About Me Contact Details Business Partners and Associated ...
About Me
Contact Details
I am known by my friends as the person who is somewhat of a perfectionist, doing everything I do to the best of my ability, until it is properly completed and presentable.
Website www.gerjooosthuizen.co.za
I take ownership of whatever is entrusted to my care and attention. I therefore go the extra distance to ensure that every potential client that approach me, get my full attention, not cutting corners, and not leaving anything to chance. I am a very neat person, believing that everything about you, says something about you. I am relatively young compared to others in the industry, but have already proved that I am not to be taken lightly, or looked over. I am the ‘new guy’ breathing in the neck of the ‘big shots’, the lights in their rear-view mirror creeping closer and closer. It’s just a matter of time. The only difference between a big shot and a little shot, is a big shot is a little shot that never stopped shooting, I don’t intend on stopping anytime soon. I like to deal with clients on a personal level, getting to know them better and better as a friend, yet maintaining a level of professionalism when it comes to their financial planning and portfolio. Do everything on a level of excellence!
“I hereby would like to congratulate Discovery on excellent service received from Gerjo Oosthuizen one of your brokers working for attooh!. I received very good service. I will definitely recommend Discovery to everyone I know. The intelligence & knowledge of the Discovery products delivered and explained by Gerjo was of outstanding quality! Discovery (attooh!) can be proud of their personal & can definitely be seen as an investment of the future of Discovery. Keep up the good & hard work & results will be shown in your graphics!” - Adéle de Villiers Accountant & Tax Consultant (B.Comm Financial Management (CIMA)
Mobile // Office Number +27(0)72 380 0732 // 0861 288 664 Email Address [email protected] Address Unit 1 B, Menlyn Woods Office Park, 21 Sprite Ave, Faerie Glen
My book #1 Amazon Best Seller My book ‘The Ordinary Millionaire” achieved the number 1 Best Seller status. The purpose of my book is to help and educate you, and to guide you along with the secret steps to take on your journey to financial independence. The aim is to help you get to that “Ordinary Millionaire” status and more importantly, to enjoy life as one of the few who cracked the secret to Financial Independence and the state “Wealthy, Healthy, and Happy.” Make sure you visit my website to download a copy of The Ordinary Millionaire.
Education FSB | Regulatory Examination PSG | Advanced Certificate in Financial Planning UFS | Post Graduate Diploma in Financial Planning (Completing) University Degree | Advanced Financial Planning | Year 2014 Diploma in Project Management, Certificate in Mine Surveying | Year 2010
Business Partners and Associated Companies
activeXpress
espress-O-will
espress-O-trust
Discovery Accredited
www.attooh.co.za
Wellness Programme
Discovery Insure
About attooh! attooh! is a Boutique Financial Services group and was awarded the Number 1 Financial Advisor Group in South Africa for Discovery in 2014. We currently have a staff compliment of more than 120 highly qualified financial advisors operating on a National Footprint. Our name is a reflection of celebrating, amongst others achieving financial goals. Our brand further reflects a clean cut image with a butterfly as our icon. A butterfly is one of few insects on earth that goes through four stages before it realises its true value. The message is one of living a life of “permanent purpose”, every action we take has an impact in life. The attooh! Group represents all the stages of the butterfly’s metamorphosis, and is a brand in the financial service industry combining old values with 21st century service ethics. We focus on dedicated and tailor-made client education packages, covering the full spectrum of financial services products and each client’s ability to interact with us from cradle to grave. The cornerstone and foundation of all the relationships we build can be summarised in our Core Purpose defined as: “We make ordinary people Millionaires and make Millionaires Financially Independent” This powerful concept’s design is around changing a “Poverty Mindset” to an “Abundant Mentality”. This is the first concept of being a “Millionaire”. Once achieved, we can take anyone on the journey to Financial Independence. Our values are as illustrated: Unashamedly Ethical, Love Serve and Remember, Innovation Optimism and Entrepreneurship, Clients Equal Raving Fans, Treating Customers Fairly and Having Fun!
Our Wealth Solutions BUSINESS ASSURANCE
INDIVIDUAL FINANCIAL PLANNING
BUSINESS EXCELLENCE INDEX (BEXI) As businesses become bigger many business owners sometimes feel like the ship is sinking, but they can’t find the leak. BEXI was developed as a mini MBA diagnostic tool to identify possible leaks in a business even before the cracks might appear. We have consulted and guided many entrepreneurs to peace of mind by identifying which systems, opportunities as well as internal- and external threats are the next few hurdles to overcome in the road to protect their biggest asset. A minimum business turnover of R20m p.a. is recommended to ensure proper value for money.
A Financial Needs Analysis will be completed to give you as valued client an overview of your financial status.
BUY AND SELL ARRANGEMENTS When a partner, co-shareholder or a member of a business passes away or becomes disabled the remaining shareholder/s are faced with serious difficulties. In the event of death the deceased’s beneficiaries become the new shareholders. They usually don’t have the knowledge, expertise or inclination to contribute to the business. In the event of permanent disability the remaining shareholder/s are placed in a position where the disabled shareholder can no longer contribute to the business. A properly drafted buy and sell contract, funded by insurance, takes care of this problem. CONTINGENT LIABILITY PROVISION When a business takes out a loan, the shareholders are usually required to sign personal surety. In the event of the death of a shareholder the financial institution who granted the credit is likely to cancel the credit facility. This problem is solved by way of life and disability cover on the lives of shareholders underpinned by a properly drafted contract. KEY MAN COVER In the event of the death or disability of a key person (a person who the business relies on heavily in terms of knowledge, skills and experience) the business is likely to suffer a loss of revenue and profit. Life and disability cover on the life of the key person, owned by and payable to the business will resolve this problem and provide the business with bridging finance funded by themselves through insurance. LOAN ACCOUNT PROTECTION In the event of the death of a shareholder in a business where there is a credit or debit loan account the business is often placed in a difficult position. In the event of a credit loan account (the business owes money to the shareholder) the executor of the deceased estate will demand payment from the business, often at a time when the business can ill afford to do so. A similar situation arises with a debit loan account (the shareholder owes money to the business) where the business claims payment from the deceased estate. Life cover on the life of shareholders with loan accounts will provide all parties with financial peace of mind and ensure the that no liquidity issues in the business will arise. PREFERRED COMPENSATION Retaining competent, productive personnel is a challenge to all businesses. Replacing staff who have left is difficult, costly and time consuming, given the skills shortage in South-Africa. A cash incentive payable to loyal key personnel every 5 years is an effective way of addressing the retention challenge.
UNTIMELY DEATH • Will your dependent/s be able to maintain their standard of living (will they have sufficient income)? • Is there sufficient cash in your estate for all costs to be paid (such as executor’s fees, debts and taxes). Do you have a valid will? • Do you have a valid power of attorney? • Advising on the use of trusts, if required. TEMPORARY OR PERMANENT DISABILITY • Will you have sufficient income to maintain your standard of living if you are temporarily or permanently disabled as a result of an accident, injury or disease? SEVERE ILLNESS • In the event of being diagnosed with a severe illness such as cancer, heart disease or stroke, to provide for a lump sum to settle all your household debt, expenses not covered by your medical aid and to have sufficient money for lifestyle changes. • Functional or physical impairment. RETIREMENT PLANNING • To determine whether you will have sufficient income after retirement.
INVESTMENT PLANNING •
Lump sum or recurring investment tax efficient advice via a range of solutions for individuals or corporate entities.
WELLNESS •
We will assist and guide you on how to get to Gold Vitality Status.
HEALTH CARE •
Individual and employer consultations on medical aid options.
SHORT TERM INSURANCE •
Personal (vehicle, household etc.) and commercial insurance via independent contracts with the major insurers.
VITALITY DRIVE Do you have Discovery Insure? This product encourages safe driving through Vitalitydrive. Get rewarded whilst driving.
EMPLOYEE BENEFITS • •
Pension and provident funds. Group risk schemes.
attooh! CONSULTING SERVICES HOLDINGS (Pty) Ltd is a juristic representative of Discovery Life (Pty) Ltd, an Authorised Financial Services Provider, FSP 18147.
Contact Details
I am known by my friends as the person who is somewhat of a perfectionist, doing everything I do to the best of my ability, until it is properly completed and presentable.
Website www.gerjooosthuizen.co.za
I take ownership of whatever is entrusted to my care and attention. I therefore go the extra distance to ensure that every potential client that approach me, get my full attention, not cutting corners, and not leaving anything to chance. I am a very neat person, believing that everything about you, says something about you. I am relatively young compared to others in the industry, but have already proved that I am not to be taken lightly, or looked over. I am the ‘new guy’ breathing in the neck of the ‘big shots’, the lights in their rear-view mirror creeping closer and closer. It’s just a matter of time. The only difference between a big shot and a little shot, is a big shot is a little shot that never stopped shooting, I don’t intend on stopping anytime soon. I like to deal with clients on a personal level, getting to know them better and better as a friend, yet maintaining a level of professionalism when it comes to their financial planning and portfolio. Do everything on a level of excellence!
“I hereby would like to congratulate Discovery on excellent service received from Gerjo Oosthuizen one of your brokers working for attooh!. I received very good service. I will definitely recommend Discovery to everyone I know. The intelligence & knowledge of the Discovery products delivered and explained by Gerjo was of outstanding quality! Discovery (attooh!) can be proud of their personal & can definitely be seen as an investment of the future of Discovery. Keep up the good & hard work & results will be shown in your graphics!” - Adéle de Villiers Accountant & Tax Consultant (B.Comm Financial Management (CIMA)
Mobile // Office Number +27(0)72 380 0732 // 0861 288 664 Email Address [email protected] Address Unit 1 B, Menlyn Woods Office Park, 21 Sprite Ave, Faerie Glen
My book #1 Amazon Best Seller My book ‘The Ordinary Millionaire” achieved the number 1 Best Seller status. The purpose of my book is to help and educate you, and to guide you along with the secret steps to take on your journey to financial independence. The aim is to help you get to that “Ordinary Millionaire” status and more importantly, to enjoy life as one of the few who cracked the secret to Financial Independence and the state “Wealthy, Healthy, and Happy.” Make sure you visit my website to download a copy of The Ordinary Millionaire.
Education FSB | Regulatory Examination PSG | Advanced Certificate in Financial Planning UFS | Post Graduate Diploma in Financial Planning (Completing) University Degree | Advanced Financial Planning | Year 2014 Diploma in Project Management, Certificate in Mine Surveying | Year 2010
Business Partners and Associated Companies
activeXpress
espress-O-will
espress-O-trust
Discovery Accredited
www.attooh.co.za
Wellness Programme
Discovery Insure
About attooh! attooh! is a Boutique Financial Services group and was awarded the Number 1 Financial Advisor Group in South Africa for Discovery in 2014. We currently have a staff compliment of more than 120 highly qualified financial advisors operating on a National Footprint. Our name is a reflection of celebrating, amongst others achieving financial goals. Our brand further reflects a clean cut image with a butterfly as our icon. A butterfly is one of few insects on earth that goes through four stages before it realises its true value. The message is one of living a life of “permanent purpose”, every action we take has an impact in life. The attooh! Group represents all the stages of the butterfly’s metamorphosis, and is a brand in the financial service industry combining old values with 21st century service ethics. We focus on dedicated and tailor-made client education packages, covering the full spectrum of financial services products and each client’s ability to interact with us from cradle to grave. The cornerstone and foundation of all the relationships we build can be summarised in our Core Purpose defined as: “We make ordinary people Millionaires and make Millionaires Financially Independent” This powerful concept’s design is around changing a “Poverty Mindset” to an “Abundant Mentality”. This is the first concept of being a “Millionaire”. Once achieved, we can take anyone on the journey to Financial Independence. Our values are as illustrated: Unashamedly Ethical, Love Serve and Remember, Innovation Optimism and Entrepreneurship, Clients Equal Raving Fans, Treating Customers Fairly and Having Fun!
Our Wealth Solutions BUSINESS ASSURANCE
INDIVIDUAL FINANCIAL PLANNING
BUSINESS EXCELLENCE INDEX (BEXI) As businesses become bigger many business owners sometimes feel like the ship is sinking, but they can’t find the leak. BEXI was developed as a mini MBA diagnostic tool to identify possible leaks in a business even before the cracks might appear. We have consulted and guided many entrepreneurs to peace of mind by identifying which systems, opportunities as well as internal- and external threats are the next few hurdles to overcome in the road to protect their biggest asset. A minimum business turnover of R20m p.a. is recommended to ensure proper value for money.
A Financial Needs Analysis will be completed to give you as valued client an overview of your financial status.
BUY AND SELL ARRANGEMENTS When a partner, co-shareholder or a member of a business passes away or becomes disabled the remaining shareholder/s are faced with serious difficulties. In the event of death the deceased’s beneficiaries become the new shareholders. They usually don’t have the knowledge, expertise or inclination to contribute to the business. In the event of permanent disability the remaining shareholder/s are placed in a position where the disabled shareholder can no longer contribute to the business. A properly drafted buy and sell contract, funded by insurance, takes care of this problem. CONTINGENT LIABILITY PROVISION When a business takes out a loan, the shareholders are usually required to sign personal surety. In the event of the death of a shareholder the financial institution who granted the credit is likely to cancel the credit facility. This problem is solved by way of life and disability cover on the lives of shareholders underpinned by a properly drafted contract. KEY MAN COVER In the event of the death or disability of a key person (a person who the business relies on heavily in terms of knowledge, skills and experience) the business is likely to suffer a loss of revenue and profit. Life and disability cover on the life of the key person, owned by and payable to the business will resolve this problem and provide the business with bridging finance funded by themselves through insurance. LOAN ACCOUNT PROTECTION In the event of the death of a shareholder in a business where there is a credit or debit loan account the business is often placed in a difficult position. In the event of a credit loan account (the business owes money to the shareholder) the executor of the deceased estate will demand payment from the business, often at a time when the business can ill afford to do so. A similar situation arises with a debit loan account (the shareholder owes money to the business) where the business claims payment from the deceased estate. Life cover on the life of shareholders with loan accounts will provide all parties with financial peace of mind and ensure the that no liquidity issues in the business will arise. PREFERRED COMPENSATION Retaining competent, productive personnel is a challenge to all businesses. Replacing staff who have left is difficult, costly and time consuming, given the skills shortage in South-Africa. A cash incentive payable to loyal key personnel every 5 years is an effective way of addressing the retention challenge.
UNTIMELY DEATH • Will your dependent/s be able to maintain their standard of living (will they have sufficient income)? • Is there sufficient cash in your estate for all costs to be paid (such as executor’s fees, debts and taxes). Do you have a valid will? • Do you have a valid power of attorney? • Advising on the use of trusts, if required. TEMPORARY OR PERMANENT DISABILITY • Will you have sufficient income to maintain your standard of living if you are temporarily or permanently disabled as a result of an accident, injury or disease? SEVERE ILLNESS • In the event of being diagnosed with a severe illness such as cancer, heart disease or stroke, to provide for a lump sum to settle all your household debt, expenses not covered by your medical aid and to have sufficient money for lifestyle changes. • Functional or physical impairment. RETIREMENT PLANNING • To determine whether you will have sufficient income after retirement.
INVESTMENT PLANNING •
Lump sum or recurring investment tax efficient advice via a range of solutions for individuals or corporate entities.
WELLNESS •
We will assist and guide you on how to get to Gold Vitality Status.
HEALTH CARE •
Individual and employer consultations on medical aid options.
SHORT TERM INSURANCE •
Personal (vehicle, household etc.) and commercial insurance via independent contracts with the major insurers.
VITALITY DRIVE Do you have Discovery Insure? This product encourages safe driving through Vitalitydrive. Get rewarded whilst driving.
EMPLOYEE BENEFITS • •
Pension and provident funds. Group risk schemes.
attooh! CONSULTING SERVICES HOLDINGS (Pty) Ltd is a juristic representative of Discovery Life (Pty) Ltd, an Authorised Financial Services Provider, FSP 18147.
