Saving for Change

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Saving for Change Replicators: To Train or Not to Train Laura Fleischer Proaño Freedom from Hunger

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Spontaneous vs. Controlled Savings Group Growth Practitioners should let Savings Groups spread spontaneously and organically.

Practitioners should provide adequate training to ensure the responsible growth of Savings Groups.

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Saving for Change Replication

Structured Replication

Organic Replication

• 3-day training • Pictorial Guide • Certificate

• No 3-day training • No Pictorial Guide • No certificate

Paid NGO animator provides advice to replicators in both structured and organic replication approaches.

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Saving for Change RCT Design

• • • •

3 years: 2009-2012 Segou, Mali 500 households Questions: – Who participates in Saving for Change? – What is the impact of Saving for Change? – Which replication delivery channel is more cost-effective: structured or organic?

• Design: – Treatment 1: Saving for Change with structured replication – Treatment 2: Saving for Change with organic replication – Control group: No intervention Insert Your Logo Here

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Saving for Change

Research Results (1) In structured replication villages: • Higher take-up (40% vs. 33%) • Higher value of women’s livestock ($91 vs. $72) • Less food insecurity (45% vs. 50%) • More pregnant women took drugs against malaria (85% vs. 79%)

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Saving for Change

Research Results (2) • • • •

Replicators formed 60% of 19,000 groups in Mali Cost to train a replicator = $40 Cost of structured replication = 40 cents per household Structured replication is cost-effective

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Saving for Change Replicators:

To Train or Not to Train?

“Given this almost negligible cost difference [40 cents per household], evidence of even slightly higher benefits in structured replication villages would suffice to justify a structured replication strategy. As discussed above, we find that the program impacts on take-up, livestock holdings and food security are significantly and uniformly higher in structured replication villages. In cost-benefit terms, this presents a clear and unambiguous case in favor of structured replication.” Source: Innovations for Poverty Action (IPA) Draft Report, February 18, 2013

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