Thank You FPA NCA Sponsor Partners! GOLD SPONSOR PARTNERS:
Thank You FPA NCA Sponsor Partners! We express our sincere appreciation to our fine sponsors, whose financial support helped make this program possible!
GOLD SPONSOR PARTNERS: 1st Portfolio Altman & Associates American Funds Appleseed Fund Founders Financial, Inc. Ivy Funds Jefferson National Pax World Investments RC Securities ReveueShares Tamro Capital Partners The Annuities Exchange Virginia 529 Waypoint Residential Wilmington Funds
“1st Portfolio is committed to providing mortgage services to the financial planning community. We understand how important your clients are, and we promise to help you in fulfilling their financial goals by providing the best loan products and services available on the market.” -Michael J. Rebibo, CFP®
$500 st Co g n i s Clo it for e d e r C f th o s r be mem nd their a FPA nts! clie
INTEGRITY. VALUE. SERVICE. OUR SERVICE Experienced Staff
LOAN PROGRAMS Agency Fixed and Arms FHA/VA Fixed and Arms
In-House Processing, Underwriting and Closing
Jumbo and Super Jumbo Loans
Excellent Rates at Low Cost
Portfolio / Common Sense Loans Construction and Bridge Loans
CONTACT: WILL GAINES, VICE PRESIDENT 703.401.0241 [email protected] Virginia State Corporation Commission MC -#4367 MD Department of Labor, Licensing and Regulation #16309 Government of District of Columbia DISB #7098 State of Delaware Office of the State Bank Commissioner #011730
You’ve worked hard to earn your clients’ trust. We’ve worked hard to earn yours.
Altman & Associates has been honored to serve as a trusted advisor to the Capital Area financial planning community for more than 20 years. We work with financial planners to accordingly preserve and transfer the wealth they help their clients attain.
Wills Medical Directives Powers of Attorney Probate and Estate Administration Estate Planning for Blended Families Special Needs Trusts Pre-Marital Agreements Retirement Planning Asset Protection
Top 100 Attorney WORTH MAGAZINE
Best Estate Planner
WASHINGTONIAN MAGAZINE
Rockville - Columbia 301.468.3220 www.altmanassociates.net
MD/DC Super Lawyer
SUPER LAWYER MAGAZINE
Consistent philosophy. Consistent approach. Consistent results.
®
© 2011 American Funds Distributors, Inc.
WE ARE VALUE INVESTORS WHO SEEK TO GENERATE MARKETBEATING RETURNS BY MAKING PRUDENT, DISCIPLINED, AND SUSTAINABLE INVESTMENTS BY INVESTING IN A RANGE OF ASSET CLASSES FROM MARKETS AROUND THE WORLD. For more information call 1-‐312-‐896-‐9660 or visit www.appleseedfund.com You should carefully consider the investment objectives, potential risks, management fees, and charges and expenses of the Fund before investing. The Fundʹ′s prospectus contains this and other information about the Fund, and should be read carefully before investing. You may obtain a current copy of the Fundʹ′s prospectus by calling 1-‐800-‐470-‐1029. Past performance is no guarantee of future results. The investment return and principal value of an investment in the Fund will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost. Micro-‐, Small-‐, and Mid-‐Cap investing involve greater risk not associated with investing in more established companies, such as greater price volatility, business risk, less liquidity and increased competitive threat. Investments in international markets present special risks including currency fluctuation, the potential for diplomatic and political instability, regulatory and liquidity risks, foreign taxation and differences in auditing and other financial standards. Risks of foreign investing are generally intensified for investments in emerging markets. Distributed by Unified Financial Securities, Inc., 2960 North Meridian Street, Suite 300, Indianapolis, IN 46208. (Member FINRA)
www.FoundersFinancial.com • 888-523-1162
Our Members enjoy private access to: • • • • • • •
A full service broker-dealer, Founders Financial Securities, LLC Our proprietary wealth management platform—Freedom Capital Management Strategies® Founders Financial Enterprise Management Suite™―an integrated suite of technologies A one-of-a-kind Member Profit Sharing Plan The Founders Financial Strategic Enterprise Program™ - a customized practice management system A Stakeholder Support Services team which adheres to the highest of standards A strong community of Member Partners who share their talent, knowledge, and resources
Securities offered through Founders Financial Securities, LLC, Member FINRA/SIPC and Registered Investment Advisor, is the investment arm of Founders Financial, Inc., a private member enterprise serving independent wealth advisors who are seeking full service resources, customized branding, a private institutional capital management platform, advanced technology and most importantly a community comprised of values-‐centered professionals.
IV Y FUNDS
Knowledge is golden. It’s what allows you to make connections that others can’t and see opportunities that others don’t.
To succeed in today’s ever-changing global marketplace, collecting the best data is not enough. True success comes only with disciplined analysis and rigorous debate. That’s why each day at Ivy Funds begins with the Morning Meeting — a roundtable where portfolio managers and analysts review news from every corner of the global economy. Insights are shared. Ideas are considered. And investment strategies are born. As a part of an organization whose roots date to 1937, Ivy Funds provides investment professionals with disciplined and globally-minded insight across asset classes to deliver on their clients’ needs. We place a high premium on accountability, keeping an unrelenting watch on the assets we manage. It is a commitment to our approach and the trust of our clients that drives us to deliver highly competitive long-term results, day after day.
S c a n i t. W at c h i t. W W W . I V Y F U N D S . C O M / TH E W O R L D C O V E R E D find us on facebook — facebook.com /IV Y FUNDS.COM
Investors should consider the investment objectives, risks, charges and expenses of a fund carefully before investing. For a prospectus containing this and other information for the Ivy Funds, call your financial advisor or visit us online at www.ivyfunds.com. Please read the prospectus or summary prospectus carefully before investing. As with any mutual fund, investment return and principal value of an investment will fluctuate, and shares, when redeemed may be worth more or less than their original cost. It is possible to lose money by investing. These and other risks are more fully discussed in the Fund’s prospectus. I vy F unds D is t ri b u t or , I n c . 17289 (0 1 /1 3)
SM
Eric Douglas Regional Director 502.587.3805 [email protected] Joe Richardson Territory Manager 502.587.3837 [email protected] Jefferson National 10350 Ormsby Park Place Louisville, KY 40223 Toll Free: 866.667.0564 www.jeffnat.com
Less is more. Global resource scarcity is creating real opportunity for investors.
Global population growth and rising consumption are placing increased demand on finite natural resources. The Pax World Global Environmental Markets Fund (PXEAX) invests in companies around the world that are developing innovative solutions in
such areas as energy efficiency, water infrastructure, waste management, and sustainable food and agriculture. We believe these companies and technologies are fast becoming major drivers of global economic growth. The transition to a more resource-efficient, lower carbon economy is underway. The Pax World Global Environmental Markets Fund seeks to help investors profit from it. For more information, contact Pax World VP of Advisor Markets, Mary Anne Majerus-Lambert at 240.529.4525 or [email protected].
Equity investments are subject to market fluctuations. The Fund’s share price can fall because of weakness in the broad market, a particular industry, or specific holdings. Emerging market and international investments involve risk of capital loss from unfavorable fluctuations in currency values, differences in generally accepted accounting principles, economic or political instability in other nations or increased volatility and lower trading volume. The Global Environmental Markets Fund’s investment objective is to seek long term growth of capital by investing in innovative companies around the world whose businesses and technologies focus on environmental markets, including alternative energy and energy efficiency; water infrastructure technologies and pollution control; environmental support services and waste management technologies; and sustainable food, agriculture and forestry. Before investing in a Pax World fund, you should carefully consider the fund’s investment objectives, risks, charges and expenses. For this and other important information about the fund, please obtain a fund prospectus by calling 800.767.1729 or visiting www.paxworld.com. Please read it carefully before investing. Distributed by: ALPS Distributors, Inc. Member FINRA Mary Anne Majerus-Lambert is a registered representative of ALPS Distributors, Inc. PAX003894 (1/15)
Matt Wolf, CRPC Realty Capital Securities
804-647-5770 [email protected]
David R. Cohen - VP, Advisor Consultant 267-279-2653, [email protected] Vincent J. Trevelino, CFA - ETF Analyst 215-854-8181, [email protected]
Fundamental Indexing: Fundamental indexing is a form of enhanced indexing, in which stocks are weighted based on economic fundamental factors in an effort to improve an index and remove perceived biases. Often times these economic factors come from the financial statements and are used in stock valuation. RevenueShares Core
Trailing Returns-Market RWL-Revenue Weighted S&P 500 + RWK-Revenue Weighted S&P 400 + RWJ-Revenue Weighted S&P 600 = Revenue Weighted Core
Data Point: Return
RevenueShares RevenueShares RevenueShares RevenueShares S&P 1500 TR
Core Large Cap Mid Cap Small Cap
YTD
1 Year
3 Years
5 Years
41.71 37.64 40.60 45.53 32.80
41.71 37.64 40.60 45.53 32.80
18.19 17.72 17.01 19.66 16.22
23.58 19.95 24.56 26.12 18.38
YTD
1 Year
3 Years
5 Years
41.71 38.31 41.36 46.32 32.80
41.71 38.31 41.36 46.32 32.80
18.19 18.30 17.64 20.31 16.22
23.58 20.54 25.24 26.80 18.38
Since Inception 12.28 8.75 12.65 15.36 8.56
Trailing Returns-NAV Data Point: Return
RevenueShares RevenueShares RevenueShares RevenueShares S&P 1500 TR
Core Large Cap Mid Cap Small Cap
Since Inception 12.28 9.28 13.26 15.98 8.56
*The RevenueShares Core is equally weighted and rebalanced monthly. Inception date is 2/22/2008
Seek to Enhance the Core of your Portfolio while holding all of the stocks in the index with RevenueShares ETFs RWL Large Cap RWK Mid Cap RWJ Small Cap
The hypothetical models are for informational purposes only. The models may not be suitable allocations for all investors. Your own investment experience will differ including the possiblity of losing money. The hypothetical model is not intended to represent any specific type of investment. Performance data quoted represents past performance and is no guarantee of future results. Current performance may be lower or higher than the performance data quoted. Investment return and principal value will fluctuate so that an investor's shares, when redeemed, may be worth more or less than the original cost. For the Fund's most recent month end performance please visit revenueshares.com
For Institutional Investor Use Only. An investment in the Fund is subject to investment risk, including the possible loss of principal amount invested. Funds returns may not match the return of their respective Index, known as non-corrrelation risk, due to operating expenses incurred by the Fund. The alternate weighting approach employed by the Fund (i.e., using revenues as a weighting measure), while designed to enhance potential returns, may not produce the desired results. The Fund's investment objectives, risks, charges and expenses must be considered carefully before investing. The prospectus and summary prospectus contain this and other important information about the Fund, and may be obtained by call 888-854-8181 or visiting www.revenueshares.com. Read the prospectus and summary prospectuses carefully before investing. Foreside Fund Services, LLC is the distributor of RevenueShares ETF Trust. Source: Morningstar Direct
Our mission... To partner with clients to help them achieve their long-term financial goals. Our value proposition... · Proven opportunistic investment philosophy · Specialists across the capitalization spectrum · Owners of the firm and investors in our strategies
Founded in 2000, TAMRO Capital Partners has been consistently recognized as a leading investment management firm focused on core U.S. equities. TAMRO is closely aligned with our clients’ interests and is committed to exceeding their expectations.
1701 Duke Street, Suite 250 Alexandria, VA 22314 Phone Toll Free Fax
703-740-1000 888-816-2925 703-745-1600
www.tamrocapital.com
9 Access to institutional grade, direct investments on a recurring basis 9 Target stabilized multi‐family assets that are projected to generate tax‐deferred current income of 8%+ and attractive overall returns. 9 Investors can customize diversified, income‐producing, tax‐efficient real estate portfolio 9 Extensive Extensive team managing approximately 10,000 units team managing approximately 10 000 units
WAYPOINT’S DISCIPLINED INVESTMENT APPROACH, COMPREHENSIVE UNDERWRITING AND REPORTING PROVIDE INVESTORS WITH A TRANSPARENT REAL ESTATE PORTFOLIO.
THREE PICKWICK PLAZA, FOURTH FLOOR | GREENWICH, CT 06830 www.waypointresidential.com For more information: [email protected] | 502.882.1417
Wilmington Funds is proud to support
The FPA of the Nation’s Capital
WILMINGTON FUNDS Wilmington Trust has a long legacy of employing a forward-looking investment approach to help investors build complete portfolios. That same approach that has been available to our private and institutional clients is available to you through the Wilmington Funds.
For more information on Wilmington Funds, please call Joe Mondell at 443.721.6427
GOLD SPONSOR PARTNERS: 1st Portfolio Altman & Associates American Funds Appleseed Fund Founders Financial, Inc. Ivy Funds Jefferson National Pax World Investments RC Securities ReveueShares Tamro Capital Partners The Annuities Exchange Virginia 529 Waypoint Residential Wilmington Funds
“1st Portfolio is committed to providing mortgage services to the financial planning community. We understand how important your clients are, and we promise to help you in fulfilling their financial goals by providing the best loan products and services available on the market.” -Michael J. Rebibo, CFP®
$500 st Co g n i s Clo it for e d e r C f th o s r be mem nd their a FPA nts! clie
INTEGRITY. VALUE. SERVICE. OUR SERVICE Experienced Staff
LOAN PROGRAMS Agency Fixed and Arms FHA/VA Fixed and Arms
In-House Processing, Underwriting and Closing
Jumbo and Super Jumbo Loans
Excellent Rates at Low Cost
Portfolio / Common Sense Loans Construction and Bridge Loans
CONTACT: WILL GAINES, VICE PRESIDENT 703.401.0241 [email protected] Virginia State Corporation Commission MC -#4367 MD Department of Labor, Licensing and Regulation #16309 Government of District of Columbia DISB #7098 State of Delaware Office of the State Bank Commissioner #011730
You’ve worked hard to earn your clients’ trust. We’ve worked hard to earn yours.
Altman & Associates has been honored to serve as a trusted advisor to the Capital Area financial planning community for more than 20 years. We work with financial planners to accordingly preserve and transfer the wealth they help their clients attain.
Wills Medical Directives Powers of Attorney Probate and Estate Administration Estate Planning for Blended Families Special Needs Trusts Pre-Marital Agreements Retirement Planning Asset Protection
Top 100 Attorney WORTH MAGAZINE
Best Estate Planner
WASHINGTONIAN MAGAZINE
Rockville - Columbia 301.468.3220 www.altmanassociates.net
MD/DC Super Lawyer
SUPER LAWYER MAGAZINE
Consistent philosophy. Consistent approach. Consistent results.
®
© 2011 American Funds Distributors, Inc.
WE ARE VALUE INVESTORS WHO SEEK TO GENERATE MARKETBEATING RETURNS BY MAKING PRUDENT, DISCIPLINED, AND SUSTAINABLE INVESTMENTS BY INVESTING IN A RANGE OF ASSET CLASSES FROM MARKETS AROUND THE WORLD. For more information call 1-‐312-‐896-‐9660 or visit www.appleseedfund.com You should carefully consider the investment objectives, potential risks, management fees, and charges and expenses of the Fund before investing. The Fundʹ′s prospectus contains this and other information about the Fund, and should be read carefully before investing. You may obtain a current copy of the Fundʹ′s prospectus by calling 1-‐800-‐470-‐1029. Past performance is no guarantee of future results. The investment return and principal value of an investment in the Fund will fluctuate so that an investor’s shares, when redeemed, may be worth more or less than their original cost. Micro-‐, Small-‐, and Mid-‐Cap investing involve greater risk not associated with investing in more established companies, such as greater price volatility, business risk, less liquidity and increased competitive threat. Investments in international markets present special risks including currency fluctuation, the potential for diplomatic and political instability, regulatory and liquidity risks, foreign taxation and differences in auditing and other financial standards. Risks of foreign investing are generally intensified for investments in emerging markets. Distributed by Unified Financial Securities, Inc., 2960 North Meridian Street, Suite 300, Indianapolis, IN 46208. (Member FINRA)
www.FoundersFinancial.com • 888-523-1162
Our Members enjoy private access to: • • • • • • •
A full service broker-dealer, Founders Financial Securities, LLC Our proprietary wealth management platform—Freedom Capital Management Strategies® Founders Financial Enterprise Management Suite™―an integrated suite of technologies A one-of-a-kind Member Profit Sharing Plan The Founders Financial Strategic Enterprise Program™ - a customized practice management system A Stakeholder Support Services team which adheres to the highest of standards A strong community of Member Partners who share their talent, knowledge, and resources
Securities offered through Founders Financial Securities, LLC, Member FINRA/SIPC and Registered Investment Advisor, is the investment arm of Founders Financial, Inc., a private member enterprise serving independent wealth advisors who are seeking full service resources, customized branding, a private institutional capital management platform, advanced technology and most importantly a community comprised of values-‐centered professionals.
IV Y FUNDS
Knowledge is golden. It’s what allows you to make connections that others can’t and see opportunities that others don’t.
To succeed in today’s ever-changing global marketplace, collecting the best data is not enough. True success comes only with disciplined analysis and rigorous debate. That’s why each day at Ivy Funds begins with the Morning Meeting — a roundtable where portfolio managers and analysts review news from every corner of the global economy. Insights are shared. Ideas are considered. And investment strategies are born. As a part of an organization whose roots date to 1937, Ivy Funds provides investment professionals with disciplined and globally-minded insight across asset classes to deliver on their clients’ needs. We place a high premium on accountability, keeping an unrelenting watch on the assets we manage. It is a commitment to our approach and the trust of our clients that drives us to deliver highly competitive long-term results, day after day.
S c a n i t. W at c h i t. W W W . I V Y F U N D S . C O M / TH E W O R L D C O V E R E D find us on facebook — facebook.com /IV Y FUNDS.COM
Investors should consider the investment objectives, risks, charges and expenses of a fund carefully before investing. For a prospectus containing this and other information for the Ivy Funds, call your financial advisor or visit us online at www.ivyfunds.com. Please read the prospectus or summary prospectus carefully before investing. As with any mutual fund, investment return and principal value of an investment will fluctuate, and shares, when redeemed may be worth more or less than their original cost. It is possible to lose money by investing. These and other risks are more fully discussed in the Fund’s prospectus. I vy F unds D is t ri b u t or , I n c . 17289 (0 1 /1 3)
SM
Eric Douglas Regional Director 502.587.3805 [email protected] Joe Richardson Territory Manager 502.587.3837 [email protected] Jefferson National 10350 Ormsby Park Place Louisville, KY 40223 Toll Free: 866.667.0564 www.jeffnat.com
Less is more. Global resource scarcity is creating real opportunity for investors.
Global population growth and rising consumption are placing increased demand on finite natural resources. The Pax World Global Environmental Markets Fund (PXEAX) invests in companies around the world that are developing innovative solutions in
such areas as energy efficiency, water infrastructure, waste management, and sustainable food and agriculture. We believe these companies and technologies are fast becoming major drivers of global economic growth. The transition to a more resource-efficient, lower carbon economy is underway. The Pax World Global Environmental Markets Fund seeks to help investors profit from it. For more information, contact Pax World VP of Advisor Markets, Mary Anne Majerus-Lambert at 240.529.4525 or [email protected].
Equity investments are subject to market fluctuations. The Fund’s share price can fall because of weakness in the broad market, a particular industry, or specific holdings. Emerging market and international investments involve risk of capital loss from unfavorable fluctuations in currency values, differences in generally accepted accounting principles, economic or political instability in other nations or increased volatility and lower trading volume. The Global Environmental Markets Fund’s investment objective is to seek long term growth of capital by investing in innovative companies around the world whose businesses and technologies focus on environmental markets, including alternative energy and energy efficiency; water infrastructure technologies and pollution control; environmental support services and waste management technologies; and sustainable food, agriculture and forestry. Before investing in a Pax World fund, you should carefully consider the fund’s investment objectives, risks, charges and expenses. For this and other important information about the fund, please obtain a fund prospectus by calling 800.767.1729 or visiting www.paxworld.com. Please read it carefully before investing. Distributed by: ALPS Distributors, Inc. Member FINRA Mary Anne Majerus-Lambert is a registered representative of ALPS Distributors, Inc. PAX003894 (1/15)
Matt Wolf, CRPC Realty Capital Securities
804-647-5770 [email protected]
David R. Cohen - VP, Advisor Consultant 267-279-2653, [email protected] Vincent J. Trevelino, CFA - ETF Analyst 215-854-8181, [email protected]
Fundamental Indexing: Fundamental indexing is a form of enhanced indexing, in which stocks are weighted based on economic fundamental factors in an effort to improve an index and remove perceived biases. Often times these economic factors come from the financial statements and are used in stock valuation. RevenueShares Core
Trailing Returns-Market RWL-Revenue Weighted S&P 500 + RWK-Revenue Weighted S&P 400 + RWJ-Revenue Weighted S&P 600 = Revenue Weighted Core
Data Point: Return
RevenueShares RevenueShares RevenueShares RevenueShares S&P 1500 TR
Core Large Cap Mid Cap Small Cap
YTD
1 Year
3 Years
5 Years
41.71 37.64 40.60 45.53 32.80
41.71 37.64 40.60 45.53 32.80
18.19 17.72 17.01 19.66 16.22
23.58 19.95 24.56 26.12 18.38
YTD
1 Year
3 Years
5 Years
41.71 38.31 41.36 46.32 32.80
41.71 38.31 41.36 46.32 32.80
18.19 18.30 17.64 20.31 16.22
23.58 20.54 25.24 26.80 18.38
Since Inception 12.28 8.75 12.65 15.36 8.56
Trailing Returns-NAV Data Point: Return
RevenueShares RevenueShares RevenueShares RevenueShares S&P 1500 TR
Core Large Cap Mid Cap Small Cap
Since Inception 12.28 9.28 13.26 15.98 8.56
*The RevenueShares Core is equally weighted and rebalanced monthly. Inception date is 2/22/2008
Seek to Enhance the Core of your Portfolio while holding all of the stocks in the index with RevenueShares ETFs RWL Large Cap RWK Mid Cap RWJ Small Cap
The hypothetical models are for informational purposes only. The models may not be suitable allocations for all investors. Your own investment experience will differ including the possiblity of losing money. The hypothetical model is not intended to represent any specific type of investment. Performance data quoted represents past performance and is no guarantee of future results. Current performance may be lower or higher than the performance data quoted. Investment return and principal value will fluctuate so that an investor's shares, when redeemed, may be worth more or less than the original cost. For the Fund's most recent month end performance please visit revenueshares.com
For Institutional Investor Use Only. An investment in the Fund is subject to investment risk, including the possible loss of principal amount invested. Funds returns may not match the return of their respective Index, known as non-corrrelation risk, due to operating expenses incurred by the Fund. The alternate weighting approach employed by the Fund (i.e., using revenues as a weighting measure), while designed to enhance potential returns, may not produce the desired results. The Fund's investment objectives, risks, charges and expenses must be considered carefully before investing. The prospectus and summary prospectus contain this and other important information about the Fund, and may be obtained by call 888-854-8181 or visiting www.revenueshares.com. Read the prospectus and summary prospectuses carefully before investing. Foreside Fund Services, LLC is the distributor of RevenueShares ETF Trust. Source: Morningstar Direct
Our mission... To partner with clients to help them achieve their long-term financial goals. Our value proposition... · Proven opportunistic investment philosophy · Specialists across the capitalization spectrum · Owners of the firm and investors in our strategies
Founded in 2000, TAMRO Capital Partners has been consistently recognized as a leading investment management firm focused on core U.S. equities. TAMRO is closely aligned with our clients’ interests and is committed to exceeding their expectations.
1701 Duke Street, Suite 250 Alexandria, VA 22314 Phone Toll Free Fax
703-740-1000 888-816-2925 703-745-1600
www.tamrocapital.com
9 Access to institutional grade, direct investments on a recurring basis 9 Target stabilized multi‐family assets that are projected to generate tax‐deferred current income of 8%+ and attractive overall returns. 9 Investors can customize diversified, income‐producing, tax‐efficient real estate portfolio 9 Extensive Extensive team managing approximately 10,000 units team managing approximately 10 000 units
WAYPOINT’S DISCIPLINED INVESTMENT APPROACH, COMPREHENSIVE UNDERWRITING AND REPORTING PROVIDE INVESTORS WITH A TRANSPARENT REAL ESTATE PORTFOLIO.
THREE PICKWICK PLAZA, FOURTH FLOOR | GREENWICH, CT 06830 www.waypointresidential.com For more information: [email protected] | 502.882.1417
Wilmington Funds is proud to support
The FPA of the Nation’s Capital
WILMINGTON FUNDS Wilmington Trust has a long legacy of employing a forward-looking investment approach to help investors build complete portfolios. That same approach that has been available to our private and institutional clients is available to you through the Wilmington Funds.
For more information on Wilmington Funds, please call Joe Mondell at 443.721.6427
