WHOLE LIFE-WORKSEET
DIGNITY SOLUTION AGE 50-‐85 50-‐75 $2500 -‐$35,000 76-‐85 $2500 -‐$20,000 Phone Interview 866-‐844-‐9276 Don’t forget Questionnaires
Children’s Whole Life Ages 14 days to 17yrs (Age Last Birthday) $5,000 -‐ $30,000 guar to age 100. Add’l coverage may be purchased in the future w/o evidence of insurability
Quote is “last Age” Need agent# to get quote. U se this one if you need to: 136421
Dignified Choice Ages 25-‐85 Classic Elite and Classic Select Immediate Death Benefit Quote is age last Living Benfits free Build cash value.
Level premium and level death amount. YES E_APP Telephone Interview at POS 800-‐737-‐6972 Get quote here: Click Here For Final Expense Quote Software
ASSURANCE WHOLE LIFE AGE-‐50-‐85 $5000-‐$30,000 Must write an app in 12 mo or they drop you. Paper app
LIVING PROMISE AGE-‐45-‐85 $2000-‐$40,000 Free living b enefits Ok in PA YES E-‐APP Phone Interview 800-‐775-‐3000
Not available in: MT,MS,AL,WV,NY, UT
Phone Interview 888-‐801-‐5123 Quote is current age
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GUARANTEED ISSUE PRODUCTS NO MEDICAL QUESTIONS
REMEBRANCE LIFE AGE-‐30-‐80 $10,000-‐$50,000 YES-‐EAPP ONLY NEED EAPP LOGIN WORKAROUND UNTIL PRODUCER NUMBER ISSUED AFTER FIRST APP-‐ ASK MGR
No Interview Quote is current age
GUARANTEED ACCEPTANCE
WHOLE LIFE
Guaranteed Assurance Ages 40-‐80 $1000-‐$40,000 builds cash value Guaranteed Acceptance Paper only APP Only a couple of med questions No phone interview Use quote engine If die in first 2 years get 110% of premiums paid in back unless died in accident then get full face value .
IMMEDIATE SOLUTIONS LP121 Stand/Preferred LP121 *Graded 10Pay-‐Stand/Preferred AGE-‐0-‐85 0-‐55-‐$1,000 -‐$50,000 56-‐65-‐$1,000 -‐$40,000 66-‐75-‐$1,000 -‐$30,000 76-‐85-‐$1,000 -‐$25,000 No Phone Interview NO-‐E-‐APP *Graded –Die in first 2yrs get premiums back. After 2yrs get full face value Quote is current age
Guaranteed Issue Whole Life Available for adults ages 50 - 80 Adult coverage from $5K to $25K approval is guaranteed Rates guaranteed never to increase No Advance-‐Pays As Earned Quote is age last
Paper APP ONLY Get quote from inside paper application 1st 2 yrs death preimums back plus interest
Guaranteed Issue Whole Life Insurance 50% Advance Ages 50-85 $5,000 $25,000.Guarantee Acceptance Living Benefits are Included - at NO EXTRA COST Chronic Illness Terminal Illness Guaranteed Level Premiums
Simple quote & 5 min E-app https://www115.aig.com/guaranteedlife
1st 2 yrs death preimums back plus small interest
Final Expense Express Issue Deluxe AGE-‐20-‐80 50K Max Good for insulin Dependent
Express Issue Premier 20-‐60 $5,000 -‐$100,000 61-‐80 $5,000 -‐$50,000 Phone Interview 866-‐333-‐6557 YES-‐E-‐APP Quote is age last
SIMPLIFY ISSUE WHOLE LIFE AGE-‐50-‐85 $5000-‐$25,000 Phone Interview 866-‐844-‐9276
PLAN RITE AGE-‐50-‐85 50-‐80 $2,000 -‐$35,000 81-‐85 $2,000 -‐$15,000 NO E-‐APP Free living b enefits Living benefits in PA Don’t forget Questionnaires
Quote is current age
Phone Interview 866-‐844-‐9276 Quote is age last
EXPRESS ISSUE WHOLE LIFE Issue Ages: 25 – 80 (age last birthday)Face Amounts: $2,000 – 25,000
Graded Death Benefit During First Two Policy Years:• Year 1: benefit payable equals refund of premium plus 12% interest.4• Year 2: benefit payable equals refund of premium plus 24% interest.4Full death benefit payable if death occurs due to accidental causes in the first two policy years.
Quote is age last
In AR, K S, NV and PA: death benefit is 30% o f death benefit in policy year 1; 60% of death benefit in policy year 2.
E_APP YES!
GUARANTEED ACCEPTANCE
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GUARANTEED ISSUE PRODUCTS NO MEDICAL QUESTIONS
UHL Protector Accidental Death 50K-‐75k-‐100k very cheap and is a ROP product so after 2o years client gets their money back or can keep paying to continue coverage. UHL Protector Accidental Death is NOT Available in these states: PA,TN,UT,VT,WA,NC ,MA
