Message
Winter2015
Message
CEO’s
I would like to extend my sincere gratitude for your continued membership at POPA FCU and in utilizing the many products and services we have to offer. Our staff continues to work hard to improve service and add value to your membership. Our focus for 2014 consisted of improving our core computer system uptime, staff education, and enhancing credit union technology that enables you to conduct business where and when it is most convenient for you. This strategic commitment permitted us to report strong positive earnings and growth for the year. The credit union rolled out many service enhancements last year including 24/7 automatic online loan approval, a new phone system allowing you immediate access to staff, Home Equity Line of Credit, and an instant POPA SHIELD Loan for LASD employees. We’ve also introduced ACH origination that allows our members to have automatic electronic transfers to other businesses, a new Second Chance Checking account for members who have had unfortunate setbacks in the past, and a revamped K-9 $avers youth account for the precious loved ones in your life. We will continue to focus on exceptional personalized service and providing value-driven products that help our members achieve their financial dreams. Thank you for your continued support and trust in your credit union! Our success would not be possible if not for the confidence and commitment you place in POPA Federal Credit Union. We are dedicated to providing unparalleled service to our law enforcement member family today and for years to come. POPA Federal Credit Union is prepared and well-positioned to enhance membership value in the coming year and is dedicated to helping you achieve your financial goals! Ray Bartus, CEO
Ray Bartus, CEO of POPA FCU
Wishing you and your family a very Happy New Year!!!
Dealing
Thursday, March 26th, 2015
with the
unexpected or simply need
?
Extra Cash
th 38
Upcoming
With POPA’s new SHIELD Loan you can take care of just that and more. You will have the peace of mind knowing that you can access money instantly to pay extra bills, get a few things done around the house or, simply take a last minute trip.
POPA SHIELD Loan • Fixed APR* at 9.99% with terms up to 18 months. • Loan amounts from $500 - $2,500 instantly! • Requires no credit check and no debt-to-income verification.
Apply for a POPA SHIELD Loan today! Call us at 562.229.9181
or visit your local POPA FCU branch *APR=Annual Percentage Rate. The borrower must be employed by the Los Angeles County Sheriff’s Department, Los Angeles District Attorney Investigators, or Los Angeles County at the time of funding. Some restrictions may apply. Borrower must have and maintain direct deposit of their net paycheck into an account at POPA FCU (minimum direct deposit of $500.00) or, payroll deduction to make the required loan payments. Payroll deduction is not mandatory. Phone verification of employment or income (e.g., two recent paycheck stubs) is required. Rates, terms, and conditions are subject to change without notice. The minimum loan amount is $500.00. The maximum loan amount is $2,500.00. Terms up to 18 months. Payment example: For every $500.00 borrowed at 9.99% APR for 18 months, the monthly payment will be $30.03. For amounts greater than $1,500.00 but up to $2,500.00, the borrower must be employed for more than 24 months and also have been a member of the credit union a minimum of 30 days at the time of application. The member may only have (1) active POPA SHIELD Loan at any given time and must be the Primary Member on the account. Online applications are subject to credit verification.
All members are cordially invited to POPA Federal Credit Union’s Annual Membership Meeting and Board Election on Thursday, March 26th, 2015 – Dinner will be served at the meeting and door prizes will be given away. Dinner starts at 5:30 pm and the meeting will commence promptly at 6:00 pm. If you plan to attend, please call the POPA office nearest you to RSVP (only account holders are invited). All of our offices will be closing at 3:00 pm that day in preparation for the annual meeting. Please make arrangements to visit and/ or call our offices beforehand. We apologize for any inconvenience this may cause you. Members in “good standing” may petition to run for an available Board position by submitting the petition signed by no less than 1% of the membership or, 164 members in “good standing.” The signed petition and certification form must be returned to the Secretary of the Credit Union no later than January 10th, 2015. The necessary petition and certification forms can be obtained from all four POPA FCU office locations, weekdays from 8:30 am to 4:30 pm. The certification form must be signed by the nominee, indicating willingness to serve, if elected. A brief statement of the petitioner’s qualifications and biographical information (i.e. professional background; education; prior service on a board of directors; and any special skills in the areas of finance, business, marketing/public relations, legal, technological, fundraising, etc.) must accompany the certification form.
Almansor Court – 700 S. Almansor St., Alhambra, CA 91801
Annual Membership Meeting & Board Election
The Election Nominating Committee has nominated the following candidates for the two available Board positions:
James W. Vandepas, Security Officer (incumbent) I have served as a volunteer member of POPA Federal Credit Union’s Supervisory Committee since August 2001, and currently serve on your Board of Directors (POPA Federal Credit Union). In this position, I ensure that management’s financial responsibilities have been met, policies and procedures are adhered to and, a commitment to safeguard members’ assets. As a Board Director, I will make decisions to help the Credit Union provide those services in a quality manner and at a lower cost to the members. To ensure that POPA Federal Credit Union continues its focus and philosophy of “People Helping People!”
Terry Black, Treasurer (incumbent) I have been a member of the credit union for approximately 28 years. During this tenure, I have served on the Supervisory Committee eventually succeeding to the position of Chairperson. I have been a member of the Board of Directors since 1996. During this time, I have attended numerous conferences, training seminars and classes to stay current with NCUA rules and regulations and to be a more informed and learned board member.
Prepare for t he inevitable...
Your tax filing for 2014
Let us ease your stress in the upcoming tax season with a POPA Signature Loan. Signature Loan amounts up to $15,000. For rates as low as 7.20% APR* • No collateral required • Use the money for any purpose
• Terms up to 60 months • Competitive rates
Apply online now, visit your local POPA branch, or give us a call at 562.229.9181 or, 800.369.7672 Payment example: $19.91 per month for every $1,000 borrowed with a Signature Loan at 7.20% APR with a 60 month term. *APR=Annual Percentage Rate. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary, depending on credit worthiness, term, and the amount financed. Rates and terms are subject to change without notice. These rates include the following Relationship Pricing discounts: -0.50% discount for having a POPA Checking Account with Direct Deposit. -0.25% discount for having signed up for eStatements.
GENERAL INFORMATION
Our Holiday Skip-A-Pay
generated $1,470 to help 999-For-Kids During POPA FCU’s Holiday Skip-A-Pay program, we committed to donate $5.00 to “999-for-Kids” for every payment skipped. We are proud to announce that due to the program’s success, we were able to present to “999-for-Kids” a check for $1,470.
LOCATIONS
Cerritos Office 13304 E. Alondra Blvd. Cerritos, CA 90703 Fax: 562.404.3808 Monterey Park Office 1100 Corporate Center Dr., Ste. 101 Monterey Park, CA 91754 Fax: 323.266.6165 San Dimas Office 188 E. Arrow Hwy., Ste. A San Dimas, CA 91773 Fax: 909.447.8830 Valencia Office 27220 Turnberry Ln., Ste. 100 Valencia, CA 91355 Fax: 661.775.0783
Ray Bartus, CEO of POPA FCU presents donation to Lieutenant Anthony J. Rotella, Executive Director of LASYF.
GIVE US YOUR
Feedback:
POPA Federal Credit Union strives to provide exceptional member service to each and every POPA member. Please let us know if there is ANYTHING you can suggest to improve our products or service. Your comments regarding your POPA experience can be emailed to us at [email protected].
www.popafcu.org All branches, call 562.229.9181 or toll-free 800.369.7672
We welcome and greatly appreciate any comments you can share with us.
CREDIT UNION HOURS
Monday – Friday 8:30am – 4:30pm
[email protected]
POPA Phone Banking 800.910.2824 CO-OP Shared Branch Locations 888-SITE-CO-OP (888.748.3266) or www.co-opsharedbranch.org CO-OP ATM Network (for locations near you) 888-SITE-CO-OP (888.748.3266) or www.co-opatm.org ATM & Debit Card Lost/Stolen 800.454.9773 VISA Card Lost/Stolen 800.453.4270
WE APPRECIATE HEARING FROM YOU!
MEMBER
Testimonials!
I’ve been a member for many years and have always had great experiences. Never have I been disappointed by any staff. Keep up the good work.
– Y. Melendez
Y’all are awesome!!! I’m very happy with everyone & everything here at POPA…Keep up the good work guys! God Bless…
HOLIDAY CLOSINGS
– Carol Ann Ochoa
I wanted to thank you for your help. You were able to help me when I didn’t know what I was going to do… I hope you have a wonderful holiday season… Thank you again, with my utmost gratitude. Martin Luther King Jr.’s Birthday Monday, January 19th Presidents’ Day Monday, February 16th Annual Meeting Thursday, March 26th All offices close at 3 pm
– Rosie
Love the customer service. Brenda was really helpful and gave us excellent customer service.
– Jackeline Gomez
Newsletters are inserted with members’ statements on a quarterly basis. Product rates, terms and services can be located on our website at www.popafcu.org or by calling one of our four branches.
This Credit Union is federally insured by the National Credit Union Administration. NMLS#852741
Message
CEO’s
I would like to extend my sincere gratitude for your continued membership at POPA FCU and in utilizing the many products and services we have to offer. Our staff continues to work hard to improve service and add value to your membership. Our focus for 2014 consisted of improving our core computer system uptime, staff education, and enhancing credit union technology that enables you to conduct business where and when it is most convenient for you. This strategic commitment permitted us to report strong positive earnings and growth for the year. The credit union rolled out many service enhancements last year including 24/7 automatic online loan approval, a new phone system allowing you immediate access to staff, Home Equity Line of Credit, and an instant POPA SHIELD Loan for LASD employees. We’ve also introduced ACH origination that allows our members to have automatic electronic transfers to other businesses, a new Second Chance Checking account for members who have had unfortunate setbacks in the past, and a revamped K-9 $avers youth account for the precious loved ones in your life. We will continue to focus on exceptional personalized service and providing value-driven products that help our members achieve their financial dreams. Thank you for your continued support and trust in your credit union! Our success would not be possible if not for the confidence and commitment you place in POPA Federal Credit Union. We are dedicated to providing unparalleled service to our law enforcement member family today and for years to come. POPA Federal Credit Union is prepared and well-positioned to enhance membership value in the coming year and is dedicated to helping you achieve your financial goals! Ray Bartus, CEO
Ray Bartus, CEO of POPA FCU
Wishing you and your family a very Happy New Year!!!
Dealing
Thursday, March 26th, 2015
with the
unexpected or simply need
?
Extra Cash
th 38
Upcoming
With POPA’s new SHIELD Loan you can take care of just that and more. You will have the peace of mind knowing that you can access money instantly to pay extra bills, get a few things done around the house or, simply take a last minute trip.
POPA SHIELD Loan • Fixed APR* at 9.99% with terms up to 18 months. • Loan amounts from $500 - $2,500 instantly! • Requires no credit check and no debt-to-income verification.
Apply for a POPA SHIELD Loan today! Call us at 562.229.9181
or visit your local POPA FCU branch *APR=Annual Percentage Rate. The borrower must be employed by the Los Angeles County Sheriff’s Department, Los Angeles District Attorney Investigators, or Los Angeles County at the time of funding. Some restrictions may apply. Borrower must have and maintain direct deposit of their net paycheck into an account at POPA FCU (minimum direct deposit of $500.00) or, payroll deduction to make the required loan payments. Payroll deduction is not mandatory. Phone verification of employment or income (e.g., two recent paycheck stubs) is required. Rates, terms, and conditions are subject to change without notice. The minimum loan amount is $500.00. The maximum loan amount is $2,500.00. Terms up to 18 months. Payment example: For every $500.00 borrowed at 9.99% APR for 18 months, the monthly payment will be $30.03. For amounts greater than $1,500.00 but up to $2,500.00, the borrower must be employed for more than 24 months and also have been a member of the credit union a minimum of 30 days at the time of application. The member may only have (1) active POPA SHIELD Loan at any given time and must be the Primary Member on the account. Online applications are subject to credit verification.
All members are cordially invited to POPA Federal Credit Union’s Annual Membership Meeting and Board Election on Thursday, March 26th, 2015 – Dinner will be served at the meeting and door prizes will be given away. Dinner starts at 5:30 pm and the meeting will commence promptly at 6:00 pm. If you plan to attend, please call the POPA office nearest you to RSVP (only account holders are invited). All of our offices will be closing at 3:00 pm that day in preparation for the annual meeting. Please make arrangements to visit and/ or call our offices beforehand. We apologize for any inconvenience this may cause you. Members in “good standing” may petition to run for an available Board position by submitting the petition signed by no less than 1% of the membership or, 164 members in “good standing.” The signed petition and certification form must be returned to the Secretary of the Credit Union no later than January 10th, 2015. The necessary petition and certification forms can be obtained from all four POPA FCU office locations, weekdays from 8:30 am to 4:30 pm. The certification form must be signed by the nominee, indicating willingness to serve, if elected. A brief statement of the petitioner’s qualifications and biographical information (i.e. professional background; education; prior service on a board of directors; and any special skills in the areas of finance, business, marketing/public relations, legal, technological, fundraising, etc.) must accompany the certification form.
Almansor Court – 700 S. Almansor St., Alhambra, CA 91801
Annual Membership Meeting & Board Election
The Election Nominating Committee has nominated the following candidates for the two available Board positions:
James W. Vandepas, Security Officer (incumbent) I have served as a volunteer member of POPA Federal Credit Union’s Supervisory Committee since August 2001, and currently serve on your Board of Directors (POPA Federal Credit Union). In this position, I ensure that management’s financial responsibilities have been met, policies and procedures are adhered to and, a commitment to safeguard members’ assets. As a Board Director, I will make decisions to help the Credit Union provide those services in a quality manner and at a lower cost to the members. To ensure that POPA Federal Credit Union continues its focus and philosophy of “People Helping People!”
Terry Black, Treasurer (incumbent) I have been a member of the credit union for approximately 28 years. During this tenure, I have served on the Supervisory Committee eventually succeeding to the position of Chairperson. I have been a member of the Board of Directors since 1996. During this time, I have attended numerous conferences, training seminars and classes to stay current with NCUA rules and regulations and to be a more informed and learned board member.
Prepare for t he inevitable...
Your tax filing for 2014
Let us ease your stress in the upcoming tax season with a POPA Signature Loan. Signature Loan amounts up to $15,000. For rates as low as 7.20% APR* • No collateral required • Use the money for any purpose
• Terms up to 60 months • Competitive rates
Apply online now, visit your local POPA branch, or give us a call at 562.229.9181 or, 800.369.7672 Payment example: $19.91 per month for every $1,000 borrowed with a Signature Loan at 7.20% APR with a 60 month term. *APR=Annual Percentage Rate. All rates are quoted on approved credit as Annual Percentage Rates (APRs). Some restrictions may apply. Loan approval subject to credit and income evaluation. Consumer loan rates may vary, depending on credit worthiness, term, and the amount financed. Rates and terms are subject to change without notice. These rates include the following Relationship Pricing discounts: -0.50% discount for having a POPA Checking Account with Direct Deposit. -0.25% discount for having signed up for eStatements.
GENERAL INFORMATION
Our Holiday Skip-A-Pay
generated $1,470 to help 999-For-Kids During POPA FCU’s Holiday Skip-A-Pay program, we committed to donate $5.00 to “999-for-Kids” for every payment skipped. We are proud to announce that due to the program’s success, we were able to present to “999-for-Kids” a check for $1,470.
LOCATIONS
Cerritos Office 13304 E. Alondra Blvd. Cerritos, CA 90703 Fax: 562.404.3808 Monterey Park Office 1100 Corporate Center Dr., Ste. 101 Monterey Park, CA 91754 Fax: 323.266.6165 San Dimas Office 188 E. Arrow Hwy., Ste. A San Dimas, CA 91773 Fax: 909.447.8830 Valencia Office 27220 Turnberry Ln., Ste. 100 Valencia, CA 91355 Fax: 661.775.0783
Ray Bartus, CEO of POPA FCU presents donation to Lieutenant Anthony J. Rotella, Executive Director of LASYF.
GIVE US YOUR
Feedback:
POPA Federal Credit Union strives to provide exceptional member service to each and every POPA member. Please let us know if there is ANYTHING you can suggest to improve our products or service. Your comments regarding your POPA experience can be emailed to us at [email protected].
www.popafcu.org All branches, call 562.229.9181 or toll-free 800.369.7672
We welcome and greatly appreciate any comments you can share with us.
CREDIT UNION HOURS
Monday – Friday 8:30am – 4:30pm
[email protected]
POPA Phone Banking 800.910.2824 CO-OP Shared Branch Locations 888-SITE-CO-OP (888.748.3266) or www.co-opsharedbranch.org CO-OP ATM Network (for locations near you) 888-SITE-CO-OP (888.748.3266) or www.co-opatm.org ATM & Debit Card Lost/Stolen 800.454.9773 VISA Card Lost/Stolen 800.453.4270
WE APPRECIATE HEARING FROM YOU!
MEMBER
Testimonials!
I’ve been a member for many years and have always had great experiences. Never have I been disappointed by any staff. Keep up the good work.
– Y. Melendez
Y’all are awesome!!! I’m very happy with everyone & everything here at POPA…Keep up the good work guys! God Bless…
HOLIDAY CLOSINGS
– Carol Ann Ochoa
I wanted to thank you for your help. You were able to help me when I didn’t know what I was going to do… I hope you have a wonderful holiday season… Thank you again, with my utmost gratitude. Martin Luther King Jr.’s Birthday Monday, January 19th Presidents’ Day Monday, February 16th Annual Meeting Thursday, March 26th All offices close at 3 pm
– Rosie
Love the customer service. Brenda was really helpful and gave us excellent customer service.
– Jackeline Gomez
Newsletters are inserted with members’ statements on a quarterly basis. Product rates, terms and services can be located on our website at www.popafcu.org or by calling one of our four branches.
This Credit Union is federally insured by the National Credit Union Administration. NMLS#852741
