Thursday, December 24th, 2015 Hours Friday, December 25th, 2015

Announcement 15-63 Date: December 15, 2015 Topic: Hours of Operation for 2015 December Holidays Please note the hours of operation for Best Effort, Mandatory, Bulk, AOT and DT Commitment Options:

Thursday, December 24th, 2015 Hours Mandatory Flow, Bulk and DT

Close at 11:00 a.m. PT

Best Effort & AOT

Close at 12:00 noon PT

Friday, December 25th, 2015 Hours Mandatory Flow, Bulk and DT

Closed

Best Effort & AOT

Closed

Thursday, December 31th, 2015 Hours Mandatory Flow, Bulk and DT

Close at 11:00 a.m. PT

Best Effort & AOT

Close at 12:00 noon PT

Friday, January 1st, 2016 Hours Mandatory Flow, Bulk and DT

Closed

Best Effort & AOT

Closed

Except as noted above, PennyMac hours of operation will be business as usual. Please contact your Sales Representative with any questions.

Page 1 of 1