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12620 Racetrack Rd. • Tampa, FL 33626 1-800-771-9898 • 813-336-5222 FAX

Please Join Us for the Absolute Truth in Retirement Income Planning Dinner Wednesday, June 22nd 2016 6:30 PM

Dinner Tuesday, June 28th 2016 6:30 PM

Dinner Wednesday, June 29th 2016 6:30 PM

1569 Town Center Drive, Lakeland, FL 33803

PRESORTED STANDARD U.S. POSTAGE

PAID

PERMIT NO. 2802

1507 Lakeland Hills, Suite 109 Lakeland, FL 33805

THE RETIREMENT TRUTH: • Looks at all the ways to create retirement income, the products involved and the pros and cons of each. Such as…Income annuities, Equity Index/Fixed annuities, Variable annuities and Bond Laddering. • Advisors compensation: Learn how advisors are compensated and how to avoid being sold a product that might not be in your best interest. • Fee and expenses matter: Learn how to cut your investment and advisory expenses possibly creating greater retirement income for yourself and family. • How financial planning and retirement income planning should be done together. The Retirement Truth seminar was created to help attendee’s make better decisions during their retirement income planning. The goal is to teach all how to keep more retirement dollars with you, make sound retirement decisions and not be sold a product that might not be in your best interest. This seminar could save you $$$$ over your retirement time horizon. Saving $$$$ equals more retirement income for the attendee. And who doesn’t want more retirement income.

Presented by: Ronald Kutz, CERTIFIED FINANCIAL PLANNER™ practitioner and William Cooper, Retirement Income Certified Professional® Location: GrillSmith, 1569 Town Center Drive, Lakeland, FL 33803 Dates: Wednesday, June 22nd 2016 at 6:30 PM Tuesday, June 28th 2016 at 6:30 PM Wednesday, June 29th 2016 at 6:30 PM Hosted by: DTRT Advisors and Insurance Services, LLC’s. Offices Lakeland and Gainesville. RSVP: Please Call: 855-384-8847 Or Register Online: www.youRSVP.com Code: 32798

This is an informational event. There is no cost or obligation to attend. The information provided is fact and opinion of the presenter. We are not affiliated with any broker dealer or insurance company and receive no sponsorship dollars for the dinner and material presented. I just want to share the retirement truth. DTRT Advisors,LLC provides retirement income planning, fee only retirement plans, financial planning and investment advisory services. DTRT Advisors is registered with the State of Florida as a (RIA) Registered Investment Advisor. Registered investment advisory custodial and clearing services are provided through Trade PMR/First Clearing, LLC , member FINRA/SIPC. DTRT Insurance Services, LLC is a Florida licensed insurance agency, # L065216, providing individual and group life, disability, health, dental and long term care insurance.