full spectrum financing!
NOW OFFERING:
FULL SPECTRUM FINANCING! Santander Auto Finance now offers financing for deals across the full credit spectrum. Whether the scores range from prime to subprime, SAF provides competitive market pricing for any application. With no look-to-book and the range of credit SAF buys, simply send all your applications through SAF.
SAF THEN
SAF NOW!
PRIME
NEAR/ NON-PRIME
The new SAF program allows: » One click for every application » Competitive pricing and approvals for all credit tiers » Higher LTVs with more room for back-end products » Same day funding available on most deals » One buyer per dealership
SUB-PRIME
For more than a decade, we’ve bought deeper than any other lender nationwide. Now watch as we open the doors for prime customer financing. We are committed to helping you sell more cars to more customers.
SAF is now a one stop financing shop. Send us all of your applications.
TERM MILEAGE GRID
FICO range
Prime to Sub-prime
Buy rate as low as1
3.20%
Discount fee as low as
0%
Flat fee – payable to dealer
Range up to $350
Participation2
Up to 2 pts, 75/25 split
Max term
72 months
Max advance
140%
Max LTV
170%
Max PTI
25%
Max DTI
70%
Vehicles
New or quality pre-owned, 7 years max, up to 100,000 miles
Minimum down
$0 – cash, trade or mix
Max loan
$75,000
Minimum loan
$5,000
Minimum monthly income
$1,200
Max backend3
GAP is lesser of $1,000 max or state max; warranty varies by tier with max ranges from $2,000 - $3,400
Max Term
Max Miles
61-72
60,000
49-60
70,000
37-48
80,000
25-36
90,000
24
100,000
1
Dealer can buy down rate up to 2 points.
2
Max participation of $1,500. Customer must make first three payments, in full, to avoid participation chargeback.
3
Max backend is subject to state max, where applicable; backend maxes may vary based on tier.
CONTACT US: SANTANDER CREDIT NUMBER > 866.552.2528
WEB SITE > www.SantanderConsumerUSA.com
FUNDING NUMBER > 800.877.4696
DEALER BLOG > www.GreenLightToDrive.com
S-GUARD NUMBER > 800.527.1984 x8703
EXTRANET > Dealer.SantanderConsumerUSA.com
SANTANDER PAYOFFS NUMBER > 888.222.4227
CONTRACT PACKAGES FEDEX
Santander Consumer USA eDocs Program, Suite 2039 4054 Willow Lake Boulevard Memphis, TN 38153 CONTRACT PACKAGES UPS OR USPS
Santander Consumer USA eDocs Program, Suite 2039 3268 Progress Way Wilmington, OH 45177 LIENHOLDER (FOR TITLE AND BACK-END PRODUCTS)
Santander Consumer USA P.O. Box 25120 Lehigh Valley, PA 18002-5120
LISTED ON DEALERTRACK AND ROUTEONE AS “SANTANDER AUTO.” SANTANDER AUTO FINANCE Ready for your Business SM
866.552.2528 | SantanderAuto.com Like us
facebook.com/SantanderAutoDealers
Follow us
twitter.com/SantanderDealer
© 2012 Santander Consumer USA Inc. All rights reserved. Rev. 7/2012 | 866.552.2528 | SantanderAuto.com
FULL SPECTRUM FINANCING! Santander Auto Finance now offers financing for deals across the full credit spectrum. Whether the scores range from prime to subprime, SAF provides competitive market pricing for any application. With no look-to-book and the range of credit SAF buys, simply send all your applications through SAF.
SAF THEN
SAF NOW!
PRIME
NEAR/ NON-PRIME
The new SAF program allows: » One click for every application » Competitive pricing and approvals for all credit tiers » Higher LTVs with more room for back-end products » Same day funding available on most deals » One buyer per dealership
SUB-PRIME
For more than a decade, we’ve bought deeper than any other lender nationwide. Now watch as we open the doors for prime customer financing. We are committed to helping you sell more cars to more customers.
SAF is now a one stop financing shop. Send us all of your applications.
TERM MILEAGE GRID
FICO range
Prime to Sub-prime
Buy rate as low as1
3.20%
Discount fee as low as
0%
Flat fee – payable to dealer
Range up to $350
Participation2
Up to 2 pts, 75/25 split
Max term
72 months
Max advance
140%
Max LTV
170%
Max PTI
25%
Max DTI
70%
Vehicles
New or quality pre-owned, 7 years max, up to 100,000 miles
Minimum down
$0 – cash, trade or mix
Max loan
$75,000
Minimum loan
$5,000
Minimum monthly income
$1,200
Max backend3
GAP is lesser of $1,000 max or state max; warranty varies by tier with max ranges from $2,000 - $3,400
Max Term
Max Miles
61-72
60,000
49-60
70,000
37-48
80,000
25-36
90,000
24
100,000
1
Dealer can buy down rate up to 2 points.
2
Max participation of $1,500. Customer must make first three payments, in full, to avoid participation chargeback.
3
Max backend is subject to state max, where applicable; backend maxes may vary based on tier.
CONTACT US: SANTANDER CREDIT NUMBER > 866.552.2528
WEB SITE > www.SantanderConsumerUSA.com
FUNDING NUMBER > 800.877.4696
DEALER BLOG > www.GreenLightToDrive.com
S-GUARD NUMBER > 800.527.1984 x8703
EXTRANET > Dealer.SantanderConsumerUSA.com
SANTANDER PAYOFFS NUMBER > 888.222.4227
CONTRACT PACKAGES FEDEX
Santander Consumer USA eDocs Program, Suite 2039 4054 Willow Lake Boulevard Memphis, TN 38153 CONTRACT PACKAGES UPS OR USPS
Santander Consumer USA eDocs Program, Suite 2039 3268 Progress Way Wilmington, OH 45177 LIENHOLDER (FOR TITLE AND BACK-END PRODUCTS)
Santander Consumer USA P.O. Box 25120 Lehigh Valley, PA 18002-5120
LISTED ON DEALERTRACK AND ROUTEONE AS “SANTANDER AUTO.” SANTANDER AUTO FINANCE Ready for your Business SM
866.552.2528 | SantanderAuto.com Like us
facebook.com/SantanderAutoDealers
Follow us
twitter.com/SantanderDealer
© 2012 Santander Consumer USA Inc. All rights reserved. Rev. 7/2012 | 866.552.2528 | SantanderAuto.com
