Hays_F317_Entrepreneurial Finance_Part 1_Spring 2017.pptx

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1/17/17  

Entrepreneurial Finance Part - 1

Copyright 2009-17 Professor Gerome A. Hays

We ready to begin?

Copyright 2009-17 Professor Gerome A. Hays

10,000 FT View Today we’re going to discuss how entrepreneurs get the requisite capital to launch a product or service before raising Venture Capital

Copyright 2009-17 Professor Gerome A. Hays

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Financing Lifecycle of a Startup Cash  Flow   Seed  Capital  /  Startup   Capital  

Survival  /  Growth  Capital  

Seasoned  Capital   IPO  

Early  Stage  

Secondary   Offerings  

Later  Stage   Mezzanine  

C   B   A  

Valley  of  Death  

Time   Break  even  

Copyright 2009-17 Professor Gerome A. Hays

Early Funding is Staged Staged financing is the process of raising just enough capital to get to the next group of investors and to acquire cheaper capital High  

Risk Low   High  

Low  

Cost of Capital Copyright 2009-17 Professor Gerome A. Hays

Early companies need more than $$

Cash Contribution Sweat Equity Contribution

Founders

Angels

Series A

Series B

Copyright 2009-17 Professor Gerome A. Hays

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Financing Lifecycle of a Startup Cash  Flow   Thinking  /  CollecNve  Intelligence   Bootstrapping   3Fs  

Crowd  Funding   Accelerators  

Angels  

Valley  of  Death  

Time  

Copyright 2009-17 Professor Gerome A. Hays

Pre-Funding Strategy: Research - 

It’s really hard, and really cheap;

- 

Return on investment is massive;

- 

Diligence on competitors and market…free…and just a few clicks away;

- 

Gain million dollar strategies/ tactics on someone else’s nickel….it’s called READING FOR THE WHYS….not the WHATS. Copyright 2009-17 Professor Gerome A. Hays

Pre-Funding Strategy: Networking “Collective Intelligence” Networking is extremely hard, but the returns are significant. Share your thinking with seasoned entrepreneurs…it’s free…and the advice could be worth millions…. How does Patrick Betdavid suggest asking for advice?

Copyright 2009-17 Professor Gerome A. Hays

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Early Funding Strategies When thinking/networking are exhausted….you’re ready for:

Bootstrapping

Copyright 2009-17 Professor Gerome A. Hays

Bootstrapping Bootstrapping means relying on resources other than external financing. Name three advantages of Bootstrapping?

Copyright 2009-17 Professor Gerome A. Hays

Bootstrapping 5 Bootstrapping Strategies: 1)  Personal Savings; 2) Keep a job; 3) Convinces others to take a risk on themselves; 4) Find something to sell right now; 5) Lower your lifestyle

Copyright 2009-17 Professor Gerome A. Hays

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Bootstrapping Excellent Bootstrappers will utilize the “Low Expectations” Strategy: -  Take the “big idea” and divide it into the several smaller ideas; -  Focus on the “best” smaller idea to get into revenue; -  Then activate the other ideas as the company grows.

Copyright 2009-17 Professor Gerome A. Hays

Early Funding Strategies When Bootstrapping strategies have been exhausted…next option: Family & Friends $30 Billion Annually

Copyright 2009-17 Professor Gerome A. Hays

Family & Friends Capital (3Fs) What makes 2F Money attractive?

What makes 2F Money unattractive?

Copyright 2009-17 Professor Gerome A. Hays

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Family & Friends Capital (3Fs) Friends, Family, and Fool investors almost never have the knowledge and skills to objectively evaluate: -  -  -  - 

Valuations; Structures; Market Opportunities; and Technology

This creates a precarious situation when raising money. Copyright 2009-17 Professor Gerome A. Hays

Family & Friends Capital (3Fs) 4 Strategies when raising money from the 2Fs: 1)  Treat them as strangers (What does this mean?); 2) Structure the investment as debt; 3) Tie repayment to cash flows; 4) If equity, make it non-voting Copyright 2009-17 Professor Gerome A. Hays

Early Funding Strategies When Bootstrapping strategies have been exhausted…next option: Angel Investors $20 Billion Annually

Copyright 2009-17 Professor Gerome A. Hays

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Angel Investors What does Jay Adleson say about Angel investors? -­‐  Accredited  Investors  (DefiniNon?)   -­‐  Investment  sizes  range  from:    $10K  -­‐  $250K   -­‐  Typically  don’t  join  Board  of  Directors  (unless  a   super  Angel….and  then  you  want  him/her  on   the  Board  of  Directors);  and     -­‐  Can  be  excellent  connectors.   Copyright 2009-17 Professor Gerome A. Hays

Angel Investors Entrepreneurs should first seek out active Angels (those looking to invest in startups) ….Why?

What’s a key ingredient to getting an active Angel to invest?

What’s the best way of approaching Angel investors?

Copyright 2009-17 Professor Gerome A. Hays

Angel Investors

Copyright 2009-17 Professor Gerome A. Hays

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Angel Investors What does Paul Graham say is the singular most important trait you should have as an Angel Investor?

Copyright 2009-17 Professor Gerome A. Hays

Early Funding Strategies Start-up Accelerators

Copyright 2009-17 Professor Gerome A. Hays

Early Funding Strategies Start-up Accelerators

Copyright 2009-17 Professor Gerome A. Hays

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Accelerators Structured Programs that recruit talented founders and encourages them to build a startup and launch it in three months 1  

Apply to get into the program

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Build and Launch a Product or Service

3  

Present results to multiple investors

Progression  through  an  Accelerator   Copyright 2009-17 Professor Gerome A. Hays

Accelerators Accelerator Basics Investment size: $25,000 - $150,000 Term:

90 Days

Equity:

7 – 10%

Class Size:

6-12 Per Class

Copyright 2009-17 Professor Gerome A. Hays

Accelerators

Copyright 2009-17 Professor Gerome A. Hays

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Early Funding Strategies Crowd funding

Copyright 2009-17 Professor Gerome A. Hays

Crowd Funding Crowd Funding is the practice of funding a project or venture by raising many small amounts of money from a large number of people” 2

1 Create a funding page

3

Set the amount you need to raise and minimum investment

If you meet or exceed the amount needed, the funds are released

Crowd Funding Progression Copyright 2009-17 Professor Gerome A. Hays

Crowd Funding

Oculus  Rie     Goal  -­‐  $250,000   Raised  -­‐  $2.44MM  

Pebble:   Goal  -­‐  $100,000   Raised    -­‐  $10.3MM   Copyright 2009-17 Professor Gerome A. Hays

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Crowd Funding Most crowd funding has been about receiving a product reward for a contribution. The next round of sites will be about receiving equity (investment focused) End of Lecture

Copyright 2009-17 Professor Gerome A. Hays

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