PUBLIC BANK CASH MANAGEMENT SERVICES Ai Vern, Wong (Ms) Transaction Banking, Public Bank Berhad 03-2177 3218
[email protected] 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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Overview Of PB Cash Management Services PB Cash Management Services is a comprehensive service package aims to provide simplified solution for business to expedite collection and payment from various parties and channels. Account Inquiry
Fund Transfer
Payment
Cheque Management
Investment
Collection
2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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PB Cash Management Services
Payment
Collections
• • • •
PB ECP (Online Bulk Payment) eDistribution eDividend Online Statutory Payment (KWSP / SOCSO / LHDN / Tabung Haji / Zakat)
Internet Banking • Bill Payment • JomPAY • PBB Payment Agent (Direct Connection) • FPX B2C / B2B • eIPO (Initial Public Offering) • eRights 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
Direct Debit • PBB Direct Debit • MyClear Direct Debit Self-Service Terminals • ATM • CDT • CRM • CDM 3
PB Electronic Credit Payment (PB ECP) PB ECP is a module in our PBe Online Banking that enables our customers to make online bulk payments by uploading the payment file. Payments to: Suppliers / Vendors Salary (Employees) Bonus / Commission Features: Future-dated payment Payment Notification (SMS/email)
Optional ID Checking Bulk Approval
Type of Payments: Intrabank (PBB to PBB) - No limit Interbank GIRO (PBB to Others) - Max RM1Mil/Txn RENTAS (PBB to Others) - Min RM10K, Max RM5Mil/Txn
PB ECP
Currency : Ringgit Malaysia Crediting to CASA Accounts Only Daily Limit : None 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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3-Easy-Steps of Using PB ECP 1
• Offline • Maker
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• Online (PBe) • Uploader • Login ID only
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• Online (PBe) • Authorizer • Login ID & Token
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Step 1: Prepare Payment Data File PB ECP Supports 2 Payment File Formats: 1.Excel Companies without Accounting/Payroll Software Less than 200 transactions per month* Template provided by PBB 2.Text (Fixed Length) Companies with existing Accounting/Payroll Software e.g. HR2000, SQL, UBS, MYOB etc. More than 200 transaction per month* File Specification provided by PBB *recommendation only
2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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PB ECP Payment File Format: Microsoft Excel Payment Date can be future-dated up to 30 Days
4567891230
CHEW JIN JIN
890106121234
NI
0162341390
5678901234
A.RAHMAN ALI
680205131235
NI
0162341390
4567891230
AZIZI BIN RAHMAN
580304141236
NI
0162341390
4567891230
RAJESH A/L SAMY
840403121237
NI
0162341390
5678901234
NURUL BINTI JOHAR
830502131238
NI
0162341390
5678901234
SARAH A/P SAMY
820601141239
NI
0162341390
Mandatory fields e.g. Payment Type, Amount, Payment Purpose, BIC, Account Number, Bene Name.
Optional w.c. Mandatory if ID Checking ENABLED
SMS/Email Payment Notification (Optional) 2015 Public Bank Berhad. All Rights
Reserved. Confidential and Proprietary.
Optional fields. Joint Bene. columns are only applicable to RENTAS payment to 7 Joint Account ONLY
PB ECP Payment File Format: Text File (Fixed Length)
2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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Step 2: Upload Payment Data File (Login PBe)
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PB ECP – Go to PBe Business Banking
Select “Business” Switch from Personal to Business. You only need ONE login ID & Password to access to both your Personal & Business profile. 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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PB ECP – Go to PBe Business Banking
PRIME PRIMARY SDN BHD SECONDFIN SECONDARY SDN BHD SECONDHR SECONDARY SDN BHD
Select “Entity”
SINGLE Sign-On to ALL your companies/subsidiaries 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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PB ECP – Go to Payment Module
Select “Payment” 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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PB ECP – Go to ECP/eDividend
Select ECP/eDividend File Upload from the side-bar menu to upload the payment file 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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PB ECP - Upload Payment File 1. Select Funding Account(s)
2. Browse to locate the payment file from your PC to upload 1
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2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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PB ECP – Payment File Summary
Summary of the payment file you uploaded with details 2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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PB ECP – View Content Screen
Screenshot of the file content
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PB ECP – Select Authorizer/Approver
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PB ECP File Upload Status 1 2
1. ECP / eDividend File Upload Status: Pending / Approved / Rejected 2. ECP / eDividend Transaction Status Report: Successful / Unsuccessful Txn Reports etc. 2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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Step 3: PB ECP – Transaction Approval
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PB ECP – Transaction Approval 1
2
1. Single Transaction Approval 2. Multiple ECP Files Transaction Approval 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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PB ECP – Approve Payment File Summary Page
Data # 1 Data # 2
2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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PB ECP – Approve Payment File with Token 278894 Data # 1
Data # 2
Authorizers are required to use SecureSign Token to approve ECP Payment File. The SecureSign Token is an independent portable keypad device with long battery life of between 4 to 5 years. Authorizer needs to key in the 2 data sets (red color font) displayed in Approval Screen into the Token to generate the SecureSign Code.
2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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PB ECP – Standard Operating Terms (IBG) File Upload and Approval Cut-Off Time on T Day
Processing Window for PB ECP
Before T Day
If T Day = Business Days (Mon to Fri)
Stop Payment Instruction Cut-Off Time (Manual)
Estimated Fund Received By Beneficiary via IBG
By 3.00pm on T-1 Day
By 11.00am on T Day
Window 1
By 5.00am on T Day
Not allowed on T Day
By 11.00am on T Day
Window 2
By 8.00am on T Day
Not allowed on T Day
By 2.00pm on T Day
Window 3
By 11.00am on T Day
By 9.30am on T Day
By 5.00pm on T Day
Window 4
By 2.00pm on T Day
By 12.30pm on T Day
By 8.20pm on T Day
Window 5
By 5.00pm on T Day
By 3.30pm on T Day
By 11.00pm on T Day
After Window 5 on T Day
Not allowed
N/A
N/A
Not allowed on T Day
By 11.00am on next business day
If T Day = Non-Business Day (Sat, Sun & FT Public Holidays)
Note: Payments via Intrabank will be received within 2 hour after the respective processing time (Window 1 to 5) by the beneficiary. 2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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PB ECP – Standard Operating Terms (RENTAS) File Upload and Approval Cut-Off Time on T Day
Processing Window for PB ECP
Before T Day
If T Day = Business Days (Mon to Fri)
Stop Payment Instruction Cut-Off Time (Manual)
Estimated Fund Received By Beneficiary via Rentas
By 3.00pm on T-1 Day
By 11.30am on T Day
Window 1
By 5.00am on T Day
Not allowed on T Day
By 11.30am on T Day
Window 2
By 8.00am on T Day
Not allowed on T Day
By 11.30am on T Day
Window 3
By 11.00am on T Day
By 9.30am on T Day
By 1.30pm on T Day
Window 4
By 2.00pm on T Day
By 12.30pm on T Day
By 4.30pm on T Day
After Window 4 on T Day
Not allowed
N/A
N/A
Not allowed on T Day
By 11.30am on next business day
If T Day = Non-Business Day (Sat, Sun & FT Public Holidays)
Note: Rentas below RM 10K per transaction (Windows 1 to 4) will be routed to IBG. 2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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PBe Online Statutory Payment PBe Online Statutory Payment enables our corporate customer to perform KWSP/LHDN/SOCSO payment easily by uploading the contribution file (stipulated format by respective statutory bodies) Requirements: Maintain Current Accounts with Public Bank Sign up for PBe Online Banking (Corporate) Required Software Options: •Own Accounting/Payroll Software e.g. Sage UBS, MYOB, QuickPay, HR2000 •EPF Contribution Software http://goo.gl/tOjxCw •Sistem Caruman PERKESO Software (available to download at PERKESO website) http://www.perkeso.gov.my/my/perlindungan-keselamatan-sosial/kelayakan-majikan-dan-pekerja/sistem-carumanperkeso.html
•LHDN PCB Software (available to download at PERKESO website) http://www.hasil.gov.my/pdf/pdfam/Perisian_PCB.zip
•Request the pre-loaded software CD from the Bank (Account Holding Branch) 2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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Online Statutory Payment at PBe (KWSP / SOCSO / LHDN / Tabung Haji / Zakat)
Select “Other Payment” at Payment Module
2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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Online Statutory Payment at PBe (EPF & SOCSO Preliminary Test File)
2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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Online Statutory Payment at PBe (SAMPLE: SOCSO Brg8A Text File)
Text File Format: Fixed Length Specific position for specific field e.g. position 1-12 is for Kod Majikan, position 201-214 is for Jumlah Caruman
2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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Online Statutory Payment at PBe (Submit EPF Contribution)
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Online Statutory Payment at PBe (Summary of the Uploaded File)
3123456789
1234567
2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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Online Statutory Payment at PBe (Internet Banking Receipt)
3123456789
1234567
2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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Online Statutory Payment at PBe (Re-print Transaction Receipt)
EPF Payment LHDN/PMF Payment (Open)
5200.00 2400.00
Bill Payment to Other Bill
180.80
Fund Transfer to Favorite PB Account
250.00
Loan Payment (Own)
1724.00
Transaction Approval Maker Transaction Status View Completed Transaction 2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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Online Statutory Payment at PBe (Submit PCB Contribution)
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Online Statutory Payment at PBe (Income Tax Payment)
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Online Statutory Payment at PBe (Tabung Haji Payment)
2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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Online Statutory Payment at PBe (Zakat Payment)
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MyGST – KASTAM Payment at PBe
(Optional)
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Multiple Bill Payment at PBe
3010 – Syarikat Bekalan Air Selangor (SYABAS)
0000123456
3620 – Tenaga Nasional Berhad
0000123456
All registered FAVOURITE Bills will be displayed in “Multiple Bill Payment” module 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.
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