Part 2B of Form ADV: Brochure Supplement
380 Stuart Street, S-8 Boston, MA 02116
Part 2B of Form ADV: Brochure Supplement May 10, 2016
Item 1
Cover Page
This brochure supplement provides information about Andy Vix, Trina Urban, and Jacquelyn that supplements Signator Investors, Inc. (“Signator”) brochure (Form ADV, Part 2A and/or Appendix 1.) You should have received a copy of Signator’s brochure. Please contact Signator at 1-888-333-3087 if you did not receive Signator’s brochure or if you have any questions about the contents of this supplement. Additional information about Andy Vix, Trina Urban and Jacquelyn is available on the SEC’s website at www.adviserinfo.sec.gov.
Andy Vix, Trina Urban and Jacquelyn Notermann 2770 Commerce Drive NW Rochester, MN 55901 Telephone number: 507-288-4248
Item 2
Educational Background and Business Experience
Andrew C. Vix was born in March of 1980. Andy Vix was a Registered Representative with TFA from 2004 until 2016 when he changed his broker dealer to Signator. Andy Vix has successfully passed two securities registration examinations: Series 7 and 63. To maintain these registrations, Andy Vix completes a FINRA continuing education course every three years and Signator’s continuing education courses each year. Andy Vix earned the Certified Financial Planner (“CFP”) professional designation from the American College. The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:
Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;
Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances;
Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and
Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:
Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and
Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. Trina R. Urban was born in October of 1972. Trina Urban was a Registered Representative since 1995, registered with TFA from 1998 until 2016 and now with Signator starting in 2016. Trina Urban has successfully passed three securities registration examinations: Series 7, 24 and 63. To maintain these registrations, Trina Urban completes a FINRA continuing education course every three years and Signator’s continuing education courses each year. Trina earned her Bachelor of Business Administration in Comprehensive Finance in 1995 from the University of Wisconsin – Eau Claire. Trina Urban earned the Certified Fund Specialist (“CFS”) professional designation from the Institute of Business and Finance in 2010. To obtain her designation, Trina completed six training modules, three examinations, and a written case study. To maintain her designation, Trina Urban completes no less than 30 hours of continuing education every two years.
Jacquelyn Notermann was born in September of 1982. Jacquelyn has been a Registered Representative since 2013. Jacquie has successfully passed two securities registration examinations: Series 7 and 66. To maintain these registrations, Jacquie completes a FINRA continuing education course every three years and Signator’s continuing education courses each year.
Item 3
Disciplinary Information
Andy Vix, Trina Urban and Jacquie Notermann have not been involved in any legal or disciplinary event that is material to a client’s or prospective client’s evaluation of them.
Item 4
Other Business Activities
In addition to offering investment advisory services as Investment Advisor Representatives of Signator (a Registered Investment Adviser), Andy Vix, Trina Urban and Jacquelyn Notermann are Registered Representatives of Signator’s broker-dealer and independent insurance agents who are appointed with numerous other insurance companies. As Registered Representatives of Signator’s broker-dealer, Andy Vix, Trina Urban and Jacquelyn Notermann may recommend transactions in securities products such as mutual funds and variable annuities. When clients purchase or sell securities through Signator’s broker-dealer at Andy Vix, Trina Urban and Jacquelyn Notermann’s recommendation, Signator and Andy Vix may be paid a commission. As independent insurance agents, Andy Vix, Trina Urban and Jacquelyn Notermann may recommend fixed insurance contracts to clients such as fixed annuities or life insurance. When clients purchase fixed insurance contracts at Andy, Trina and Jacquie’s recommendation, they may be paid a commission. Andy Vix, Trina Urban and Jacquie Notermann conduct these investment-related activities under the assumed or trade name of Advanced Financial Consultants or Advanced Financial. Advanced Financial Consultants nor Advanced Financial are not affiliated with SII. Andy Vix receives commissions, bonuses, distribution or service (“trail”) fees, and other compensation based on the sale of securities (including mutual funds and insurance products) and other investment products. Andy Vix, Trina Urban and Jacquelyn Notermann also receive incentive-based, non-cash compensation in connection with their attendance at conferences, seminars, sales or training programs, and other trips (such as reimbursement for travel, lodging and meal expenses) and/or in the form of entertainment, merchandise and other benefits. Noncash compensation programs are designed to encourage Advisors to consider and recommend certain products or investments. While such non-cash compensation payments may provide Andy, Trina and Jacquie with incentive to recommend certain products based on the compensation received rather than on the client’s needs, based on current fiduciary and suitability standards, Andy, Trina and Jacquie are required to make recommendations appropriate to each client’s individual’s needs and objectives. Based on current fiduciary and suitability standards, Andy, Trina and Jacquie are required to make recommendations appropriate to each client’s individual needs and objectives, although a conflict of interest may exist between Andy, Trina, Jacquie and their clients related to the compensation they receive for services offered as a Registered Representative of Signator’s broker-dealer and an independent insurance agent. Andy, Trina and Jacquie may offer investment advice related to the purchase or sale of securities and/or insurance products. In some cases, when such investment advice is offered outside of a managed account arrangement, Andy, Trina and Jacquie may receive a fee for the investment advice and, if the client purchases or sells a security or purchases a fixed insurance contract, Andy Vix, Trina Urban and Jacquelyn Notermann may also be paid a commission.
Trina Urban and Jacquie Notermann’s compensation come from Bigler Financial Services. Bigler Financial Services is not affiliated with Signator.
Item 5
Additional Compensation
Andy Vix, Trina Urban or Jacquie Notermann may receive additional compensation in connection with his attendance at conferences, seminars, sales or training programs, and other trips (such as reimbursement for travel, lodging and meal expenses) and/or in the form of entertainment, merchandise and other benefits for providing advisory services.
Item 6
Supervision
Each investment adviser representative of Signator is assigned to a designated supervisor. The assigned supervisor reviews the investment advice provided to clients and periodically inspects the IAR’s files, books and records. The individual responsible for supervising the investment advisory activity of Andy Vix, Trina Urban and Jacquie Notermann is Lisa Doherty.
Lisa R. Doherty OSJ Branch Manager Telephone number: 507-280-8536
Part 2B of Form ADV: Brochure Supplement May 10, 2016
Item 1
Cover Page
This brochure supplement provides information about Andy Vix, Trina Urban, and Jacquelyn that supplements Signator Investors, Inc. (“Signator”) brochure (Form ADV, Part 2A and/or Appendix 1.) You should have received a copy of Signator’s brochure. Please contact Signator at 1-888-333-3087 if you did not receive Signator’s brochure or if you have any questions about the contents of this supplement. Additional information about Andy Vix, Trina Urban and Jacquelyn is available on the SEC’s website at www.adviserinfo.sec.gov.
Andy Vix, Trina Urban and Jacquelyn Notermann 2770 Commerce Drive NW Rochester, MN 55901 Telephone number: 507-288-4248
Item 2
Educational Background and Business Experience
Andrew C. Vix was born in March of 1980. Andy Vix was a Registered Representative with TFA from 2004 until 2016 when he changed his broker dealer to Signator. Andy Vix has successfully passed two securities registration examinations: Series 7 and 63. To maintain these registrations, Andy Vix completes a FINRA continuing education course every three years and Signator’s continuing education courses each year. Andy Vix earned the Certified Financial Planner (“CFP”) professional designation from the American College. The CERTIFIED FINANCIAL PLANNER™, CFP® and federally registered CFP (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner Board of Standards, Inc. (“CFP Board”). To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:
Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;
Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances;
Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and
Ethics – Agree to be bound by CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals. Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:
Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and
Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients. CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification. Trina R. Urban was born in October of 1972. Trina Urban was a Registered Representative since 1995, registered with TFA from 1998 until 2016 and now with Signator starting in 2016. Trina Urban has successfully passed three securities registration examinations: Series 7, 24 and 63. To maintain these registrations, Trina Urban completes a FINRA continuing education course every three years and Signator’s continuing education courses each year. Trina earned her Bachelor of Business Administration in Comprehensive Finance in 1995 from the University of Wisconsin – Eau Claire. Trina Urban earned the Certified Fund Specialist (“CFS”) professional designation from the Institute of Business and Finance in 2010. To obtain her designation, Trina completed six training modules, three examinations, and a written case study. To maintain her designation, Trina Urban completes no less than 30 hours of continuing education every two years.
Jacquelyn Notermann was born in September of 1982. Jacquelyn has been a Registered Representative since 2013. Jacquie has successfully passed two securities registration examinations: Series 7 and 66. To maintain these registrations, Jacquie completes a FINRA continuing education course every three years and Signator’s continuing education courses each year.
Item 3
Disciplinary Information
Andy Vix, Trina Urban and Jacquie Notermann have not been involved in any legal or disciplinary event that is material to a client’s or prospective client’s evaluation of them.
Item 4
Other Business Activities
In addition to offering investment advisory services as Investment Advisor Representatives of Signator (a Registered Investment Adviser), Andy Vix, Trina Urban and Jacquelyn Notermann are Registered Representatives of Signator’s broker-dealer and independent insurance agents who are appointed with numerous other insurance companies. As Registered Representatives of Signator’s broker-dealer, Andy Vix, Trina Urban and Jacquelyn Notermann may recommend transactions in securities products such as mutual funds and variable annuities. When clients purchase or sell securities through Signator’s broker-dealer at Andy Vix, Trina Urban and Jacquelyn Notermann’s recommendation, Signator and Andy Vix may be paid a commission. As independent insurance agents, Andy Vix, Trina Urban and Jacquelyn Notermann may recommend fixed insurance contracts to clients such as fixed annuities or life insurance. When clients purchase fixed insurance contracts at Andy, Trina and Jacquie’s recommendation, they may be paid a commission. Andy Vix, Trina Urban and Jacquie Notermann conduct these investment-related activities under the assumed or trade name of Advanced Financial Consultants or Advanced Financial. Advanced Financial Consultants nor Advanced Financial are not affiliated with SII. Andy Vix receives commissions, bonuses, distribution or service (“trail”) fees, and other compensation based on the sale of securities (including mutual funds and insurance products) and other investment products. Andy Vix, Trina Urban and Jacquelyn Notermann also receive incentive-based, non-cash compensation in connection with their attendance at conferences, seminars, sales or training programs, and other trips (such as reimbursement for travel, lodging and meal expenses) and/or in the form of entertainment, merchandise and other benefits. Noncash compensation programs are designed to encourage Advisors to consider and recommend certain products or investments. While such non-cash compensation payments may provide Andy, Trina and Jacquie with incentive to recommend certain products based on the compensation received rather than on the client’s needs, based on current fiduciary and suitability standards, Andy, Trina and Jacquie are required to make recommendations appropriate to each client’s individual’s needs and objectives. Based on current fiduciary and suitability standards, Andy, Trina and Jacquie are required to make recommendations appropriate to each client’s individual needs and objectives, although a conflict of interest may exist between Andy, Trina, Jacquie and their clients related to the compensation they receive for services offered as a Registered Representative of Signator’s broker-dealer and an independent insurance agent. Andy, Trina and Jacquie may offer investment advice related to the purchase or sale of securities and/or insurance products. In some cases, when such investment advice is offered outside of a managed account arrangement, Andy, Trina and Jacquie may receive a fee for the investment advice and, if the client purchases or sells a security or purchases a fixed insurance contract, Andy Vix, Trina Urban and Jacquelyn Notermann may also be paid a commission.
Trina Urban and Jacquie Notermann’s compensation come from Bigler Financial Services. Bigler Financial Services is not affiliated with Signator.
Item 5
Additional Compensation
Andy Vix, Trina Urban or Jacquie Notermann may receive additional compensation in connection with his attendance at conferences, seminars, sales or training programs, and other trips (such as reimbursement for travel, lodging and meal expenses) and/or in the form of entertainment, merchandise and other benefits for providing advisory services.
Item 6
Supervision
Each investment adviser representative of Signator is assigned to a designated supervisor. The assigned supervisor reviews the investment advice provided to clients and periodically inspects the IAR’s files, books and records. The individual responsible for supervising the investment advisory activity of Andy Vix, Trina Urban and Jacquie Notermann is Lisa Doherty.
Lisa R. Doherty OSJ Branch Manager Telephone number: 507-280-8536
