Loan Programs Available CS-1

L o an P rog r a m s Av a i l a b l e Several options and competitive rates W h a tever you r h ome fi n a n ci n g n eed , Pen r i t h H ome L oa ns can help find t h e fi n a n ci n g s ol u t i on . We h a ve a wi d e va r i et y of fi xed & adj ustable rate m or tg a g e ( ARM ) p r og r a ms a va i l a b l e. Fi xed -r a te m or tg a g es ( con for m i n g & ju m b o) ▪ Conventional mortgages with as little as 3% down ▪ FHA with as little as 3.5% down ▪ VA/USDA with zero down Ad ju sta b l e r a te m or tg a g es ( con for m i n g & ju m b o) ▪ F HA 5 yea r a d ju sta b l e r a te m or tg a g e ▪ VA 5 yea r a d ju sta b l e r a te m or tg a g e ▪ 3 , 5 , 7 & 1 0 yea r a d ju sta b l e r a te mor tg a g es Ad d i t i on a l l oa n p r og r a ms a va i l a b l e ▪ J u mb o & n on -con for mi n g ( fi xed p er i od s of 3 0 , 2 0 & 1 5 ) ▪ Doctor l oa n p r og r a m ( fi xed & ARM s ) for m ed i ca l p r ofe ssio nals, dentists & oral surgeons (including residents/interns/fellows) ▪ One Step custom construction & renovation loans (fixed & ARM's) ▪ New con st r u ct i on ex ten d ed r a te l ock ( fi xed & ARM' s ) ▪ H o m e A f fo r d a b l e Ref i n a n ce P r o g r a m ( H A R P ) ▪ Home equity lines (allowable as combo loans for both conforming & jumbo) For mor e i n for m a t i on , p l ea s e conta ct :

Te a m S c o t t C l ay to n S c o tt , N M L S I D # 7 5 4 4 0 7 Br a n ch Mg r /Mor tg a g e C on s ultant 503.497.5060 | [email protected] penri t hl oa ns. com /cscott

Let ’s Connect! Follow Penrith Home Loans on:

Dylan Scott, NMLS ID# 965926 Associ ate M ort ga ge Consul tant 503.497.5281 | [email protected]

This document is not intended as an offer to extend credit nor a commitment to lend. The loan interest rates, fees and terms presented here are for illustrating purposes only and may not be currently available. The document was prepared to assist real estate professionals in illustrating some of the financial options available. WMS Series LLC/AT dba Penrith Home Loans/AT WA-CL 713524, OR-ML 5271

Penrith Home Loans/Lake Oswego

220 “A” Av enue, S uite 2 0 0 | L a ke O sw e g o, O R 9 7 0 3 4 Acco unta b i l i ty Ma tters a t Pen r i th Home Loa n s

Download mortgage smartphone app at:

teamscott.mortgagemapp.com