Electrum

Electrum

Connecting People and Investors

Egon Akira Kobayashi | Wharton Enterpreneurship Course

Problem • Price is a important concern for people who needs a personal loan • Banks are an impersonal option, bureaucratic and very expensive • No easy way exists to get loans at fair rates

Solution

Innovative App that connects small investors to people who needs personal loans

SAVE MONEY lending

MAKE MONEY investing

SHARE ECONOMY at local market

Market size

27,498 M

BANK LOANS (BRAZIL)

0,498 M ONLINE BANK LOANS

0,0 M OTHER ONLINE LOANS

Product

Innovative App that connects small investors to people who needs personal loans.

People save money (small loans)

lower rates

Electrum higher returns

Investors make money (less riskier)

Business model

We take a 10% commission on each transaction

0,25%

$ 150

$ 45,000

POTENTIAL LOANS

AVR FEE

REVENUE

Competition advantages