Piggy Classroom Curriculum Outline
Piggy Classroom Curriculum Outline Level 1 – Years 2 and below 1. What is money? • Define money • What people do with money? • Identify Australian money • Special coins • 1 and 2 cents before…
2. Cents and Dollars • Define cents • Define dollars • 100 cents = $1 • Convert cents to dollars
3. Paying for Things • Exchanging money for items • Receiving Change (introduction)
4. How do we earn money? • Receiving money as a gift • Pocket money/Allowances • Earning money through employment • Profit from owning a business
© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank
5. Keeping our money safe • Dangers of keeping cash at home • Define banks • Banks keep our money safe • Introduction to lending • Introduction to interest
6. Can I spend it now? • Impulse spending • Consider saving for an item that provides greater satisfaction
7. Receiving Change • Receiving change • Calculating change
8. What Could I Buy for …... • Identifying items that cost around $10 • Introduction of items costing larger amounts (trampoline, car and house)
9. Is that a need or a want? • What is a need? • What is a want? • Why we should put needs first
© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank
Level 2 - Years 3 and 4 1. Level 1 Recap • Identify Australian money • 100 cents = $1 • Exchanging money for items • Earning money: gifts, employment and profit • Keeping our money safe • Consider saving for an item that provides greater satisfaction • How much do things cost? • Needs vs wants and choosing wisely 2. Be smart with your money • Money’s not easy to get • Be a smart shopper • Have a regular savings pattern
3. Why is saving important? • Why should we save? • Ways to save • Tips to promote good saving habits
4. The Importance of a Good Education • Why is education important? • What skills do certain jobs need?
5. The History of Money • Evolution of money • Early forms of money • Coins and notes
© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank
6. Barter as money • What is barter? • Present-day examples of barter • Problems associated with barter
7. Where are coins and notes made? • How coins and notes are made • Royal Mint • Reserve Bank of Australia
8. What do banks do? • What do banks do? • Why are banks important? • Security, efficient payments and lending
9. What is an ATM? • What are ATMs? • How do they work? • Keeping PINs secure
10. Money Around the World • Why is money different all over the world? • Currencies and how we understand their value
© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank
Level 3 - Years 5 and 6 1. Level 2 Recap • Evolution of money • What is barter? • Problems associated with barter • How coins and notes are made • Currencies from around the world • What banks do? • Why are banks important? • What are ATMs? • Keeping PINs secure • Be a smart shopper • Tips to promote good saving habits • Why is education important? • What skills do certain jobs need? 2. Different kinds of bank accounts • Savings Account • What to look for in a savings account • Term Deposits • Locking your money away • Seeking help
3. Comparative Shopping • Comparing prices • Impact on price due to type of shop • Impact on price due to brand • Impact on price due to quantity
4. What is Budgeting? • What is a budget? • Why do people budget? • How do you make a budget?
© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank
5. Borrowing Money • What does it mean to borrow money? • When can it be a good idea to borrow money? • When should you avoid borrowing money? • Strategies for repaying loans
6. Credit Cards and Debit Cards? • What are debit cards? • What are credit cards? • How are they different?
7. Sharing and Giving • Why is it important to share and give money • Ways in which you can contribute
8. What’s Your Money Personality? • What are the different money personalities? • How do money personalities influence your money behaviour/habits? • Tips for each money personality
9. Governments and Taxes • What is government? • Levels of governments • What do governments provide? • What is tax? • Why do we pay tax? • Income tax • GST
© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank
10. Insurance • What is insurance? • Types of insurance: Property; Health; Accident; Travel • Why do we need it?
11. Money and the Future • Technology and the future of money • Smart cards • Mobile payments • Bitcoins • Biometric Security
© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank
2. Cents and Dollars • Define cents • Define dollars • 100 cents = $1 • Convert cents to dollars
3. Paying for Things • Exchanging money for items • Receiving Change (introduction)
4. How do we earn money? • Receiving money as a gift • Pocket money/Allowances • Earning money through employment • Profit from owning a business
© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank
5. Keeping our money safe • Dangers of keeping cash at home • Define banks • Banks keep our money safe • Introduction to lending • Introduction to interest
6. Can I spend it now? • Impulse spending • Consider saving for an item that provides greater satisfaction
7. Receiving Change • Receiving change • Calculating change
8. What Could I Buy for …... • Identifying items that cost around $10 • Introduction of items costing larger amounts (trampoline, car and house)
9. Is that a need or a want? • What is a need? • What is a want? • Why we should put needs first
© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank
Level 2 - Years 3 and 4 1. Level 1 Recap • Identify Australian money • 100 cents = $1 • Exchanging money for items • Earning money: gifts, employment and profit • Keeping our money safe • Consider saving for an item that provides greater satisfaction • How much do things cost? • Needs vs wants and choosing wisely 2. Be smart with your money • Money’s not easy to get • Be a smart shopper • Have a regular savings pattern
3. Why is saving important? • Why should we save? • Ways to save • Tips to promote good saving habits
4. The Importance of a Good Education • Why is education important? • What skills do certain jobs need?
5. The History of Money • Evolution of money • Early forms of money • Coins and notes
© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank
6. Barter as money • What is barter? • Present-day examples of barter • Problems associated with barter
7. Where are coins and notes made? • How coins and notes are made • Royal Mint • Reserve Bank of Australia
8. What do banks do? • What do banks do? • Why are banks important? • Security, efficient payments and lending
9. What is an ATM? • What are ATMs? • How do they work? • Keeping PINs secure
10. Money Around the World • Why is money different all over the world? • Currencies and how we understand their value
© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank
Level 3 - Years 5 and 6 1. Level 2 Recap • Evolution of money • What is barter? • Problems associated with barter • How coins and notes are made • Currencies from around the world • What banks do? • Why are banks important? • What are ATMs? • Keeping PINs secure • Be a smart shopper • Tips to promote good saving habits • Why is education important? • What skills do certain jobs need? 2. Different kinds of bank accounts • Savings Account • What to look for in a savings account • Term Deposits • Locking your money away • Seeking help
3. Comparative Shopping • Comparing prices • Impact on price due to type of shop • Impact on price due to brand • Impact on price due to quantity
4. What is Budgeting? • What is a budget? • Why do people budget? • How do you make a budget?
© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank
5. Borrowing Money • What does it mean to borrow money? • When can it be a good idea to borrow money? • When should you avoid borrowing money? • Strategies for repaying loans
6. Credit Cards and Debit Cards? • What are debit cards? • What are credit cards? • How are they different?
7. Sharing and Giving • Why is it important to share and give money • Ways in which you can contribute
8. What’s Your Money Personality? • What are the different money personalities? • How do money personalities influence your money behaviour/habits? • Tips for each money personality
9. Governments and Taxes • What is government? • Levels of governments • What do governments provide? • What is tax? • Why do we pay tax? • Income tax • GST
© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank
10. Insurance • What is insurance? • Types of insurance: Property; Health; Accident; Travel • Why do we need it?
11. Money and the Future • Technology and the future of money • Smart cards • Mobile payments • Bitcoins • Biometric Security
© Piggy Classroom is brought to you by Skoolbo and Bendigo Bank
