comply with HUD's Minimum Property Standards as defined in HUD Handbook 4905.1. This Inspection is NOT INSPECTION OR CERTIFICATIONS BY LICENSED PROFESSIONALS WHICH MAY BE BENEFICIAL FOR THE BORROWER. The Borrower may wish to consider the above recommended inspections to further protect their interests beyond scope of the inspection.
Inspector's Signature:
Catherine Hall
Copyright 2003 - Corporate Niche (406) 522-8856
Page 2 of 2
Feasibility Analysis Value Home Inspections, Inc. 115 E. Glenside Ave. Suite 14 Glenside, PA 19038 Consultant: Catherine Hall
Inspection Date:
Address:
(215) 886-0011
Fax:
Consultant's ID No: P0437
Email:
3/11/2009
Borrower: Sherman McLeod 2228 Georges Lane Philadelphia PA 19131
HUD 203(k)
Loan Type:
(215) 886-0010
Phone:
[email protected]
Consultant's File No.: 290069Georges Lender:
Skyline Funding Group
Address:
Loan Originator:
Andy Leer
Loan Originator Phone:
(215) 632-5363
Phone:
1.
Masonry
2.
Siding
3.
Gutters/Downspouts
2,000.00
Repair/replace concrete around pool
0.00 300.00
Reconnect downspouts at front wall , properly angle gutters into downspouts
4.
0.00
Roof Replace damaged shingles at rear roof (left rear side) Replace missing/damaged flashing around rear of chimney Seal chimney flue- add snow cap
5.
Shutters
0.00
6.
Exteriors
750.00
Repair damaged columns (2) at front wall left side Add handrail at one side of side steps
7.
Walks
8.
Driveways
9.
Painting (Ext.)
750.00
Replace damaged concrete walks and curbing at front
0.00 750.00
Scrape and paint all defective chipping window frames and exterior doors
10. Caulking
850.00
Caulk around exterior window and door frames
11. Fencing
1,850.00
Provide and install vinyl fencing around rear (35 ft) to enclose pool area at rear of home (including gate with lock)
12. Grading/Landscaping 13. Windows
0.00 1,200.00
Replace windows as needed at baths and pantry
14. Weatherstrip
0.00
15. Doors (Ext.)
1,000.00
Install new bilco (metal) basement door Replace rotted door frame at basement door
16. Doors (Int.)
2,100.00
Provide and install new 6 - panel interior doors at all rooms throughout home (including knobs)
17. Partition Wall
3,100.00
Create walls at attic Repair / provide proper structural support at first floor ceilings at living room and pantry as directed by structural engineering report
Copyright 2003 - Corporate Niche (406) 522-8856
Page 1 of 3
Inspection Date:
3/11/2009
Borrower: Sherman McLeod Address:
2228 Georges Lane Philadelphia PA 19131
Consultant's File No.: 290069Georges Lender:
Skyline Funding Group
Address:
Loan Originator:
Andy Leer
Loan Originator Phone:
(215) 632-5363
Phone:
18. Plaster/Drywall
12,000.00
Intall new sheetrockat all areas throughout home (ceiling and wall) as per plans (including attic area)
19. Decorating
5,100.00
Prime (2-coats) and paint 1 finish coat at all walls/ceiling surfaces color of borrower choice
20. Wood Trim
6,500.00
Install paint grade wood trim at all doors, windows, and baseboards at all rooms
21. Stairs
500.00
Repair/replace damaged stair treads as needed prior to carpet installation
22. Closets
1,400.00
Complete the installation of closets at 2nd and 3rd floor bdrms, including shelving and clothes racks
23. Wood Floors
5,500.00
Install hardwood flooring at living room, dining room and sun room areas (cost includes repairs to exisiting flooring and prep for new flooring), Install new sub-flooring at 2nd floor bath
24. Finished Floors
7,000.00
Install carpeting at all bedrooms, hallways and stairs at 2nd and 3rd floors
25. Ceramic Tile
2,850.00
Install ceramic tile at bath floor and walls at all baths, kitchen and pantry area,
26. Bath Accessories
1,200.00
Provide and install all accessories at all baths (toilet rolls, towel racks, medicine cabinets-flush mounted)
27. Plumbing
12,000.00
Provide and install complete new supply and DWV systems to home, utilizing exising components where possible (Cost includes all faucets, fittings, and elements throughout home) Install new three piece baths at 2nd floor hall, 3rd floor (toilet, sink, tub w/shower over tub) Install new 3 piece bath at master bedroom - (stall shower, toilet,sink) Provide and install tankless water heating system with possible multiple zone application as needed
28. Electrical
8,000.00
Install gfi-protection at exterior outlets Complete re-wiring of all rooms and areas to code- existing panel not needing replacement Install ceiling light fixtures, switches at all rooms and areas as directed by borrower and plans
29. Heating
14,000.00
Provide and install HVAC system to provide even heat distribution to all areas - with separate zoning for master bdrm, 3rd floor (suggestion of heat pump for 3rd floor, gas-fired forced air furnace with split A/C for 1st, 2nd floors)
30. Insulation
5,000.00
Install insulation at all walls, floors areas throughout house for R-values equal to or greater than those suggested by Dept of Energy regional guide (client prefers spray foam insulation between exterior stone walls and interior drywall areas)
31. Cabinetry
7,000.00
Kitchen /pantry cabinetry as per plan (actual cost to be determined by size and configuration of kitchen when plans provded) Cost does not include knob/handles for drawers or doors) Countertop material- granite/marble as directed by borrower
32. Appliances
5,800.00
Provide and install all kitchen appliances (dishwasher, gas range, over-range microwave oven, disposal, refrigerator) Provide and install washing machine and gas dryer at pantry on 2nd floor as per plans
33. Basements
1,400.00
Replace 4 basement windows with glass block windows with vinyl jalousie for ventilation
34. Cleanup
4,000.00
Complete debris removal from all areas throughout home
Copyright 2003 - Corporate Niche (406) 522-8856
Page 2 of 3
Inspection Date:
3/11/2009
Consultant's File No.: 290069Georges
Borrower: Sherman McLeod Address:
Lender:
2228 Georges Lane Philadelphia PA 19131
Skyline Funding Group
Loan Originator:
Address:
Andy Leer (215) 632-5363
Loan Originator Phone:
Phone:
4,500.00
35. Miscellaneous All permits, certifications and plan costs for project
Totals:
$118,400.00
Allowable Fees & RecapTotals Consultant/Plan Reveiwer: ___________________________ 3/18/2009 Date: ______________
Catherine Hall
Construction Costs Subtotal :
P0437
$118,400.00
ALLOWABLE FEES Work write-up Draw Fee + Mileage Feasibility Study Inspection
Note based on $100K repairs
Fee $850.00
6 @ $85
$510.00
paid 3/10/09
$450.00
Allowable Fees Total :
Contingency Reserve:
Copyright 2003 - Corporate Niche (406) 522-8856
$1,810.00
10%
$11,840.00
Grand Total:
$132,050.00
Page 3 of 3
Value Home Inspections, Inc. 08:24AM March 18, 2009
Photo Attachments
Untitled Page 1 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:24AM March 18, 2009
Photo Attachments
Untitled Page 2 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:24AM March 18, 2009
Photo Attachments
Untitled Page 3 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 4 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 5 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 6 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 7 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 8 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 9 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 10 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 11 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 12 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
Value Home Inspections, Inc. 08:25AM March 18, 2009
Photo Attachments
Untitled Page 13 of 13
Palm-Tech Picture Album, Copyright 1998-2005, PDmB, Inc.
