home buyers 616.935.3270

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Educated home buyers make i­nformed decisions and become s ­ uccessful homeowners who ­contribute to the quality of their community. ­Neighborhood Housing Services has certified housing counselors on staff to prepare people for ownership through home buyer education ­classes.

• down payment assistance. • repairs for energy efficiency and code compliance, such as windows, insulation, high efficiency furnace, roof, plumbing or electrical upgrades. • landscaping to improve curb appeal.

Funding is available to ­income-qualified buyers.

Homeowners who have ­experienced a financial hardship that threatens housing ­stability have access to professional housing counselors who will guide them through the complicated process of qualifying for mortgage relief programs. These services are FREE and available to Ottawa County residents. MSHDA-certified counselors ­provide up-to-date information on program eligibility, and options for transitioning out of the home. Studies show that homeowners or buyers who have accessed ­housing counseling: • are less likely to become ­delinquent on their mortgages. • are more likely to resolve their housing crisis with a positive outcome.

Make an a ­ ppointment today by calling 616.935.3270, and take a ­ dvantage of these great r­ esources!

Home Owners: Grants and Loans for Home Improvement It can be expensive to maintain a home. Delayed maintenance ­impacts the value of your home, and results in greater problems that are more expensive to repair. Grants and loans are available to help: • complete repairs for energy efficiency and code c ­ ompliance, such as windows, i­nsulation, high efficiency furnace, roof, plumbing and electrical ­upgrades. • provide landscaping to improve curb appeal.

home improvements

Grants are forgivable over a 10-year period.

Homeowners in Distress: Counseling and Assistance

616.935.3270

Grant money is also available to help home buyers purchase and repair a home in Grand Haven. These grants provide:

HOME BUYERS

Home ­Buyers: Preparing for Home Ownership

A SUSTAINABLE NEIGHBORHOOD STARTS WITH

YOU

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Thriving communities are the key to Michigan’s long term s ­ tability and success. A thriving ­community has employment opportunities, excellent education systems and a great quality of life. Most ­importantly, its citizens must have access to decent, safe and ­affordable housing.

Maintain your home, and you will maintain its value.

A community’s greatest assets are the citizens that live w ­ ithin it. ­Helping individuals and ­families achieve economic security, wealth building opportunities and ­stable housing are key ­components of a successful community. ­Neighborhood Housing Services has friendly, knowledgeable ­experts who can provide you with ­information and resources to help you build a stable environment for yourself and your household.

Our Mission

Creating strong vibrant neighborhoods through sustainable housing.

HOME

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20 N. Fifth Street Grand Haven, MI 49417

OUR MISSION

Neighborhood Housing S ­ ervices plays a vital role in bringing ­resources and opportunities ­together to achieve these housing goals.

LOCAL KNOWLEDGE AND RESOURCES TO HELP YOU BUY AND MAINTAIN A

616.935.3270 www.grandhaven.org/housingservices © 2013 Copyright Neighborhood Housing Services. All rights reserved. 092013