Zakat) Internet Banking

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PUBLIC BANK CASH MANAGEMENT SERVICES Ai Vern, Wong (Ms) Transaction Banking, Public Bank Berhad 03-2177 3218 [email protected] 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Overview Of PB Cash Management Services PB Cash Management Services is a comprehensive service package aims to provide simplified solution for business to expedite collection and payment from various parties and channels. Account Inquiry

Fund Transfer

Payment

Cheque Management

Investment

Collection

2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB Cash Management Services

Payment

Collections

• • • •

PB ECP (Online Bulk Payment) eDistribution eDividend Online Statutory Payment (KWSP / SOCSO / LHDN / Tabung Haji / Zakat)

Internet Banking • Bill Payment • JomPAY • PBB Payment Agent (Direct Connection) • FPX B2C / B2B • eIPO (Initial Public Offering) • eRights 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

Direct Debit • PBB Direct Debit • MyClear Direct Debit Self-Service Terminals • ATM • CDT • CRM • CDM 3

PB Electronic Credit Payment (PB ECP) PB ECP is a module in our PBe Online Banking that enables our customers to make online bulk payments by uploading the payment file. Payments to: Suppliers / Vendors Salary (Employees) Bonus / Commission Features: Future-dated payment Payment Notification (SMS/email)

Optional ID Checking Bulk Approval

Type of Payments: Intrabank (PBB to PBB) - No limit Interbank GIRO (PBB to Others) - Max RM1Mil/Txn RENTAS (PBB to Others) - Min RM10K, Max RM5Mil/Txn

PB ECP

 Currency : Ringgit Malaysia  Crediting to CASA Accounts Only  Daily Limit : None 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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3-Easy-Steps of Using PB ECP 1

• Offline • Maker

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• Online (PBe) • Uploader • Login ID only

2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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• Online (PBe) • Authorizer • Login ID & Token

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Step 1: Prepare Payment Data File PB ECP Supports 2 Payment File Formats: 1.Excel  Companies without Accounting/Payroll Software  Less than 200 transactions per month*  Template provided by PBB 2.Text (Fixed Length)  Companies with existing Accounting/Payroll Software e.g. HR2000, SQL, UBS, MYOB etc.  More than 200 transaction per month*  File Specification provided by PBB *recommendation only

2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP Payment File Format: Microsoft Excel  Payment Date can be future-dated up to 30 Days

4567891230

CHEW JIN JIN

890106121234

NI

0162341390

5678901234

A.RAHMAN ALI

680205131235

NI

0162341390

4567891230

AZIZI BIN RAHMAN

580304141236

NI

0162341390

4567891230

RAJESH A/L SAMY

840403121237

NI

0162341390

5678901234

NURUL BINTI JOHAR

830502131238

NI

0162341390

5678901234

SARAH A/P SAMY

820601141239

NI

0162341390

Mandatory fields e.g. Payment Type, Amount, Payment Purpose, BIC, Account Number, Bene Name.

Optional w.c. Mandatory if ID Checking ENABLED

SMS/Email Payment Notification (Optional) 2015 Public Bank Berhad. All Rights

Reserved. Confidential and Proprietary.

Optional fields. Joint Bene. columns are only applicable to RENTAS payment to 7 Joint Account ONLY

PB ECP Payment File Format: Text File (Fixed Length)

2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Step 2: Upload Payment Data File (Login PBe)

2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP – Go to PBe Business Banking

Select “Business” Switch from Personal to Business. You only need ONE login ID & Password to access to both your Personal & Business profile. 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP – Go to PBe Business Banking

PRIME PRIMARY SDN BHD SECONDFIN SECONDARY SDN BHD SECONDHR SECONDARY SDN BHD

Select “Entity”

SINGLE Sign-On to ALL your companies/subsidiaries 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP – Go to Payment Module

Select “Payment” 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP – Go to ECP/eDividend

Select ECP/eDividend File Upload from the side-bar menu to upload the payment file 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP - Upload Payment File 1. Select Funding Account(s)

2. Browse to locate the payment file from your PC to upload 1

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2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP – Payment File Summary

Summary of the payment file you uploaded with details 2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP – View Content Screen

Screenshot of the file content

2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP – Select Authorizer/Approver

2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP File Upload Status 1 2

1. ECP / eDividend File Upload Status: Pending / Approved / Rejected 2. ECP / eDividend Transaction Status Report: Successful / Unsuccessful Txn Reports etc. 2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Step 3: PB ECP – Transaction Approval

2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP – Transaction Approval 1

2

1. Single Transaction Approval 2. Multiple ECP Files Transaction Approval 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP – Approve Payment File Summary Page

Data # 1 Data # 2

2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP – Approve Payment File with Token 278894 Data # 1

Data # 2

Authorizers are required to use SecureSign Token to approve ECP Payment File. The SecureSign Token is an independent portable keypad device with long battery life of between 4 to 5 years. Authorizer needs to key in the 2 data sets (red color font) displayed in Approval Screen into the Token to generate the SecureSign Code.

2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP – Standard Operating Terms (IBG) File Upload and Approval Cut-Off Time on T Day

Processing Window for PB ECP

Before T Day

If T Day = Business Days (Mon to Fri)

Stop Payment Instruction Cut-Off Time (Manual)

Estimated Fund Received By Beneficiary via IBG

By 3.00pm on T-1 Day

By 11.00am on T Day

Window 1

By 5.00am on T Day

Not allowed on T Day

By 11.00am on T Day

Window 2

By 8.00am on T Day

Not allowed on T Day

By 2.00pm on T Day

Window 3

By 11.00am on T Day

By 9.30am on T Day

By 5.00pm on T Day

Window 4

By 2.00pm on T Day

By 12.30pm on T Day

By 8.20pm on T Day

Window 5

By 5.00pm on T Day

By 3.30pm on T Day

By 11.00pm on T Day

After Window 5 on T Day

Not allowed

N/A

N/A

Not allowed on T Day

By 11.00am on next business day

If T Day = Non-Business Day (Sat, Sun & FT Public Holidays)

Note: Payments via Intrabank will be received within 2 hour after the respective processing time (Window 1 to 5) by the beneficiary. 2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PB ECP – Standard Operating Terms (RENTAS) File Upload and Approval Cut-Off Time on T Day

Processing Window for PB ECP

Before T Day

If T Day = Business Days (Mon to Fri)

Stop Payment Instruction Cut-Off Time (Manual)

Estimated Fund Received By Beneficiary via Rentas

By 3.00pm on T-1 Day

By 11.30am on T Day

Window 1

By 5.00am on T Day

Not allowed on T Day

By 11.30am on T Day

Window 2

By 8.00am on T Day

Not allowed on T Day

By 11.30am on T Day

Window 3

By 11.00am on T Day

By 9.30am on T Day

By 1.30pm on T Day

Window 4

By 2.00pm on T Day

By 12.30pm on T Day

By 4.30pm on T Day

After Window 4 on T Day

Not allowed

N/A

N/A

Not allowed on T Day

By 11.30am on next business day

If T Day = Non-Business Day (Sat, Sun & FT Public Holidays)

Note: Rentas below RM 10K per transaction (Windows 1 to 4) will be routed to IBG. 2015 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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PBe Online Statutory Payment PBe Online Statutory Payment enables our corporate customer to perform KWSP/LHDN/SOCSO payment easily by uploading the contribution file (stipulated format by respective statutory bodies) Requirements: Maintain Current Accounts with Public Bank Sign up for PBe Online Banking (Corporate) Required Software Options: •Own Accounting/Payroll Software e.g. Sage UBS, MYOB, QuickPay, HR2000 •EPF Contribution Software http://goo.gl/tOjxCw •Sistem Caruman PERKESO Software (available to download at PERKESO website) http://www.perkeso.gov.my/my/perlindungan-keselamatan-sosial/kelayakan-majikan-dan-pekerja/sistem-carumanperkeso.html

•LHDN PCB Software (available to download at PERKESO website) http://www.hasil.gov.my/pdf/pdfam/Perisian_PCB.zip

•Request the pre-loaded software CD from the Bank (Account Holding Branch) 2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Online Statutory Payment at PBe (KWSP / SOCSO / LHDN / Tabung Haji / Zakat)

Select “Other Payment” at Payment Module

2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Online Statutory Payment at PBe (EPF & SOCSO Preliminary Test File)

2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Online Statutory Payment at PBe (SAMPLE: SOCSO Brg8A Text File)

Text File Format: Fixed Length Specific position for specific field e.g. position 1-12 is for Kod Majikan, position 201-214 is for Jumlah Caruman

2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Online Statutory Payment at PBe (Submit EPF Contribution)

2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Online Statutory Payment at PBe (Summary of the Uploaded File)

3123456789

1234567

2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Online Statutory Payment at PBe (Internet Banking Receipt)

3123456789

1234567

2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Online Statutory Payment at PBe (Re-print Transaction Receipt)

EPF Payment LHDN/PMF Payment (Open)

5200.00 2400.00

Bill Payment to Other Bill

180.80

Fund Transfer to Favorite PB Account

250.00

Loan Payment (Own)

1724.00

Transaction Approval  Maker Transaction Status  View Completed Transaction 2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Online Statutory Payment at PBe (Submit PCB Contribution)

2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Online Statutory Payment at PBe (Income Tax Payment)

2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Online Statutory Payment at PBe (Tabung Haji Payment)

2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Online Statutory Payment at PBe (Zakat Payment)

2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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MyGST – KASTAM Payment at PBe

(Optional)

2016 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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Multiple Bill Payment at PBe

3010 – Syarikat Bekalan Air Selangor (SYABAS)

0000123456

3620 – Tenaga Nasional Berhad

0000123456

All registered FAVOURITE Bills will be displayed in “Multiple Bill Payment” module 2014 Public Bank Berhad. All Rights Reserved. Confidential and Proprietary.

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