NEVADA NV

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NEVADA

NV

2015 Estimated Uninsured Rate of 18 to 64 year olds 2013 Estimated Uninsured Rate of 18 to 64 year olds Decrease from 2013 to 2015:

14.1% 19.8% 5.7%

Before the first Affordable Care Act enrollment period began, Enroll America and Civis Analytics used sophisticated data targeting techniques to create a model of the uninsured population in America. Over the last three years, this model has proven to be timely and accurate, and has played a critical role in our ability to understand who and where the uninsured are and get them the help they need to enroll in coverage. This year, the model has been updated and was used to estimate insurance status for over 180 million non-elderly adult Americans. Grouping individual-level estimates by geography, race, age, gender, and other characteristics enables us to understand the landscape of the uninsured population across the country. Here we provide a detailed look at the uninsured population in Nevada, put into context by plan selection data from HHS and a comparison with nationwide uninsured rates. All uninsured rates listed in this document are based on the Enroll America/Civis Analytics uninsured model. Chart 1: Nevada Uninsured Rates for 2013 and 2015 of Key Demographic Groups

Overall

Uninsured Rate

30

Race

25

26

26

20 15 10

20 16

22

19

18

16

14

Age

Gender 28

18

20

19

2013 16

15

14

13

20

19 13

11

13

12

2015 11

5 0 National

Nevada

Black

White

Hispanic

Asian

Male

Quick Summary

Female

18 - 34

35 - 44

45 - 54

55 - 64

State Map: 2015 Uninsured Rates by County

● The current uninsured rate in Nevada is 14%. This has decreased by 6% since 2013 prior to the first open enrollment period. ● 19% of Hispanics in Nevada are uninsured, 16% of African-Americans are uninsured and 20% of young adults (ages 18-34) are uninsured. Targeting Recommendations ● Geographic - More uninsured people live in Clark County (72% of the uninsured population) and Washoe County (17% of the uninsured population) than any other county. ● Geographic - The counties with the highest uninsured rates currently are Esmeralda County (23%), Mineral County (21%), Lyon County (18%) and Pershing County (17%).

Map Scale: Uninsured Rates per County

● Demographic - Hispanic men ages 18 to 34 (26%) have the highest 2015 uninsured rates, followed by African American men ages 18 to 34 (23%) and Hispanic women ages 18 to 34 (23%).

10%

15%

20%

Table 1: Distribution of Uninsured Population by Demographic Groups in Quick Summary Race [1] Distribution of Uninsured Population, Ages 18 to 64 % 2013 Uninsured Population in Nevada % 2015 Uninsured Population in Nevada Change from 2013 to 2015

Gender

Age

Black

White

Hispanic

Asian

Male

Female

18 - 34

35 - 44

45 - 54

55 - 64

2.8% 2.3% -0.5%

66.6% 67.0% 0.4%

26.8% 26.6% -0.2%

3.8% 4.1% 0.3%

52.1% 52.0% -0.1%

47.9% 48.0% 0.1%

31.4% 35.0% 3.6%

20.5% 17.1% -3.4%

30.3% 29.3% -1.1%

17.7% 18.7% 1.0%

Table 2: 2015 Uninsured Rates in Most Populous Counties Total Top 10 Most Populous Counties, Ordered by Population Size ### ### ### ### ### ### ### ### ### ###

Clark County Washoe County Lyon County Carson City Douglas County Elko County Nye County Churchill County Humboldt County White Pine County

Race

Gender

Age

Percent

2015 Uninsured Rate

Black

White

Hispanic

Asian

Male

Female

18 - 34

35 - 44

45 - 54

55 - 64

14% 14% 18% 15% 11% 13% 18% 17% 15% 14%

16% 14% 19% 16% 11% 12% 19% 21% 13% 16%

13% 13% 17% 14% 11% 12% 18% 17% 14% 14%

19% 20% 22% 20% 15% 17% 22% 23% 18% 15%

14% 14% 20% 15% 11% 14% 19% 18% 18% 16%

15% 15% 19% 16% 12% 13% 19% 18% 15% 15%

13% 13% 17% 14% 10% 12% 17% 16% 14% 14%

20% 20% 25% 21% 17% 18% 25% 23% 21% 20%

12% 12% 16% 14% 10% 12% 17% 16% 14% 13%

13% 13% 17% 15% 10% 12% 17% 17% 14% 13%

11% 10% 15% 12% 9% 10% 16% 15% 12% 11%

Page 1 of 2 - Nevada State Snapshot - Enroll America - October 2015

% of NV Uninsured Population 72% 17% 2% 2% 1% 1% 2% 1% 1% 0%

www.enrollamerica.org

0 0 0 0 0 0 0 0 0 0

NEVADA

NV

OE2 Plan Selection Data from Health and Human Services

Remaining Uninsured Estimates from June 2015 Kaiser Family Foundation Study

Total OE2 Plan Selections in Nevada: [2] Effectuated OE2 Plan Selections: [3] % Effectuated of Total Plan Selections Nevada plans with Advanced Premium Tax Credit (APTC): % APTC of Effectuated Plans

73,596 62,944 86% 52,900 84%

Estimated Number of Remaining Uninsured in Nevada: [4] % Medicaid Eligible of Remaining Uninsured % Tax Credit Eligible of Remaining Uninsured % Ineligible for Financial Assistance of Remaining Uninsured [5]

350,000 42% 17% 41%

Chart 2: Distribution of Total Plan Selections by Provided Age and Race [6,7] Distribution of Plan Selections by Age 0%

10%

20%

30%

40%

50%

60%

70%

80%

Distribution of Plan Selections by Race [6] 90% 100% 0%

20%

40%

60%

80%

100%

Nevada Clark County Washoe County Lyon County Carson City Douglas County Elko County Nye County Churchill County Humboldt County White Pine County 18-25

26-34

35-44

45-54

55-64

White

Latino

Black

Asian

Other

National Map: 2015 Uninsured Rates by County

● In 2013 before the first open enrollment period, Nevada's uninsured rate of 19.8% was 3.4% greater than the national uninsured rate. ● In 2015, Nevada's uninsured rate of 14.1% is 3.4% greater than the current national uninsured rate.

State Comparison with National Uninsured Rate 25

Uninsured Rate

20 19.8

15

16.4

2013

14.1

10

2015

10.7

5 0 National

Nevada

Map Scale: Uninsured Rates per County

0%

5%

10%

15%

20%

Footnotes [1] Civis Analytics uses a similar scoring method to assign most likely race to consumers which explains why the race distribution adds up to 100%. [2] March 10, 2015 ASPE Issue Brief with total plan selections by state from from November 15, 2015 to February 22, 2015. Full memo can be found here: http://aspe.hhs.gov/sites/default/files/pdf/83656/ib_2015mar_enrollment.pdf [3] March 31, 2015 Effectuated Enrollment Snapshot released by the Department of Health and Human Services (HHS) on June 2, 2015. This includes all new and renewing consumers during the second open enrollment period from November 15, 2015 to February 22, 2015. Additional information can be found at: https://www.cms.gov/Newsroom/MediaReleaseDatabase/Fact-sheets/2015-Factsheets-items/2015-06-02.html [4] Estimates of Eligibility for ACA Coverage among the Uninsured released by the Kaiser Family Foundation on June 1, 2015. Additional data and methodology can be found at: http://kff.org/uninsured/issue-brief/new-estimates-of-eligibility-for-aca-coverage-among-the-uninsured/ [5] Ineligible for Financial Assistance is due to Income, ESI Offer, or Citizenship. [6] HHS released county level plan selection data broken down by age and race, among other groupings. These plan selections include all new and renewing consumers during the second open enrollment period. The full data file can be found at: http://aspe.hhs.gov/basic-report/2015-plan-selections-county-health-insurance-marketplace [7] Enrollments for which race is unknown was not included in this graphic. This varies between states, but 36% of plan selections had an unknown race. Other includes American Indian/Alaska Native, Native Hawaiian/Pacific Islander and Multiracial.

Additional Enroll America Research, Blogs and Maps can be found at : https://www.enrollamerica.org/research-maps/ Page 2 of 2 - Nevada State Snapshot - Enroll America - October 2015

www.enrollamerica.org