Production
Production Production Optimization
The Risk Transformation and Value Proposition Worksheet, designed to understand and mitigate risk by aligning Human Life Value & Property Value The following worksheet can be used to evaluate the risk that accompanies any investment, given the financial and personal circumstances of the investor. This worksheet is based on a more complete understanding of risk as it applies to the creation of wealth, an understanding that goes far beyond the standard “High Risk/High Reward” fallacy preached by the mainstream financial media. Risk is not merely the result of any given investment’s financial traits and characteristics. Rather, risk is the result of the interaction of an investment’s traits and the knowledge and understanding that the investor brings to the investment. As such, an investment that would prove unreasonably risky for one investor might be only slightly risky, or not at all risky for another investor. How can the same investment pose different levels of risk to different people? Quite simply, the difference in risk is the result of the difference in the two investor’s understandings of the investment’s value proposition. Part of the value proposition of an investment describes who benefits from the transactions involved, and how this benefit is repaid. A complete understanding of an investment’s value proposition goes far beyond knowing the interest rate paid on an investor’s principal. Rather, it requires an investor to understand how a company uses the invested money to create value in the marketplace, how this value is perceived by potential buyers in the marketplace, and what they are willing to pay to purchase this value. Investment Evaluation Questions The following questions are divided into three sections. The first two sections (Short Answer and Yes/No) consist of a total of eight questions, the purpose of which is to evaluate your own understanding of an investment and its value proposition. Short answer questions require you to think deeply and describe your understanding of the investment. This detailed evaluation will prove useful not just for the current investment being assessed, but for all future investment opportunities you evaluate. You should answer the first five Short Answer questions before proceeding to the Yes/No section. The Yes/No questions can be answered quickly, and are designed to highlight deficiencies in your understanding of critical components that are involved with any investment. If you answer “No” to any of these questions, there is no reason to move forward with additional evaluation of the investment. Short answer and Yes/No questions will be used by your Personal Board of Directors to guide your education in The Freedom FastTrack. The third section contains Personal Ranking questions, which are assigned a value between 0 and 5 based on your perception of your own understanding of the investment. Personal Ranking questions are used to create a final score for any investment. There are 10 Personal Ranking questions. As such, a perfect score of 50 indicates that you have a well-established understanding of an investment’s value proposition, and are able to mitigate your risk in this investment to near zero.
Production
Production Optimization cont.
Making an Investment Decision The Short Answer and Yes/No sections establish a foundation for further evaluation of an investment. If you are unable to answer any of the five Short Answer questions, it is necessary to investigate further and find the answer before you move on. If you cannot find an answer to any of these questions, the investment is not suitable for you at this time. If you do not have an affirmative answer to all three Yes/No questions, then it is inappropriate to move forward with the investment, due to the risk you would be taking as an investor. Only after the investment foundation has been established by the first two sections of questions, should you move forward with the Personal Ranking questions. As described in the “Benchmarking Your Investment Criteria” section below, the final score from the Personal Rankings section of an investment is compared to the scores from your previous top-performing and worst performing investments. Based on this comparison, a decision regarding the investment can be made. Section 1: Short Answer Questions* Q: 1 What is/are the underlying economic principle(s) at play? Describe it in your own words, how it works. Q: 2 Who is accountable if the investment goes into default? Q: 3 If the value proposition makes sense to you, describe the value proposition of the investment. Q: 4 Is the investment a one-time-only opportunity, or does it offer ongoing systems and possibilities for wealth creation? If so, describe these ongoing opportunities. Q: 5 What reasons, other than rate of return, would you invest in this investment? Section 2: Yes/No Questions* Q: 1 Do you understand the investment adequately to make your own decision? Q: 2 Is the investment insured? Q: 3 Do you know the people involved in generating investment returns? *To utilize Short Answer & Yes / No Worksheet see appendix
Production
Production Optimization cont.
Section 3: Personal Ranking Questions * Answer each of the following questions using a scale of 0 to 5, as explained in each question Q: 1 To what degree is the investment in line with your personal values? ( 0 = entirely against your personal values; 5 = total alignment with your passionately held beliefs ) Q: 2 Is the value created by the investment delivered to only a few individuals ( 0 ) or to many individuals ( 5 )? Q: 3 To what degree does the investment utilize your Human Life Value? ( 0 = very little input opportunity available to you; 5 = much opportunity to offer value with your expertise, time, and/or knowledge ) Q: 4 To what level are you able to establish “arbitrage” by borrowing money to invest at a higher rate than you pay for the loan? ( 0 = little to no opportunity for arbitrage; 5 = opportunity for arbitrage ) Q: 5 To what degree could you recover or recreate lost principal from the investment in the event that it started to decline? ( 0 = little to no chance of recovery; 5 = full recovery ) Q: 6 How secure is the exit strategy you have planned for the investment, i.e. will it be difficult to withdraw and utilize your investment proceeds? ( 0 = no plan for exit strategy or very difficult to withdraw and utilize; 5 = plan and understanding of how to withdraw and utilize investment proceeds ) Q: 7 To what degree does the investment provide the opportunity for immediate cash flow? (0 = little to no opportunity for cash flow; 5 = regular, stable cash flow ) Q: 8 To what degree do you have control over any of the characteristics generating the return from the investment? ( 0 = little to no control or input on return characteristics; 5 = maximum control over return characteristics ) Q: 9 To what degree is the investment secured with liquid collateral? ( 0 = little to no collateral backing the investment; 5 = investment fully backed with collateral that can be accessed in a timely manner ) Q: 10 To what degree is the investment dependent upon the continuation of current market conditions? ( 0 = totally dependent on the continuation of current market conditions; 5 = not affected by changes in market conditions )
*To utilize the Personal Ranking Worksheet see appendix
Worksheet Production Optimization
Short Answer & Yes / No Worksheet Analysis: Section 1: Short Answer Questions Q: 1 What is the an underlying economic principle(s) at play? Describe it in your own words, and how it works.
Q: 2 Who is accountable if the investment goes into default?
Q: 3 If the value proposition makes sense to you, describe the value proposition of the investment.
Q: 4 Is the investment a one-time-only opportunity, or does it offer ongoing systems and possibilities for wealth creation? If so, describe these ongoing opportunities.
Q: 5 What reasons, other than rate of return, would you invest in this investment?
Section 2: Yes/No Questions Q: 1 Do you understand the investment adequately to make your own decision? Yes
No
Q: 2 Is the investment insured? Yes
No If Yes, How?
Q: 3 Do you know the people involved in generating investment returns? Yes
No
Worksheet Production Optimization
Personal Ranking Questions Analysis: Answer each of the following questions using a scale of 0 to 5, as explained in each question
Q: 1 To what degree is the investment in line with your personal values? ( 0 = entirely against your personal values; 5 = total alignment with your passionately held beliefs )
Q: 2 Is the value created by the investment delivered to only a few individuals ( 0 ) or to many individuals ( 5 )?
Q: 3 To what degree does the investment utilize your Human Life Value? ( 0 = very little input opportunity available to you; 5 = much opportunity to offer value with your expertise, time, and/or knowledge )
Q: 4 To what level are you able to establish “arbitrage” by borrowing money to invest at a higher rate than you pay for the loan? ( 0 = little to no opportunity for arbitrage; 5 = opportunity for arbitrage )
Q: 5 To what degree could you recover or recreate lost principal from the investment in the event that it started to decline? ( 0 = little to no chance of recovery; 5 = full recovery )
Worksheet Production Optimization
Personal Ranking Questions cont. Q: 6 How secure is the exit strategy you have planned for the investment, i.e. will it be difficult to withdraw and utilize your investment proceeds? ( 0 = no plan for exit strategy or very difficult to withdraw and utilize; 5 = plan and understanding of how to withdraw and utilize investment proceeds )
Q: 7 To what degree does the investment provide the opportunity for immediate cash flow? (0 = little to no opportunity for cash flow; 5 = regular, stable cash flow )
Q: 8 To what degree do you have control over any of the characteristics generating the return from the investment? ( 0 = little to no control or input on return characteristics; 5 = maximum control over return characteristics )
Q: 9 To what degree is the investment secured with liquid collateral? ( 0 = little to no collateral backing the investment; 5 = investment fully backed with collateral that can be accessed in a timely manner )
Q: 10 To what degree is the investment dependent upon the continuation of current market conditions? ( 0 = totally dependent on the continuation of current market conditions; 5 = not affected by changes in market conditions )
Worksheet Abundance Accelerator
Property Value / Human Life Value Assets
Liabilities
Resources / Amount
Assets - Liabilities = Income
Production
Net Profit Expenses
Income - Expenses =
Production Breakthrough
Worksheet Abundance Accelerator
Property Value / Human Life Value Assets
Liabilities
Resources / Amount
Assets - Liabilities = Income
Production
Net Profit Expenses
Income - Expenses =
Production Breakthrough
Worksheet Abundance Accelerator
Property Value / Human Life Value Assets
Liabilities
Resources / Amount
Assets - Liabilities = Income
Production
Net Profit Expenses
Income - Expenses =
Production Breakthrough
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Personal Notes Personal Notes
Disclosure Disclosure Notice
Discolure– This disclosure contains important information about the use of The Protection/Production Workbook and Progression Monitor as tools for financial analysis and implementation. Please read this notice in its entirety and refer to it throughout the Freedom FastTrack process. The Freedom FastTrack provides no warranty or guarantee of success through the use of the Protection/Production Workbook or Progression Monitor. All calculations and estimates within these tools are made for illustration purposes only. These projections are based on the best available information regarding expected future interest rates, cash flow, dividends, annuitized income streams, rates of returns, and other financial estimates. However, these projections cannot be calculated precisely, no matter how much information is available for analysis. As such, it is unlikely that the results outlined in the Protection/Production Workbook or Progression Monitor will be achieved exactly. Further, it is not possible to guarantee or predict the future results of any financial product based on the past or current performance of that product. There is a risk of loss inherent in the purchase of any investment product, which cannot be entirely reduced or eliminated. In the Risk Transformation and Value Proposition it is clearly stated that it is about the investor and the understanding and unique relationship between each investor and the product(s) being analyzed. All clients of The Freedom FastTrack assume all risks and accept all responsibility for all financial or personal losses that occur as a result of the implementation of the financial strategies outlined in The Protection/Production Workbook and Progression Monitor. All clients of The Freedom FastTrack should seek the advice and professional consultation of a lawyer for any financial decision or purchase involving legal ramifications. Additionally, all clients of The Freedom FastTrack should seek the advice and professional consultation of an accounting professional for any financial decision or purchase involving tax ramifications. The analysis and evaluation of all circumstances of personal finance, and all investment and insurance products within The Protection/Production Workbook and Progression Monitor is provided for illustrative and educational purposes only.
The Risk Transformation and Value Proposition Worksheet, designed to understand and mitigate risk by aligning Human Life Value & Property Value The following worksheet can be used to evaluate the risk that accompanies any investment, given the financial and personal circumstances of the investor. This worksheet is based on a more complete understanding of risk as it applies to the creation of wealth, an understanding that goes far beyond the standard “High Risk/High Reward” fallacy preached by the mainstream financial media. Risk is not merely the result of any given investment’s financial traits and characteristics. Rather, risk is the result of the interaction of an investment’s traits and the knowledge and understanding that the investor brings to the investment. As such, an investment that would prove unreasonably risky for one investor might be only slightly risky, or not at all risky for another investor. How can the same investment pose different levels of risk to different people? Quite simply, the difference in risk is the result of the difference in the two investor’s understandings of the investment’s value proposition. Part of the value proposition of an investment describes who benefits from the transactions involved, and how this benefit is repaid. A complete understanding of an investment’s value proposition goes far beyond knowing the interest rate paid on an investor’s principal. Rather, it requires an investor to understand how a company uses the invested money to create value in the marketplace, how this value is perceived by potential buyers in the marketplace, and what they are willing to pay to purchase this value. Investment Evaluation Questions The following questions are divided into three sections. The first two sections (Short Answer and Yes/No) consist of a total of eight questions, the purpose of which is to evaluate your own understanding of an investment and its value proposition. Short answer questions require you to think deeply and describe your understanding of the investment. This detailed evaluation will prove useful not just for the current investment being assessed, but for all future investment opportunities you evaluate. You should answer the first five Short Answer questions before proceeding to the Yes/No section. The Yes/No questions can be answered quickly, and are designed to highlight deficiencies in your understanding of critical components that are involved with any investment. If you answer “No” to any of these questions, there is no reason to move forward with additional evaluation of the investment. Short answer and Yes/No questions will be used by your Personal Board of Directors to guide your education in The Freedom FastTrack. The third section contains Personal Ranking questions, which are assigned a value between 0 and 5 based on your perception of your own understanding of the investment. Personal Ranking questions are used to create a final score for any investment. There are 10 Personal Ranking questions. As such, a perfect score of 50 indicates that you have a well-established understanding of an investment’s value proposition, and are able to mitigate your risk in this investment to near zero.
Production
Production Optimization cont.
Making an Investment Decision The Short Answer and Yes/No sections establish a foundation for further evaluation of an investment. If you are unable to answer any of the five Short Answer questions, it is necessary to investigate further and find the answer before you move on. If you cannot find an answer to any of these questions, the investment is not suitable for you at this time. If you do not have an affirmative answer to all three Yes/No questions, then it is inappropriate to move forward with the investment, due to the risk you would be taking as an investor. Only after the investment foundation has been established by the first two sections of questions, should you move forward with the Personal Ranking questions. As described in the “Benchmarking Your Investment Criteria” section below, the final score from the Personal Rankings section of an investment is compared to the scores from your previous top-performing and worst performing investments. Based on this comparison, a decision regarding the investment can be made. Section 1: Short Answer Questions* Q: 1 What is/are the underlying economic principle(s) at play? Describe it in your own words, how it works. Q: 2 Who is accountable if the investment goes into default? Q: 3 If the value proposition makes sense to you, describe the value proposition of the investment. Q: 4 Is the investment a one-time-only opportunity, or does it offer ongoing systems and possibilities for wealth creation? If so, describe these ongoing opportunities. Q: 5 What reasons, other than rate of return, would you invest in this investment? Section 2: Yes/No Questions* Q: 1 Do you understand the investment adequately to make your own decision? Q: 2 Is the investment insured? Q: 3 Do you know the people involved in generating investment returns? *To utilize Short Answer & Yes / No Worksheet see appendix
Production
Production Optimization cont.
Section 3: Personal Ranking Questions * Answer each of the following questions using a scale of 0 to 5, as explained in each question Q: 1 To what degree is the investment in line with your personal values? ( 0 = entirely against your personal values; 5 = total alignment with your passionately held beliefs ) Q: 2 Is the value created by the investment delivered to only a few individuals ( 0 ) or to many individuals ( 5 )? Q: 3 To what degree does the investment utilize your Human Life Value? ( 0 = very little input opportunity available to you; 5 = much opportunity to offer value with your expertise, time, and/or knowledge ) Q: 4 To what level are you able to establish “arbitrage” by borrowing money to invest at a higher rate than you pay for the loan? ( 0 = little to no opportunity for arbitrage; 5 = opportunity for arbitrage ) Q: 5 To what degree could you recover or recreate lost principal from the investment in the event that it started to decline? ( 0 = little to no chance of recovery; 5 = full recovery ) Q: 6 How secure is the exit strategy you have planned for the investment, i.e. will it be difficult to withdraw and utilize your investment proceeds? ( 0 = no plan for exit strategy or very difficult to withdraw and utilize; 5 = plan and understanding of how to withdraw and utilize investment proceeds ) Q: 7 To what degree does the investment provide the opportunity for immediate cash flow? (0 = little to no opportunity for cash flow; 5 = regular, stable cash flow ) Q: 8 To what degree do you have control over any of the characteristics generating the return from the investment? ( 0 = little to no control or input on return characteristics; 5 = maximum control over return characteristics ) Q: 9 To what degree is the investment secured with liquid collateral? ( 0 = little to no collateral backing the investment; 5 = investment fully backed with collateral that can be accessed in a timely manner ) Q: 10 To what degree is the investment dependent upon the continuation of current market conditions? ( 0 = totally dependent on the continuation of current market conditions; 5 = not affected by changes in market conditions )
*To utilize the Personal Ranking Worksheet see appendix
Worksheet Production Optimization
Short Answer & Yes / No Worksheet Analysis: Section 1: Short Answer Questions Q: 1 What is the an underlying economic principle(s) at play? Describe it in your own words, and how it works.
Q: 2 Who is accountable if the investment goes into default?
Q: 3 If the value proposition makes sense to you, describe the value proposition of the investment.
Q: 4 Is the investment a one-time-only opportunity, or does it offer ongoing systems and possibilities for wealth creation? If so, describe these ongoing opportunities.
Q: 5 What reasons, other than rate of return, would you invest in this investment?
Section 2: Yes/No Questions Q: 1 Do you understand the investment adequately to make your own decision? Yes
No
Q: 2 Is the investment insured? Yes
No If Yes, How?
Q: 3 Do you know the people involved in generating investment returns? Yes
No
Worksheet Production Optimization
Personal Ranking Questions Analysis: Answer each of the following questions using a scale of 0 to 5, as explained in each question
Q: 1 To what degree is the investment in line with your personal values? ( 0 = entirely against your personal values; 5 = total alignment with your passionately held beliefs )
Q: 2 Is the value created by the investment delivered to only a few individuals ( 0 ) or to many individuals ( 5 )?
Q: 3 To what degree does the investment utilize your Human Life Value? ( 0 = very little input opportunity available to you; 5 = much opportunity to offer value with your expertise, time, and/or knowledge )
Q: 4 To what level are you able to establish “arbitrage” by borrowing money to invest at a higher rate than you pay for the loan? ( 0 = little to no opportunity for arbitrage; 5 = opportunity for arbitrage )
Q: 5 To what degree could you recover or recreate lost principal from the investment in the event that it started to decline? ( 0 = little to no chance of recovery; 5 = full recovery )
Worksheet Production Optimization
Personal Ranking Questions cont. Q: 6 How secure is the exit strategy you have planned for the investment, i.e. will it be difficult to withdraw and utilize your investment proceeds? ( 0 = no plan for exit strategy or very difficult to withdraw and utilize; 5 = plan and understanding of how to withdraw and utilize investment proceeds )
Q: 7 To what degree does the investment provide the opportunity for immediate cash flow? (0 = little to no opportunity for cash flow; 5 = regular, stable cash flow )
Q: 8 To what degree do you have control over any of the characteristics generating the return from the investment? ( 0 = little to no control or input on return characteristics; 5 = maximum control over return characteristics )
Q: 9 To what degree is the investment secured with liquid collateral? ( 0 = little to no collateral backing the investment; 5 = investment fully backed with collateral that can be accessed in a timely manner )
Q: 10 To what degree is the investment dependent upon the continuation of current market conditions? ( 0 = totally dependent on the continuation of current market conditions; 5 = not affected by changes in market conditions )
Worksheet Abundance Accelerator
Property Value / Human Life Value Assets
Liabilities
Resources / Amount
Assets - Liabilities = Income
Production
Net Profit Expenses
Income - Expenses =
Production Breakthrough
Worksheet Abundance Accelerator
Property Value / Human Life Value Assets
Liabilities
Resources / Amount
Assets - Liabilities = Income
Production
Net Profit Expenses
Income - Expenses =
Production Breakthrough
Worksheet Abundance Accelerator
Property Value / Human Life Value Assets
Liabilities
Resources / Amount
Assets - Liabilities = Income
Production
Net Profit Expenses
Income - Expenses =
Production Breakthrough
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Worksheet Production Continuum
Benchmark Analysis Asset
Liability
Income
Production
Expenses
Expense Key
Resource / Amount
Opportunity Costs
Taxes
Time (approx. hrs. x rate)
Insurance
Benchmark / Risk
Expenses
Opportunity Costs
Personal Notes Personal Notes
Disclosure Disclosure Notice
Discolure– This disclosure contains important information about the use of The Protection/Production Workbook and Progression Monitor as tools for financial analysis and implementation. Please read this notice in its entirety and refer to it throughout the Freedom FastTrack process. The Freedom FastTrack provides no warranty or guarantee of success through the use of the Protection/Production Workbook or Progression Monitor. All calculations and estimates within these tools are made for illustration purposes only. These projections are based on the best available information regarding expected future interest rates, cash flow, dividends, annuitized income streams, rates of returns, and other financial estimates. However, these projections cannot be calculated precisely, no matter how much information is available for analysis. As such, it is unlikely that the results outlined in the Protection/Production Workbook or Progression Monitor will be achieved exactly. Further, it is not possible to guarantee or predict the future results of any financial product based on the past or current performance of that product. There is a risk of loss inherent in the purchase of any investment product, which cannot be entirely reduced or eliminated. In the Risk Transformation and Value Proposition it is clearly stated that it is about the investor and the understanding and unique relationship between each investor and the product(s) being analyzed. All clients of The Freedom FastTrack assume all risks and accept all responsibility for all financial or personal losses that occur as a result of the implementation of the financial strategies outlined in The Protection/Production Workbook and Progression Monitor. All clients of The Freedom FastTrack should seek the advice and professional consultation of a lawyer for any financial decision or purchase involving legal ramifications. Additionally, all clients of The Freedom FastTrack should seek the advice and professional consultation of an accounting professional for any financial decision or purchase involving tax ramifications. The analysis and evaluation of all circumstances of personal finance, and all investment and insurance products within The Protection/Production Workbook and Progression Monitor is provided for illustrative and educational purposes only.
