Wireless computer wallet for physical point of sale (POS) transactions
USOO7784684B2
(12) United States Patent
(10) Patent N0.:
Labrou et al. (54)
US 7,784,684 B2
(45) Date of Patent:
WIRELESS COMPUTER WALLET FOR
(58)
Aug. 31, 2010
Field of Classi?cation Search ............... .. 235/380,
PHYSICAL POINT OF SALE (POS)
235/375, 381, 462.45, 492, 472.01; 705/64,
TRANSACTIONS
705/75
(75) Inventors: Yannis Labrou, Baltimore, MD (US); Jonathan Russell Agre, Brinklow, MD
See application ?le for complete search history. (56) References Cited U.S. PATENT DOCUMENTS
(Us)
4,182,261 A
1/1980 Smith, III et a1.
(73) Assignee: Fujitsu Limited, Kawasaki (JP) (*)
Notice:
(Continued)
Subject to any disclaimer, the term of this patent is extended or adjusted under 35
FOREIGN PATENT DOCUMENTS DE
103 10 527
U.S.C. 154(b) by 948 days.
(Continued)
(21) App1.No.: 11/488,178 (22) Filed:
OTHER PUBLICATIONS Mobile, 1992, Academic Press Dictionary of Science and Technol 0 gy, http://Xreferplus.com/entry.j sp?Xre?d:3 l30947&secid:.&
Jul. 18, 2006
(65)
hh:1.*
Prior Publication Data US 2007/0022058 A1
9/2004
(Continued)
Jan. 25, 2007
Primary ExamineriEdwyn Labaze (74) Attorney, Agent, or FirmiStaas & Halsey LLP
Related US. Application Data
(63) Continuation-in-part of application No. 11/388,202,
(57)
ABSTRACT
?led on Mar. 24, 2006, now Pat. No. 7,606,560, and a
continuation-in-part of application No. 11/045,484, ?led on Jan. 31, 2005, and a continuation-in-part of
application No. 10/458,205, ?led on Jun. 11, 2003, now Pat. No. 7,353,382, and a continuation-in-part of
application No. 10/628,584, ?led on Jul. 29, 2003, and a continuation-in-part of application No. 10/628,569, ?led on Jul. 29, 2003, now Pat. No. 7,349,871, and a
continuation-in-part of application No. 10/628,583, ?led on Jul. 29, 2003.
Methods and systems provide a secure transaction server
(STS); provide an authentic point of sale (POS) device, according to a ?rst authentication parameter of the STS;
provide an authentic mobile purchasing device, according to a second authentication parameter of the STS; provide a short-range communication method between the POS device
and the mobile purchasing device; correlate by the STS a personal identi?cation entry (PIE) and the authentic mobile purchasing device; transmit, by the POS device, a time depen dent transformed secure POS authenticable POS purchase
(60) Provisional application No. 60/703,862, ?led on Aug.
action to the STS; input the PIE to the mobile purchasing
1, 2005, provisional application No. 60/669,375, ?led on Apr. 8, 2005, provisional application No. 60/ 544,
device to transmit a time dependent transformed secure user
300, ?led on Feb. 17, 2004, provisional application No. 60/401,807, ?led on Aug. 8, 2002.
(51) 1111.0. G06K 5/00 (52)
authenticable POS purchase action to the POS device via the
short-range communication method; and approve, by the STS, the POS purchase action for the POS device and for the mobile purchasing device, according to the authentic POS device, and according to the authentic mobile purchasing device and the STS correlating of the PIE and the authentic
(2006.01)
mobile purchasing device.
U.S.Cl. ....................... .. 235/380;235/375;705/64;
705/75
23 Claims, 16 Drawing Sheets
220
...... u
120 /
203
US 7,784,684 B2 Page2 U.S. PATENT DOCUMENTS
7,025,256 B1*
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7,089,208 B1*
8/2006
7,099,471 B2
8/2006 Neff
Levchin etal. .............. .. 705/39
4,253,086 A
2/1981 Szwarcbier
4,582,985 A
4/1986 Lofberg
7,167,844 B1
1/2007 Leong etal.
4636622 A
1/1987 Clark
7,200,749 B2
4/2007 Wheeler et al.
4,882,195 A
11/1989 Butland
7,239,346 B1
7/2007 Priddy
5,095,194 A
3/1992 Barbanell
7,379,916 B1
5/2008 Mizrah ...................... .. 705/44
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3/1993 Butland
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9/2008 Roskind ..
5,239,166 A
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8/2009 Kiliccote .................. .. 235/380
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6/2001 Verkama .................... .. 705/67
5,465,328 A * 5,485,312 A
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8/2001 10/2001
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5,521,980 A
5/1996 Brands
2001/0037254 A1
11/2001 Glikman
5,598,474 A
1/1997 Johnson
2001/0037264 A1*
11/2001
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5,631,961 5,644,118 5,666,420 5,732,148
5/1997 7/1997 9/1997 3/1998
2001/0045458 2001/0053239 2002/0017561 2002/0018585
11/2001 12/2001 2/2002 2/2002
Polansky Takhar Tomoike Kim
A A A A
MillsetaL Hayashida Micali Keagy etal-
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A A A A A A A
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2005/0l94452 Al
6,378,775 B2
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2006/0004862 A1
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2,222,252 5;
$88;
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4/2004 7/2004 8/2004 ll/2004
. . . ..
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FOREIGN PATENT DOCUMENTS
................. .. 455/419
DE EP
Infosino Nessett etal. Bailey Matada
EP EP EP EP
10310527 0950968 0982 674 1120 761 1 178 444 1231578
A1
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6,874,029 B2
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7/2005 Hayashida
EP
1237 132 A2
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.235/379
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6,985,583 B1 7,003,499 B2
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EP
GB JP
1388797 A2
2386 236 2000-36000
2/2004
9/2003 2/2000
US 7,784,684 B2 Page 3 JP JP JP JP JP JP KR W0 W0 W0 W0 W0 W0 WO
2000-207483 2000-269957 2001-147984 2001-331755 2002-215027 2002-259621 2000-0068758 W0 97-41932 WO 97/45814 W0 97-45814 WO 98/25371 WO 98/37524 WO 00/46959 W001/01361
W0
W0 01-35570
W0 W0 W0 W0 W0 W0 W0 W0 W0 WO W0 W0 W0 W0
WO 01/80133 WO 01/98854 WO 02/07117 WO 02/11082 WO 02/13151 WO 02/27421 WO 02/27439 WO 02/29708 WO 02/29739 W002/41271 WO 02/43020 W0 02/054655 W0 02-59849 W0 02/067534
7/2000 9/2000 5/2001 11/2001 7/2002 9/2002 11/2000 11/1997 12/1997 12/1997 6/1998 8/1998 8/2000 1/2001 *
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10/2001 12/2001 1/2002 2/2002 2/2002 4/2002 4/2002 4/2002 4/2002 5/2002 5/2002 7/2002 8/2002 8/2002
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Internet:
(12) United States Patent
(10) Patent N0.:
Labrou et al. (54)
US 7,784,684 B2
(45) Date of Patent:
WIRELESS COMPUTER WALLET FOR
(58)
Aug. 31, 2010
Field of Classi?cation Search ............... .. 235/380,
PHYSICAL POINT OF SALE (POS)
235/375, 381, 462.45, 492, 472.01; 705/64,
TRANSACTIONS
705/75
(75) Inventors: Yannis Labrou, Baltimore, MD (US); Jonathan Russell Agre, Brinklow, MD
See application ?le for complete search history. (56) References Cited U.S. PATENT DOCUMENTS
(Us)
4,182,261 A
1/1980 Smith, III et a1.
(73) Assignee: Fujitsu Limited, Kawasaki (JP) (*)
Notice:
(Continued)
Subject to any disclaimer, the term of this patent is extended or adjusted under 35
FOREIGN PATENT DOCUMENTS DE
103 10 527
U.S.C. 154(b) by 948 days.
(Continued)
(21) App1.No.: 11/488,178 (22) Filed:
OTHER PUBLICATIONS Mobile, 1992, Academic Press Dictionary of Science and Technol 0 gy, http://Xreferplus.com/entry.j sp?Xre?d:3 l30947&secid:.&
Jul. 18, 2006
(65)
hh:1.*
Prior Publication Data US 2007/0022058 A1
9/2004
(Continued)
Jan. 25, 2007
Primary ExamineriEdwyn Labaze (74) Attorney, Agent, or FirmiStaas & Halsey LLP
Related US. Application Data
(63) Continuation-in-part of application No. 11/388,202,
(57)
ABSTRACT
?led on Mar. 24, 2006, now Pat. No. 7,606,560, and a
continuation-in-part of application No. 11/045,484, ?led on Jan. 31, 2005, and a continuation-in-part of
application No. 10/458,205, ?led on Jun. 11, 2003, now Pat. No. 7,353,382, and a continuation-in-part of
application No. 10/628,584, ?led on Jul. 29, 2003, and a continuation-in-part of application No. 10/628,569, ?led on Jul. 29, 2003, now Pat. No. 7,349,871, and a
continuation-in-part of application No. 10/628,583, ?led on Jul. 29, 2003.
Methods and systems provide a secure transaction server
(STS); provide an authentic point of sale (POS) device, according to a ?rst authentication parameter of the STS;
provide an authentic mobile purchasing device, according to a second authentication parameter of the STS; provide a short-range communication method between the POS device
and the mobile purchasing device; correlate by the STS a personal identi?cation entry (PIE) and the authentic mobile purchasing device; transmit, by the POS device, a time depen dent transformed secure POS authenticable POS purchase
(60) Provisional application No. 60/703,862, ?led on Aug.
action to the STS; input the PIE to the mobile purchasing
1, 2005, provisional application No. 60/669,375, ?led on Apr. 8, 2005, provisional application No. 60/ 544,
device to transmit a time dependent transformed secure user
300, ?led on Feb. 17, 2004, provisional application No. 60/401,807, ?led on Aug. 8, 2002.
(51) 1111.0. G06K 5/00 (52)
authenticable POS purchase action to the POS device via the
short-range communication method; and approve, by the STS, the POS purchase action for the POS device and for the mobile purchasing device, according to the authentic POS device, and according to the authentic mobile purchasing device and the STS correlating of the PIE and the authentic
(2006.01)
mobile purchasing device.
U.S.Cl. ....................... .. 235/380;235/375;705/64;
705/75
23 Claims, 16 Drawing Sheets
220
...... u
120 /
203
US 7,784,684 B2 Page2 U.S. PATENT DOCUMENTS
7,025,256 B1*
4/2006 Drummond et a1. ....... .. 235/379
7,089,208 B1*
8/2006
7,099,471 B2
8/2006 Neff
Levchin etal. .............. .. 705/39
4,253,086 A
2/1981 Szwarcbier
4,582,985 A
4/1986 Lofberg
7,167,844 B1
1/2007 Leong etal.
4636622 A
1/1987 Clark
7,200,749 B2
4/2007 Wheeler et al.
4,882,195 A
11/1989 Butland
7,239,346 B1
7/2007 Priddy
5,095,194 A
3/1992 Barbanell
7,379,916 B1
5/2008 Mizrah ...................... .. 705/44
5,194,289 A
3/1993 Butland
7,427,033 B1
9/2008 Roskind ..
5,239,166 A
8/1993 Graves
7,578,436 B1*
8/2009 Kiliccote .................. .. 235/380
.235/492
5256863 A
10/1993 Ferguson etal
2001/0004231 A1
6/2001 Bailey
5,363,453 A
11/1994 Gagne etal
2001/0005840 A1*
6/2001 Verkama .................... .. 705/67
5,465,328 A * 5,485,312 A
11/1995 Dievendorffetal. ........ .. 714/15 1/1996 Horneretal
2001/0010723 A1 2001/0034670 A1*
8/2001 10/2001
Pinkas Blair ......................... .. 705/27
5,521,980 A
5/1996 Brands
2001/0037254 A1
11/2001 Glikman
5,598,474 A
1/1997 Johnson
2001/0037264 A1*
11/2001
Husemann etal. .......... .. 705/26
5,631,961 5,644,118 5,666,420 5,732,148
5/1997 7/1997 9/1997 3/1998
2001/0045458 2001/0053239 2002/0017561 2002/0018585
11/2001 12/2001 2/2002 2/2002
Polansky Takhar Tomoike Kim
A A A A
MillsetaL Hayashida Micali Keagy etal-
A1 A1 A1 A1
5790677 A
8/1998 FOX etal
2002/005284l Al
5/2002 Guthrie etal. .............. .. 705/40
5,794,204 A 5,869,822 A
8/1998 Walkeretal 2/1999 MeadOWSJIetaL
2002/0057803 A1* 2002/0073024 A1
5/2002 Loos et al. 6/2002 Gilchrist
5,913,203 A *
6/1999 Wong etal. ................. .. 705/39
2002/0077885 A1
6/2002 Kano etal‘
2002/0077974 2002/0077993 2002/0082925 2002/0087534 2002/0087869 2002/0095296 2002/0095570
6/2002 6/2002 6/2002 7/2002 7/2002 7/2002 7/2002
5,917,168 5,949,043 5,956,404 6,003,762 6,003,767 6006328 6,010,068
A A A A A A A
6/1999 9/1999 9/1999 12/1999 12/1999 12/1999 1/2000
Nakamuraetal. Hayashida Schneier etal. Hayashida Hayashida Drake BOZZO
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FOREIGN PATENT DOCUMENTS
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9/2003 2/2000
US 7,784,684 B2 Page 3 JP JP JP JP JP JP KR W0 W0 W0 W0 W0 W0 WO
2000-207483 2000-269957 2001-147984 2001-331755 2002-215027 2002-259621 2000-0068758 W0 97-41932 WO 97/45814 W0 97-45814 WO 98/25371 WO 98/37524 WO 00/46959 W001/01361
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7/2000 9/2000 5/2001 11/2001 7/2002 9/2002 11/2000 11/1997 12/1997 12/1997 6/1998 8/1998 8/2000 1/2001 *
5/2001
10/2001 12/2001 1/2002 2/2002 2/2002 4/2002 4/2002 4/2002 4/2002 5/2002 5/2002 7/2002 8/2002 8/2002
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